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97652 Overseas Highway Unit S11

Key Largo, FL 33037

2 beds
2 baths
1,130 sqft
$615 per sqft
1975 build
– on site

Bayfront Bliss Awaits at Rock Harbor Club, Key Largo! Experience the magic of bayfront living in this beautifully updated 2-bedroom, 2.5-bath condo at the exclusive Rock Harbor Club in Key Largo! Enjoy breathtaking bay views from your private screened balcony, where gentle breezes set the perfect tone for relaxation. Step inside to a bright and airy open-concept living space, featuring a spacious kitchen with elegant granite countertops and ample wood cabinetry--ideal for entertaining. Upstairs, your private ensuite sanctuary boasts luxurious custom-built illuminated closets, adding a touch of sophistication to your retreat. Rock Harbor Club is a gated, resort-style community surrounded by lush tropical landscapes. Boating enthusiasts will appreciate easy access to the Intracoastal Waterway, with optional dry rack storage, in-and-out service, and dockage in the protected basin. Unwind in the heated and chilled pool or enjoy a variety of activities, including pickleball, tennis, basketball, bocce ball, kayaking, and paddleboarding, with dedicated launch and storage areas. The Bayfront clubhouse offers endless entertainment, featuring Wi-Fi, TV, movies, a full kitchen, restrooms, showers, saunas, and a gym. Embrace Key Largo's laid-back lifestyle with evenings by the fire pit, relaxing on the sandy beach, or witnessing breathtaking sunsets over the bay. Live the dream--experience the best of Florida Keys living at Rock Harbor Club!

Listing courtesy of FLKMLS / LoKation Real Estate

Last checked: Checking… • Last updated Mar 15, 2025 •

MLS# 614197 —

The Building

Year Built:

1975
Construction:

CBS
Style:

Condo
Unit #:

S11
Exterior Features:

Fencing, Tennis Court(s), Sprinkler System, Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters, Fruit Tree(s)
Windows/Doors:

Sliding Glass Doors, Other Windows/Doors
Roof:

Metal Roof, Other Roof, Combo Roof
Shutters:

Accordion
Porch/Balcony:

Screened P/B
Security:

Electric Gate

Interior

Specialty Rooms:

Laundry Room
Furnished:

Furnished
Interior Features:

Split Bedroom, Built-in Cabinets, Tray Ceilings, Window Treatments, Storage, Granite Counter Top, Entrance Foyer, Pantry
Floor:

Tile, Carpet

Financial & Terms

Terms:

No Seller Finance

Location

Directions:

Gated community call for appointment. Mie marker 97.5 bayside across from First State Bank

The Property

Parcel #:

00090963-001100
Property Condition:

Updated/Remodeled
Total Lots:

91.00
Acres:

14.00
Land Size:

10 or more Acres
Waterfront:

Oceanfront, Open Water, Gulf Front, Bay Front
Zoning:

UR - Urban Residential Distrit
Waterfront:

Yes
Waterview:

Bay/Gulf View, Harbor/Marina View, Open Water View
Flood Zone:

X,AE,VE,AE,0.2 PCT A

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Taxes:

4988.15
Tax Exemptions:

None

Beds

Total Bedrooms:

2

Baths

Total Baths:

2.00
Full Baths:

2

The Listing

UnBranded Virtual Tour:

https://high-exposure-visuals.aryeo.com/videos/0191f256-c802-720a-ae18-2ff506b1cf85

Heating & Cooling

Heating:

Central
Cooling:

Central Air, Ceiling Fans(s)

Utilities

Utilities:

FKAA, Elect Separate Meter, Cable Available
Pre-Wired:

Cable
Pre-Wired: Other:

fiberoptics Internet
Pub Sewer HkUp:

Yes

Appliances

Appliances:

Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
Appliances: Other:

YES

The Community

Subdivision:

Rock Harbor Condo (97.5)
Neighborhood Features:

Community Pool, Bike Paths, Other Area Features, Beach, Fire Hydrant, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
Pool Info:

In Ground, Decked, Concrete, Lap
Pool Info: Heated:

Yes
Pool Info: Other:

Chilled
Pool Info: Other Surroundings:

Picnic Area
Dockage:

Dock Privileges, Basin, First Come Dock
Dockage: Dock:

Concrete
Dockage: Dock Length:

411
Pets: Pets w/Restrictions:

1 under 15 lbs
Fee Includes:

Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
Association Info: Association Fee $:

1087.00
Association Info: Mandatory Home Owners Asc:

Yes
Association Info: Assoc/Mnt Fee Per:

Monthly

Parking

Vehicle Storage:

Open Parking, Off Street Parking, Guest Parking
Vehicle Storage: Car(s):

4+

Monthly cost estimate

Asking price

$695,000

Expense	Monthly cost
Mortgage	$3,721
Taxes	$415
Insurance	$191
Utilities	$123 See report
Total	$4,450/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/15/25 Mar 15, 2025	Listed / Active	FLKMLS	$695,000

Condo For Sale

$695,000

Cost Est.

$4,450/mo.

Listing provided by broker:

Terri Bodker

LoKation Real Estate

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This condo located in Key Largo, FL 33037 is currently for sale for $695,000. 97652 Overseas Highway Unit S11 is a 1,130 square foot condo with 2 beds and 2 baths that has been on Estately for 0 days. This condo is in the attendance area of Key Largo School and Key West High School.

Listing Courtesy of: FLKMLS and LoKation Real Estate.

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