978 LAKE GERALD CIRCLE
Delta, AL 36258
- 2 beds
- 1 bath
- 975 sqft
- ~1/2 acre lot
- $217 per sqft
- 1968 build
- – on site
Welcome to your serene lakeside retreat on beautiful Lake Gerald in Alabama! This charming cabin sits on 160 feet of prime, flat waterfront property, offering easy, direct access to the water. The lot walks right to the lake, creating the perfect setting for relaxing by the shore, enjoying stunning sunsets, or taking a leisurely swim. Inside, the cozy cabin offers a warm, inviting atmosphere ideal for weekend getaways or peaceful year-round living. Beyond the cabin, explore all that the region has to offer. Outdoor enthusiasts will love being just a short drive from Mount Cheaha, Alabama’s highest peak, with breathtaking hiking trails and panoramic views. For nature lovers, Cheaha State Park offers camping, picnicking, and wildlife watching. The nearby Talladega National Forest is a haven for hiking, biking, and off-roading. History buffs will enjoy visiting Wind Creek State Park or touring the charming towns of Sylacauga and Talladega. This property offers it all.
Last checked:
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Last updated Mar 1, 2025
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MLS# 21406800 —
The Building
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Year Built:1968
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Levels:1-Story
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Year Built Description:Existing
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Exterior Features:Dock Private, Fireplace, Grill, Porch, Porch Screened
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Exterior:Concrete/Block
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Foundation:Slab
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Tri-Level:No
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Attic:No
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Main Level SqFt:975
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Finished Basement SqFt:0 Sqft
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SqFt Source:Per Seller
Interior
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Kitchen Countertops:Laminate
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Window Treatments:All
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Kitchen Equipment:Oven-Electric, Refrigerator
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Fireplace Details:Brick
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Fireplace Type:Woodburning
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Ceiling Type:Other
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Room 5 Level:1
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Room 4:Kitchen
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Rooms:Bedroom, Full Bath, Kitchen
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Room 1:Bedroom
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Room 3:Full Bath
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Concatenated Rooms:|Bedroom1|Bedroom1|FullBath1|Kitchen1|Living1|
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Fireplaces:1
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Room 4 Level:1
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Room 3 Level:1
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Fireplace Location:Family Room
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Room 5:Living
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Laundry:Yes
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Laundry Location:Basement
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Laundry Features:Washer Hookup
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Rooms Level 1:Bedroom (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1)
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Room 1 Level:1
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Room 2:Bedroom
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Room 2 Level:1
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Laundry Space:Other
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Floors:Hardwood Laminate
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Living Area (main+upper):975
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Split Foyer:No
Financial & Terms
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Financing:Cash, Conventional, FHA, VA
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Sale Type:As Is
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Listing Price per Acre:$217.44
Location
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Directions:Gps
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Latitude:33.438671
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Longitude:-85.675275
The Property
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Property Type:Single Family
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Lot View:Yes
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Lot View:Lake/Water View
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Patio:Yes
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Patio:Screened
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Garden/Patio:Yes
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Deck:Screened
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Decks:Yes
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Waterfront:Yes
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Waterfront Footage:160
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Flood Plain:No
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Class:Residental
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Legal Description:0.45 AC (157 X 110 (S) IRR) :LOT 34-A & N1 2 OF LOT 34-BIN LAKE GERALD MB 1 PG 10 S23 T18S R9E DEED REF: DB 59 363 R1 52 440 WV20 188 R226 176 383 54 414 377 507 216 509 20 8NBHD: LAKE GERALD
Listing Agent
- Contact info:
- Office phone:
- 1(877) 366-2213
Taxes
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Parcel ID:17-01-06-23-0-000-016.000
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Tax District:COUNTY
Beds
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Bedrooms:2
Baths
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Total Baths:1
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Full Baths:1
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Bed/Bath Features:Separate Shower
The Listing
Heating & Cooling
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Cooling:Window Units
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Heating:Electric
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HVAC Total Area:975
Utilities
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Public Water:Public Water
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Sewer/Septic:Septic
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Underground Utilities:Yes
Appliances
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Water Heater:Electric
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Laundry Dryer Hookup:Dryer-Electric
Schools
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Elementary School:LINEVILLE
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Middle Or Junior School:CLAY COUNTY
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High School:CLAY COUNTY
The Community
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Minor Subdivision:LAKE GERALD
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Waterfront Name:LAKE GERALD
Parking
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Parking Features:Multilevel
Monthly cost estimate

Asking price
$212,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,135
|
Taxes | N/A |
Insurance | $58 |
Utilities | $154 See report |
Total | $1,347/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/1/25
Mar 1, 2025
|
Price Changed | GALMLS | $212,000 | -11.7% |
1/15/25
Jan 15, 2025
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Listed / Active | GALMLS | $240,000 |