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903 Panorama Pass

Horseshoe Bay, TX 78657

3 beds
3 baths
2,089 sqft
~1/2 acre lot
$239 per sqft
2020 build
– on site

Welcome to your serene sanctuary in the heart of Horseshoe Bay! This charming and low-maintenance 3-bedroom, 2.5-bath, 2-car garage cottage offers not only a beautiful place to call home-but also an amazing financial advantage: an FHA assumable loan with a rock-bottom 2.75% interest rate. This is a rare opportunity for significant monthly savings for qualified buyers. Set on a premium wide, flat lot just under half an acre, this home strikes the perfect balance of tranquility, comfort, and convenience-ideal as a full-time residence or a lock-and-leave retreat. Mature trees surround the property, while panoramic Hill Country and golf course views provide a stunning natural backdrop. The timeless exterior features a clay tile roof and elegant stucco and stone masonry on all four sides. Step inside to find a bright, open layout with soaring vaulted ceilings and abundant natural light. The living room centers around a dramatic floor-to-ceiling stone fireplace-perfect for cozy evenings. The gourmet kitchen is built for everyday living and effortless entertaining, complete with granite countertops, a large island, gas cooking, and a pot filler for added convenience. The oversized primary suite captures gorgeous golf course views and includes a walk-in closet and spa-like ensuite bath with a walk-in shower, bench seating, and generous storage. The second bedroom features its own private ensuite, and a third room provides flexible space for a home office or guest room. Step outside to a covered back patio with a built-in grill-ideal for outdoor dining, entertaining, or simply relaxing in your peaceful Hill Country setting. Tucked away in a quiet part of this highly sought-after resort community, you'll enjoy a sense of privacy while being just minutes from Baylor Scott & White Hospital, HEB, and the many world-class amenities of Horseshoe Bay Resort-including four championship golf courses.

Listing courtesy of ABOR / Nick Insalata / Compass RE Texas, LLC

Last checked: Checking… • Last updated Apr 9, 2025 •

MLS# 2974419 —

This home is listed in more than one place. See it here.

The Building

Year Built:

2020
Unit Style:

1st Floor Entry
New Construction:

false
Roof:

Tile
Foundation:

Slab
Exterior Features:

Barbecue
Accessibility Features:

None
Patio And Porch Features:

Front Porch
Window Features:

Blinds
Levels:

One
Direction Faces:

West
Builder Name:

Arnold & Welch

Interior

Interior Features:

Ceiling Fan(s)
Living:

1
Flooring:

Carpet
Fireplace:

Gas Starter
Fireplaces Total:

1
Laundry Location:

Inside

Room Dimensions

Living Area:

2089
Living Area Source:

Public Records

Financial & Terms

Possession:

Close Of Escrow
Restrictions:

City Restrictions

Location

Latitude:

30.525122
Longitude:

-98.365976
Directions:

South off FM2147 which bends around to Clayton Nolen, Right on Hi Mesa, Right on Panorama Pass to 903

The Property

Property Type:

Residential
Subtype:

Single Family Residence
Parcel Number:

26120
Property Condition:

Resale
Other Structures:

Garage(s)
Lot Features:

Back Yard
Lot Size Acres:

0.479
Lot Size Area:

0 Sqft
Lot Size SqFt:

20,865 Sqft
SqFt Total:

2,739 Sqft
View:

Golf Cours
Waterfront:

false
Waterfront Features:

None
Horse:

false
Additional Parcels:

false
Fencing:

None
FEMA Flood Plain:

No

Listing Agent

Contact info:

Taxes

Tax Annual Amount:

$8,558.21

Beds

Bedrooms Total:

3
Main Level Bedrooms:

3

Baths

Total Baths:

2.5
Total Baths:

3
Full Baths:

2
Half Baths:

1

The Listing

Special Listing Conditions:

Standard
Listing Terms:

Cash
Occupant Type:

Owner

Heating & Cooling

Heating:

Central
Cooling:

Ceiling Fan(s)

Utilities

Utilities:

Electricity Connected
Sewer:

Septic Tank
Water Source:

Public
Electric On Property:

true

Appliances

Appliances:

Dishwasher

Schools

Elementary School:

Packsaddle
Elementary School District:

Llano ISD
Middle School:

Llano
Middle School District:

Llano ISD
High School:

Llano
High School District:

Llano ISD

The Community

Subdivision Name:

Horseshoe Bay Proper
Association Name:

Horseshoe Bay Poa
Association Fee:

$683.18
Association Fee Includes:

See Remarks
Association Fee Frequency:

Annually
Community Features:

BBQ Pit/Grill
Pool Private:

false
Pool Features:

None
Spa Features:

None

Parking

Parking Features:

Detached
Garage:

true
Attached Garage:

false
Garage Spaces:

2
Covered Spaces:

2

Monthly cost estimate

Asking price

$499,900

Expense	Monthly cost
Mortgage	$2,676
Taxes	$713
Insurance	$137
HOA fees	$57
Utilities	$155 See report
Total	$3,738/mo.^*
	^*This is an estimate

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This house located in Hills of Horseshoe Bay, Horseshoe Bay, TX 78657 is currently for sale for $499,900. 903 Panorama Pass is a 2,089 square foot house with 3 beds and 3 baths that has been on Estately for 40 days. 903 Panorama Pass is in the Hills of Horseshoe Bay neighborhood of Horseshoe Bay. This house is in the attendance area of Llano High School.

Based on information from the Austin Board of REALTORS® and ACTRIS 2025. All information provided is deemed reliable but is not guaranteed and should be independently verified. The Austin Board of REALTORS®, ACTRIS and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied.