8700 Front Beach Road
Panama City Beach, FL 32407
- 2 beds
- 3 baths
- 1,325 sqft
- $207 per sqft
- 2008 build
- – on site
OWNER FINANCING NOW OFFERED!!! WITH FULL PRICE OFFER AT 5% INTEREST RATE, AMORTIZED OVER 30 YEARS WITH A 3-YEAR BALLOON PAYMENT DUE. $50K NON-REFUNDABLE DOWN PAYMENT REQUIRED. NO PREPAYMENT PENALTY. BUYER RESPONSIBLE FOR HOA DUES AND PROPERTY TAXES. ESTIMATED MONTHLY PAYMENT OF $1,207.85 (PRINCIPAL AND INTEREST ONLY) BASED ON A $275K PURCHASE PRICE. CREDITWORTHINESS WILL BE CONSIDERED FOR ANY SELLER-FINANCED DEAL. One of the Lowest Priced 2 Bedroom / 2.5 Bath condos in the Entire Complex!! Act now! This 2-bed, 2.5-bath condo in the coveted Island Reserve offers affordable luxury in a gated community. Currently rented at $1,850/month on a flexible, month-to-month lease. Enjoy resort-style living just 1.4 miles from Panama City Beach's famous white sands and close to the Hathaway Bridge.
Last checked:
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Last updated Mar 14, 2025
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MLS# 970283 —
The Building
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Year Built:2008
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Building Area Total:1325.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Basement:None
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Stories Total:3
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Levels:None
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Foundation Details:None
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Exterior Features:Balcony
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Ceiling Crwn Molding, Kitchen Island, Washer/Dryer Hookup
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Rooms Total:4
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, VA
Location
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Directions:Heading West from Hathaway Bridge, turn right at traffic light on Laurie going into Island Reserve front entrance. From the Laurie Ave entrance, enter gate and go to straight ahead to the parking garage 3rd floor, go down the hallway of Building 6, Top Floor & is about halfway down on your left.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:40001-100-219
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Topography:None
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Waterfront:No
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:3159.74
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Tax Legal Description:ISLAND RESERVE 31 3S 15W TYPE B-U BLDG 6 UNIT 6305 ORB 3018 P 563 2BR 2.5B 1325 H&C ORB 4168 P 36 145 BALC . MAP 57C4
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.5
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fan(s), Central Air
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Cooling:true
Utilities
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Utilities:Community Sewer, Community Water, Electric
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Breakfast Point
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Elementary School District:None
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Middle Or Junior School:Breakfast Point
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:ISLAND RESERVE
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Community Features:BBQ Pit/Grill, Community Room, Dumpster, Elevators, Exercise Room, Gated Community, Minimum Rental Prd, Pets Allowed, Picnic Area, Pool, Whirlpool
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:1736.59
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Association Fee Frequency:Quarterly
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Association Fee Includes:Accounting, Ground Keeping, Insurance, Management, Security, Sewer, Water, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$275,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,472
|
Taxes | $263 |
Insurance | $75 |
Utilities | $123 See report |
Total | $1,933/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/5/25
Mar 5, 2025
|
Listed / Active | ECARMLS | $275,000 |