8610 Surf Drive
Panama City Beach, FL 32408
- 2 beds
- 2 baths
- 1,256 sqft
- $358 per sqft
- 1986 build
- – on site
MOTIVATED SELLER! Discover your Gulf-Front Paradise in this spacious condo that SLEEPS 8! This 2 bedroom, 2 bath condo in Panama City Beach is the perfect beach retreat you've been dreaming of. Located in the low density, 30-unit complex of Whispering Seas, you'll be escaping the crowds and be steps away from sinking your toes into the warm, sugary sands of the Gulf. At a spacious 1,256 square feet, this condo is a great value compared to other properties in the area. It is impressively furnished to comfortably sleep 8 guests, making it an ideal vacation rental investment property. The layout and size of this condo rival that of a three-bedroom unit, providing plenty of space for everyone to relax and enjoy. This fully furnished condo exudes coastal vibes with its beachy decor. NEW Refrigerator and mattresses just replaced! The living room is a perfect place to unwind after a day in the sun and features breathtaking Gulf views and a sleeper sofa to accommodate guests. There is a fully equipped kitchen with a breakfast bar, dining area, and full-sized washer/dryer. The two bedrooms are both generously sized with a king bed in the master suite and two queens in the second bedroom. Brand new slider doors just installed and you'll have stunning Gulf and palm tree views from the balcony! In addition to its prime Gulf Front location, Whispering Seas offers amenities for both residents and guests to enjoy. Take a refreshing dip in the beachfront community pool, lounge in the sun or grill-out on the Gulf-Front Terrace or take a leisurely stroll along the pristine white sands. Don't miss out on this incredible opportunity to own a beachfront condo in Panama City Beach at a great value.
Last checked:
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Last updated Apr 10, 2025
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MLS# 967615 —
The Building
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Year Built:1986
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# of Buildings:30
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Building Area Total:1256.0
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Building Area Source:County PA Records
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Architectural Style:N/A
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Basement:None
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Stories Total:4
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Levels:None
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Foundation Details:None
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Exterior Features:Balcony
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Breakfast Bar, Furnished - All, Owner's Closet, Window Treatment All
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Rooms Total:4
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, Other
Location
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Directions:South on Joan Avenue, continue across Thomas Drive to Surf Drive. Whispering Seas will be on the right directly on the Gulf of Mexico. Unit is located on the left end of the second floor.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:30464-078-000
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Topography:None
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View:Gulf
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Waterfront:true
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Waterfront Features:Gulf
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:4450.0
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Tax Legal Description:WHISPERING SEAS UNIT 201 ORB 4569 P 683 2BR 2B 1256 H&C
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Ceiling Fans, Central Air
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Cooling:true
Utilities
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Utilities:Community Sewer, Community Water, Electric, Phone, TV Cable
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Breakfast Point
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Elementary School District:None
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Middle Or Junior School:Breakfast Point
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:Whispering Seas
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Community Features:BBQ Pit/Grill, Beach, Dumpster, Pets Allowed, Pool, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:4321.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Ground Keeping, Recreational Faclty, Sewer, Telephone, Water, Cable TV, Trash
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Carport:false
Monthly cost estimate

Asking price
$450,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,409
|
Taxes | $370 |
Insurance | $123 |
Utilities | $144 See report |
Total | $3,046/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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2/3/25
Feb 3, 2025
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Listed / Active | ECARMLS | $450,000 |