85 Henry Morgan Drive
Key Largo, FL 33037
- 3 beds
- 2 baths
- 1,499 sqft
- 7,500 sqft lot
- $727 per sqft
- 2009 build
- – on site
Escape to your own private oasis in Key Largo with this exquisite ranch-style retreat, designed for ultimate comfort and effortless entertaining. Surrounded by lush tropical gardens, this home offers a serene and spa-like atmosphere, blending high-end craftsmanship with the laid-back island lifestyle. The heart of the home is a chef's dream kitchen, featuring a custom rare granite island, dual Miele refrigerators, a professional-grade Wolf gas range with double ovens, and a hammered copper hood and deep farm sink, all complemented by imported rough-sawn black walnut cabinetry.Set on 3 lots with street-to-street access, this property seamlessly integrates indoor & outdoor living. The covered lanai is perfect for entertaining, complete with a built-in grill, fire pit, and shady garden nooks, offering the ideal space to unwind or gather with friends. Inside, the home boasts 3 spacious bedrooms and 2 beautifully designed bathrooms, solid concrete construction for durability, impact-rated Anderson windows for energy efficiency and storm protection, and an X-Flood Zone elevation for added peace of mind. Custom woodwork and designer finishes, including imported walnut doors, copper sink basins, and custom lighting, add to the home's distinctive charm. A bonus mini-split in the primary suite provides extra comfort when needed.Located in the desirable Pirate's Cove community, this home offers exclusive access to the neighborhood boat ramp, clubhouse, and bayfront beach, making it perfect for boating, fishing, & soaking up the Florida Keys sunshine. Dual paved driveways provide ample parking for multiple vehicles, a boat, or recreational toys, while the air-conditioned garage includes built-in storage & humidity control. The option to purchase a new whole-house generator ensures security during storm season. The tropical landscaping is enhanced by mature fruit trees, including mango, soursop, lime, & key lime. Call to schedule your showing
Last checked:
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Last updated Mar 4, 2025
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MLS# 614010 —
The Building
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Year Built:2009
-
Construction:CBS
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Style:Single Family
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Building Style:Ground Level
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Exterior Features:Built-in Grill, Lanai, Lighting, Fruit Tree(s)
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Windows/Doors:Impact Rstnce Window, Impact Rstnce Doors
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Roof:Metal Roof
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Porch/Balcony:Patio
Interior
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Specialty Rooms:Laundry Room
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Furnished:Unfurnished
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Interior Features:Pantry, Storage, Granite Counter Top
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Floor:Tile
Financial & Terms
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Terms:Cash, Conventional
The Property
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Parcel #:00493710-000000
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Lot SqFt:7500.00
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Acres:0.17
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Land Size:More than 1 Lot
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Waterfront:None
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Zoning:IS - Improved Subivision District
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Waterfront:No
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Waterview:No Waterview
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Flood Zone:X
Listing Agent
- Contact info:
- Agent phone:
- (305) 394-3037
- Office phone:
- (305) 451-4078
Taxes
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Tax Year:2024
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Taxes:6636.76
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Tax Exemptions:None
Beds
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Total Bedrooms:3
Baths
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Total Baths:2.00
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Full Baths:2
Heating & Cooling
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Heating:Central
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Cooling:Central Air, Ceiling Fans(s)
Utilities
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Utilities:FKAA, Municipal Sewer
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Pub Sewer HkUp:Yes
Appliances
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Appliances:Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
The Community
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Subdivision:Pirates Cove (Key Largo) (98.5)
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Neighborhood Features:Community Boat Ramp, Beach, Clubhouse
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Dockage:Boat Ramp
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Pets:Pets Allowed
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Fee Includes:None
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Association Info: Mandatory Home Owners Asc:No
Parking
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Vehicle Storage:RV Parking Open, Trailer Storage
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Vehicle Storage: Car(s):4+
Monthly cost estimate

Asking price
$1,090,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,836
|
Taxes | $553 |
Insurance | $299 |
Utilities | $140 See report |
Total | $6,828/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
3/4/25
Mar 4, 2025
|
Listed / Active | FLKMLS | $1,090,000 | 22.5% |
9/19/24
Sep 19, 2024
|
FLKMLS | $890,000 | 223.6% (14.9% / YR) | |
8/1/24
Aug 1, 2024
|
FLKMLS |