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903 Panorama Pass

Horseshoe Bay, TX 78657

3 beds
2.5 baths
2,089 sqft
~1/2 acre lot
$239 per sqft
2020 build
– on site

Welcome to your serene sanctuary in the heart of Horseshoe Bay! This charming and low-maintenance 3-bedroom, 2.5-bath, 2-car garage cottage offers not only a beautiful place to call home-but also an amazing financial advantage: an FHA assumable loan with a rock-bottom 2.75% interest rate. This is a rare opportunity for significant monthly savings for qualified buyers. Set on a premium wide, flat lot just under half an acre, this home strikes the perfect balance of tranquility, comfort, and convenience-ideal as a full-time residence or a lock-and-leave retreat. Mature trees surround the property, while panoramic Hill Country and golf course views provide a stunning natural backdrop. The timeless exterior features a clay tile roof and elegant stucco and stone masonry on all four sides. Step inside to find a bright, open layout with soaring vaulted ceilings and abundant natural light. The living room centers around a dramatic floor-to-ceiling stone fireplace-perfect for cozy evenings. The gourmet kitchen is built for everyday living and effortless entertaining, complete with granite countertops, a large island, gas cooking, and a pot filler for added convenience. The oversized primary suite captures gorgeous golf course views and includes a walk-in closet and spa-like ensuite bath with a walk-in shower, bench seating, and generous storage. The second bedroom features its own private ensuite, and a third room provides flexible space for a home office or guest room. Step outside to a covered back patio with a built-in grill-ideal for outdoor dining, entertaining, or simply relaxing in your peaceful Hill Country setting. Tucked away in a quiet part of this highly sought-after resort community, you'll enjoy a sense of privacy while being just minutes from Baylor Scott & White Hospital, HEB, and the many world-class amenities of Horseshoe Bay Resort-including four championship golf courses. With charm, elegance, and unmatched ease, this home has it all-plus an FHA assumable loan at only 2.75%. Don't miss this rare opportunity-schedule your private tour today and start living the Hill Country dream.

Listing courtesy of SABOR / Compass RE Texas, LLC - SA

Last checked: Checking… • Last updated Apr 9, 2025 •

MLS# 1849148 —

This home is listed in more than one place. See it here.

The Building

Year Built:

2020
Approx Age:

5
Construction:

Pre-Owned
Recent Rehab:

No
Builder Name:

Arnold & Welch
Type:

Single Family Detached
Style:

One Story, Ranch
Exterior:

4 Sides Masonry, Stucco
Exterior Features:

Covered Patio, Gas Grill, Partial Fence, Sprinkler System, Double Pane Windows, Mature Trees
Roof:

Tile, Clay
Foundation:

Slab
# of Stories:

1
Home Faces:

West
Inclusions:

Ceiling Fans, Washer Connection, Dryer Connection, Microwave Oven, Gas Cooking, Dishwasher, Gas Water Heater
Total SqFt:

2089
SqFt Source:

Appsl Dist

Interior

Interior:

One Living Area, Island Kitchen, Secondary Bedroom Down, 1st Floor Lvl/No Steps, High Ceilings, Open Floor Plan, All Bedrooms Downstairs, Laundry in Closet, Laundry Main Level, Laundry Lower Level, Laundry Room, Walk in Closets
Window Coverings:

All Remain
Floors:

Carpeting, Stained Concrete
# of Fireplaces:

1
Fireplace:

One, Living Room, Gas Starter

Room Dimensions

Living Room Length:

17
Living Room Width:

13
Kitchen Length:

14
Kitchen Width:

11
Master Bedroom Length:

21
Master Bedroom Width:

15
Bedroom 2 Length:

13
Bedroom 2 Width:

11
Bedroom 3 Length:

9
Bedroom 3 Width:

10
Master Bath Length:

9
Master Bath Width:

7

Financial & Terms

Potential Short Sale:

No
Possession:

Closing/Funding

Location

Directions:

South off FM2147 which bends around to Clayton Nolen, Right on Hi Mesa, Right on Panorama Pass to 903

The Property

Area:

3100
Legal Desc-Lot:

22083
Lot Description:

County VIew, Mature Trees (ext feat), Level
Lot Improvements:

Street Paved, Asphalt, City Street
Lot Size:

0.47
Pool:

No
Pool/Spa:

No Pool
Price Per SqFt:

$239.30

Listing Agent

Contact info:

Taxes

Tax Property ID:

1065000220830
Tax Year:

2024
Total Taxes:

$8,440.42
Taxed by Multiple Counties:

No

Beds

Total Bedrooms:

3
Master Bedroom:

DownStairs, Walk-In Closet, Ceiling Fan, Full Bath

Baths

Total Baths:

3
Full Baths:

2
Half Baths:

1
Master Bath:

Shower Only, Single Vanity
Full and Half Baths:

2.1

Heating & Cooling

Heating:

Central Heating
Heating Fuel:

Electric
Air Conditioning:

One Central

Utilities

Sewer:

Septic, City

Schools

Elementary School:

Packsaddle Elementry
Middle School:

Llano
High School:

Llano
School District:

Llano I.S.D.

The Community

Subdivision:

Horseshoe Bay
HORSESHOE BAY

Subdivision:
Senior Community:

No
Neighborhood Amenities:

Tennis, Park/Playground, Jogging Trails, Lake/River Park, Fishing Pier
HOA:

Mandatory
HOA Name:

HORSESHOE BAY POA
HOA Fees:

$643
HOA Fee Paid:

Annually

Parking

Parking:

Two Car Garage, Detached Garage

Monthly cost estimate

Asking price

$499,900

Expense	Monthly cost
Mortgage	$2,676
Taxes	$703
Insurance	$137
HOA fees	$54
Utilities	$154 See report
Total	$3,724/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price
3/12/25 Mar 12, 2025	Listed / Active	SABOR	$499,900
12/9/24 Dec 9, 2024	Sold	SABOR
12/9/24 Dec 9, 2024	Sold Subject To Contingencies	ABOR

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This house located in Hills of Horseshoe Bay, Horseshoe Bay, TX 78657 is currently for sale for $499,900. 903 Panorama Pass is a 2,089 square foot house with 3 beds and 2.5 baths that has been on Estately for 35 days. 903 Panorama Pass is in the Hills of Horseshoe Bay neighborhood of Horseshoe Bay. This house is in the attendance area of Llano High School.

Listing Provided Courtesy of Compass RE Texas, LLC - SA

The information included in this listing is provided by SABOR exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Users may not reproduce or redistribute the data found on this site. The data is for viewing purposes only. All information provided is deemed reliable but is not guaranteed by Estately or SABOR and should be independently verified.