1 of 54

Want to see this home?

97652 Overseas Highway Unit M10

Key Largo, FL 33037

2 beds
2 baths
1,130 sqft
$597 per sqft
1975 build
– on site

Mrs. Clean lives here! Spotless home. From the time you enter through the smoked glass impact door (all doors are impact), you experience the calming setting of tranquil blue bay waters and 14 acres of woodland wonder. Two bedrooms, two full tiled baths, newly remodeled kitchen with granite counters, stainless steel appliances all less than five years old, and oakwood cabinets await you. A screened lanai on main floor gives bay breezes with a view of both Florida Bay and a unique bromeliad and orchid garden in the hardwood hammock below. The second floor has new quality carpeting, a primary bedroom with its own lanai and view of the lush tropical shade trees and the bay, a guestroom, laundry and bath. New ceiling molding and a walk in closet with cedar lining makes the primary bedroom even more special. Rock Harbor members enjoy a heated and cooled swimming pool, tennis, pickle ball (right outside your door) and basketball courts, bocce ball, boat and kayak dockage and boat storage. The waterfront clubhouse has a kitchen, large entertainment area, gym, sauna and showers. Members gather here to watch the spectacular sunsets on Florida Bay and celebrate special events throughout the year. This building is in the X flood zone! This 14 acre complex will encourage you to walk along its shaded paths and sandy beach, and experience the relaxed island vibe. Come be a part of the Keys lifestyle with your own home in paradise!

Listing courtesy of FLKMLS / Tropical America Realty Florida Keys, Inc.

Last checked: Checking… • Last updated Mar 17, 2025 •

MLS# 610979 —

This home is listed in more than one place. See it here.

The Building

Year Built:

1975
Construction:

CBS
Style:

Condo
Building Style:

Townhouse
Building Number:

5
Unit #:

M10
Exterior Features:

Built-in Grill, Tennis Court(s), Sandy Beach, Lanai, Rain Gutters, Chickee Hut
Windows/Doors:

Sliding Glass Doors, Impact Rstnce Doors
Roof:

Metal Roof
Shutters:

Other
Porch/Balcony:

Screened P/B
Security:

Electric Gate, On Premises System, Patrolled Area

Interior

Specialty Rooms:

Gym, Sauna/Steam Room, Laundry Room
Furnished:

Furnished
Interior Features:

Drapes/Blinds Incl, Built-in Cabinets, Window Treatments, Walk-in Closet(s), Granite Counter Top, Pantry, Split Bedroom
Floor:

Tile, Combo, Carpet

Financial & Terms

Terms:

No Seller Finance, Cash, Conventional

Location

Directions:

MM 97 Bayside. This is a gated community. Please call Judy O'Hara for appointments. Open House most Saturdays. Call Judy to confirm when you are planning to come.

The Property

Parcel #:

00090965-001000
Property Condition:

Updated/Remodeled
Total Lots:

91.00
Lot Dimensions:

14 Acres +/-
Acres:

14.00
Land Size:

10 or more Acres
Waterfront:

Bay Front
Zoning:

UR - Urban Residential Distrit
Waterfront:

Yes
Waterview:

Bay/Gulf View
Flood Zone:

X

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Taxes:

1362.10
Tax Exemptions:

Homestead, Widow/Widower

Beds

Total Bedrooms:

2

Baths

Total Baths:

2.00
Full Baths:

2

The Listing

UnBranded Virtual Tour:

http://tours.keyspropertyvisuals.com/vtnb/349615
Bank Owned:

No

Heating & Cooling

Heating:

Central, Electric
Cooling:

Central Air

Utilities

Utilities:

FKAA, Elect Separate Meter, Buyer to Verify
Pre-Wired: Other:

Fiber Optic WiFi
Pub Sewer HkUp:

Yes

Appliances

Appliances:

Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer

The Community

Subdivision:

Rock Harbor Condo (97.5)
Neighborhood Features:

Community Pool, Spa, Bike Paths, Other Area Features, Beach, Fire Hydrant, Handicap Facilities, Manager on Premises, Tennis Courts, Clubhouse, Community Dockage
Pool Info:

In Ground, Concrete
Pool Info: Heated:

Yes
Dockage:

Dock Privileges, Other Dockage, Basin, First Come Dock
Dockage: Dock:

Concrete
Dockage: Dock Length:

410
Pets: Pets w/Restrictions:

1 under 15 lb
Fee Includes:

Sewer, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating
Association Info: Association Fee $:

1087.00
Association Info: Mandatory Home Owners Asc:

Yes
Association Info: Assoc/Mnt Fee Per:

Monthly

Parking

Vehicle Storage:

Guest Parking
Vehicle Storage: Car(s):

2

Monthly cost estimate

Asking price

$675,000

Expense	Monthly cost
Mortgage	$3,614
Taxes	$113
Insurance	$185
Utilities	$123 See report
Total	$4,035/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/3/25 Mar 3, 2025	Price Changed	FLKMLS	$675,000	-0.7%
2/19/25 Feb 19, 2025	Price Changed	FLKMLS	$680,000	-1.4%
2/3/25 Feb 3, 2025	Price Changed	FLKMLS	$690,000	-0.7%

Want a closer look?

Go see 97652 Overseas Highway

Or Call Toll Free 1-800-241-3327

We guarantee that we’ll never spam you.

* indicates a required field

More homes

Newest listings in Key Largo, FL

Similar sold homes

This condo located in Key Largo, FL 33037 is currently for sale for $675,000. 97652 Overseas Highway Unit M10 is a 1,130 square foot condo with 2 beds and 2 baths that has been on Estately for 242 days. This condo is in the attendance area of Key West High School and Key Largo School.

Listing Courtesy of: FLKMLS and Tropical America Realty Florida Keys, Inc..

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.