712 Gulf Stream Drive
Ocean City, MD 21842
- 3 beds
- 2 baths
- 1,392 sqft
- 3,623 sqft lot
- $538 per sqft
- 1991 build
Waterfront Perfection in Montego Bay – Bay Views, Deep Water Access & More Welcome to 712 Gulf Stream Drive—an exceptional waterfront property nestled along one of the widest canals in Ocean City’s beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two (yes TWO) private boat lifts are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper drafts—something not easily found elsewhere. Whether you’re a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming three-season room overlooking the water—perfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean City’s most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trails—all with no ground rent and low HOA fees. Plus, you’re just a few short blocks from the beach, Northside Park, dining, and entertainment. 712 Gulf Stream Drive is more than just a home—it’s a waterfront sanctuary where every day feels like a vacation. No issues with Property Insurance with this home. Quotes for Homeowners and Flood insurance are available in the Agents Documents section of the MLS. Est combined for both is only $2600-2700/yr
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Last updated Apr 28, 2025
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MLS# MDWO2030178 —
The Building
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Year Built:1991
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Year Built Source:Assessor
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Roof:Asphalt
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New Construction:No
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Construction Materials:Frame, Modular/Manufactured, Vinyl Siding
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Building Name:None Available
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Structure Type:Detached
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Architectural Style:Ranch/Rambler
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Levels:1
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Entry Floor Number:1
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Door Features:Storm
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Window Features:Insulated, Screens, Storm
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Accessibility Features:None
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Foundation Details:Block, Crawl Space
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Basement:No
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1392
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1392
Interior
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Interior Features:Entry Level Bedroom, Window Treatments
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Floors In Unit:1
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Fireplace:No
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1392
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Living Area SqFt:1,392 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Conventional, Cash
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Possession:Settlement
Location
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Directions:Coastal Highway turn on 130th street into Montego Bay. Turn right on Oyster. Turn left on Gulf Stream
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Latitude:38.44267000
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Longitude:-75.06446000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.08
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Lot Size Source:Assessor
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Lot Size Dimensions:0.00 x 0.00
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Lot Dimensions Source:Assessor
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Lot SqFt:3,623 Sqft
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Inclusions:See Inventory Addendum
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Exclusions:See Inventory Addendum
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Zoning:TR
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View:Canal, Water
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In City Limits:Yes
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Outdoor Living Structures:Deck(s), Patio(s)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:Yes
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Water Oriented:Yes
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Water Access:Yes
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Water Body Type:Canal
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Mean Low Water Feet:3
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Navigable Water:Yes
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Water Frontage In Feet:50
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Tidal Water:Yes
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Land Use Code:R
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Riparian Rights:Yes
Listing Agent
- Contact info:
- Agent phone:
- (410) 430-5880
- Office phone:
- (410) 524-6400
Taxes
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Tax ID Number:2410318343
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Tax Year:2024
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Tax Lot:1517B
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Tax Annual Amount:$6,741
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Tax Assessed Value:$558,333
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Year Assessed:2025
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County Tax:4070.00
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City/Town Tax:2131.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:3
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:2.00
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Main Level Full Baths:2
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Washer
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Laundry Type:Dryer In Unit, Washer In Unit
Schools
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School District Name:Worcester County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Montego Bay
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Senior Community:No
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Pool:Yes - Community
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Community Pool Features:In Ground
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Docks:1
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Dock Type And Features:Private, Multiple Slip
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Deeded
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Slips:2
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Common Grounds, Pool - Outdoor, Tennis Courts
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HOA Fee:$400
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HOA Fee Frequency:Annually
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HOA/Condo/Coop Fee:Common Area Maintenance, Management, Reserve Funds
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HOA Name:Montego Bay Civic Association
Parking
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Total Garage and Parking Spaces:2
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Garage:No
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Type of Parking:Off Street
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Parking Features:Concrete Driveway
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Off Street - # of Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$749,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,010
|
Taxes | $561 |
Insurance | $205 |
Utilities | $184 See report |
Total | $4,960/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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4/28/25
Apr 28, 2025
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Listed / Active | BRIGHT | $749,000 |