89 Howell Bluff Road
Ponce De Leon, FL 32455
- 3 beds
- 2 baths
- 1,308 sqft
- 6,098 sqft lot
- $282 per sqft
- 2008 build
- – on site
The River is Calling! Leave the World behind & Relax on the calm waters of Choctawhatchee River. This River Cottage sits high on the Bluff & nestled by gorgeous Oak Trees. The Beach sings ''sand in my shoes'', but the River ''stays in your soul''. Outdoor Kitchen overlooking the River is perfect after a day of fishing & outfitted with a grill, sink, mini-fridge + the best River views! Ideal for a second home, vacation rental or full-time residence. New kitchen ovens. Beautiful wood w/beams, bead board, flooring & rustic accents. Many extras to enjoy. Fenced back yard for privacy. Carports for cars, storage & boats. County Launch & Kayak Park just minutes away across Hwy 20 at the Bridge.. Int'l Airport 17 minutes away on Hwy 79. This is a ''Must-See & Buy Now'' Cottage on the River!
Last checked:
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Last updated Mar 5, 2025
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MLS# 952976 —
The Building
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Year Built:2008
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Construction Materials:Foundation Off Grade, Frame, Roof Metal, Roof Pitched, Trim Aluminum, Trim Wood
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Building Area Total:1308.0
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Building Area Source:County PA Records
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Architectural Style:Florida Cottage
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Basement:None
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Stories:1
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Levels:None
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Foundation Details:None
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Exterior Features:Deck Covered, Dock, Fenced Lot-Part, Fenced Privacy, Pavillion/Gazebo, Shower, Summer Kitchen
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Breakfast Bar, Ceiling Beamed, Ceiling Cathedral, Floor Hardwood, Floor Laminate, Furnished - Some, Lighting Recessed, Lighting Track, Pantry, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted, Woodwork Stained
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Rooms Total:5
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:From Freeport, travel East on Hwy 20 & continue E on Hwy 20 through Bruce at Hwy 81. Before the Choctawhatchee River Bridge, there is a County Park & Launch on the right or south side of Hwy 20. Howell Bluff Rd is on the north side of Hwy 20. Left on Howell Bluff & follow around curve to the right. Continue straight ahead. Private launch is on the River and 89 is on the left side of Launch.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Flood Insurance Req, Interior, Level
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Lot Size Acres:0.14
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Lot Size Area:0.14
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Lot Size Dimensions:50x115x55x119
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Lot Size SqFt:6098.4
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Lot Size Units:Acres
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Zoning:County, Mobile Home, Unrestricted
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Possible Use:None
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Parcel Number:36-1N-17-04030-000-0320
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Topography:None
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Waterfront:true
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Waterfront Features:River, Shore - Natural, Shore - Seawall
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Water Body Name:None
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Road Frontage Type:County Road, Private Road
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2023
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Tax Annual Amount:780.0
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Tax Legal Description:Metes and Bounds Description
Beds
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Bedrooms Total:3
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://homescenes.com/tours/idx.cfm?PropertyID=84833
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fan(s), Central Air
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Cooling:true
Utilities
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Utilities:Community Water, Electric, Phone, Septic Tank
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Freeport
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Elementary School District:None
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Middle Or Junior School:Freeport
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Middle Or Junior School District:None
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High School:Freeport
The Community
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Subdivision Name:HOWELLS BLUFF
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Community Features:Fishing, Waterfront
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Attached Garage:false
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Carport:true
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Carport Spaces:3.0
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Parking Features:Carport, Carport Attached, Carport Detached, Golf Cart Covered
Monthly cost estimate

Asking price
$369,500
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,978
|
Taxes | $65 |
Insurance | $101 |
Utilities | $131 See report |
Total | $2,275/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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3/5/25
Mar 5, 2025
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Relisted | ECARMLS | $369,500 | |
10/1/24
Oct 1, 2024
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Pending | ECARMLS | $369,500 | |
6/21/24
Jun 21, 2024
|
Listed / Active | ECARMLS | $369,500 | 61.4% (16.8% / YR) |