1 of 48

Want to see this home?

849 Harbor Island

CLEARWATER BEACH, FL 33767

4 beds
3 baths
4,244 sqft
11,443 sqft lot
$1,036 per sqft
1982 build
– on site

One or more photo(s) has been virtually staged. Welcome home to your exclusive, NEVER FLOODED, waterfront oasis! Located in the serene area of Island Estates, this home offers breathtaking 180-degree Intracoastal views. Built 11+ feet above the floodplain with solid block construction in 1982, the home was expanded in 2000 with a two-story addition, reinforced by 13 steel beams driven 30 feet into bedrock for lasting durability. This property was built to withstand any storm, and it has! Inside, the open yet well-defined layout features a central kitchen, two living areas, and formal and informal dining spaces. On the main floor, you'll find 4 bedrooms and 3 bathrooms. A large wraparound porch allows you to enjoy coffee every morning with a warm breeze and jaw-dropping view. A boat lift and car lift cater to enthusiasts, while a sunken wet bar with granite countertops and custom cabinetry enhances entertaining. Floor-to-ceiling windows on the second floor showcase stunning views, with a second-floor balcony positioned for perfect winter sunsets. The views from the second and third floor will truly leave you breathless, and the versatile space on the third floor is exquisite. Whether it's used as an office, a library, or even a yoga/meditation room, you will find stress doesn't stand a chance while you're inside. Dedicated HVAC units on each floor maintain comfort, while a 2018 multi-dimensional shingle roof adds longevity. Two wood-burning fireplaces provide warmth, and a marine gear storage area offers flexible space for storage, a workshop, or fitness center. The fully screened pool area, complete with an outdoor culinary corner, seamlessly blends indoor and outdoor living. A 5 minute boat ride leads to Caladesi Island, which was ranked the fourth-best U.S. beach in 2024! The Gulf of Mexico is just a short 10 minute boat ride away, offering endless opportunities for adventure on the water! Minutes away, you’ll find Honeymoon Island, marinas, and premier waterfront dining. This is the pinnacle of luxury coastal living! A rare combination of luxury, functionality, and prime location, this home is ready to create new memories!

Listing courtesy of STELLAR_MLS / REAL BROKER, LLC

Last checked: Checking… • Last updated Mar 29, 2025 •

MLS# OM696238 —

The Building

Year Built:

1982
New Construction:

false
Architectural Style:

Florida
Construction Materials:

Block
Levels:

Three Or More
Stories Total:

4
Roof:

Shingle
Foundation Details:

Pillar/Post/Pier
Window Features:

Blinds
Patio And Porch Features:

Covered
Security Features:

Smoke Detector(s)
Building Area Total:

6548
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Built-in Features
Furnished:

Unfurnished
Flooring:

Carpet
Additional Rooms:

Bonus Room
Fireplace:

true
Fireplace Features:

Family Room

Room Dimensions

Living Area:

4244
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

From Clearwater Causeway turn North onto Island Estates. Turn East onto Harbor Passage and then North onto Harbor IS. Property is on right.
Latitude:

27.995281
Longitude:

-82.817524
Coordinates:

-82.817524, 27.995281

The Property

Parcel Number:

052915434560730440
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Features:

Cul-De-Sac
Lot Size Acres:

0.26
Lot Size Area:

11443
Lot Size SqFt:

11443
Lot Size Dimensions:

96 x 140
Lot Size Units:

Square Feet
Total Acres:

1/4 to less than 1/2
Direction Faces:

West
View:

Pool
View:

true
Exterior Features:

Balcony
Vegetation:

Trees/Landscaped
Water Source:

Public
Road Surface Type:

Paved
Road Frontage Type:

Street Paved
Flood Zone Code:

ae
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

44
Tax Legal Description:

ISLAND EST OF CLEARWATER UNITS 6D, 7A, 7C UNIT 7C, LOT 44
Tax Book Number:

64-1
Tax Annual Amount:

14227.59

Beds

Bedrooms Total:

4

Baths

Total Baths:

3
Total Baths:

3
Full Baths:

3

The Listing

Virtual Tour URL Branded:

https://media.baysideluxuryimage.com/sites/benkqjp/unbranded
Virtual Tour URL Unbranded:

https://www.zillow.com/view-imx/66e3e663-9c67-400b-9511-b96b176a8095?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Cable Available
Sewer:

Public Sewer

Appliances

Appliances:

Bar Fridge
Laundry Features:

Inside

Schools

Elementary School:

Sandy Lane Elementary-PN
Middle Or Junior School:

Dunedin Highland Middle-PN
High School:

Clearwater High-PN

The Community

Subdivision Name:

ISLAND ESTATE OF CLEARWATER UNITS 6D 7A 7C
Senior Community:

false
Waterview:

Bay/Harbor - Full
Waterview:

true
Water Access:

Bay/Harbor
Water Access:

true
Water Extras:

Fishing Pier
Water Body Name:

CLEARWATER BAY
Waterfront:

true
Waterfront Features:

Bay/Harbor
Spa:

false
Pool Private:

true
Pool Features:

Gunite
Pets Allowed:

Yes
Pet Restrictions:

Buyer's responsibility to confirm all information is accurate.
Association:

false
Ownership:

Fee Simple
Association Approval Required:

false
Waterfront Feet Total:

84

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

3
Garage Dimensions:

21X21
Carport:

false
Covered Spaces:

3
Open Parking:

true
Parking Features:

Driveway

Monthly cost estimate

Asking price

$4,399,000

Expense	Monthly cost
Mortgage	$23,555
Taxes	$1,185
Insurance	$1,209
Utilities	$248 See report
Total	$26,197/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Transit Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/19/25 Mar 19, 2025	Price Changed	STELLAR_MLS	$4,399,000	-0.0%
3/5/25 Mar 5, 2025	Listed / Active	STELLAR_MLS	$4,399,999
7/2/24 Jul 2, 2024	Listed / Active	STELLAR_MLS

Want a closer look?

Go see 849 Harbor Island

Or Call Toll Free 1-800-241-3327

We guarantee that we’ll never spam you.

* indicates a required field

More homes

Newest listings in Clearwater, FL

Similar sold homes

This house located in Island Estate, Clearwater, FL 33767 is currently for sale for $4,399,000. 849 Harbor Island is a 4,244 square foot house with 4 beds and 3 baths that has been on Estately for 26 days. 849 Harbor Island is in the Island Estate neighborhood of Clearwater and has a WalkScore® of 1, making it car-dependent. This house is in the attendance area of Clearwater High School and Sandy Lane Elementary School.

Listing Courtesy of: STELLAR_MLS and REAL BROKER, LLC.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.