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665 Saint Lucia Cove

Niceville, FL 32578

3 beds
2 baths
1,647 sqft
12,632 sqft lot
$273 per sqft
1979 build
– on site

This well-maintained home in Bluewater Bay is located on a cul-de-sac and features a large, landscaped backyard, along with two living areas. The property includes two sheds, a privacy fence, and a deck. You can unwind in the screened-in porch, which has a sealed, nonskid painted floor and a hot tub that overlooks the private backyard. The gutters are equipped with leaf and needle guards on the backside. The backyard also features a fire pit, and inside, you'll find a spacious laundry room and stainless-steel appliances. Recent updates include a new gas hot water heater installed in 2023, a new roof installed in 2023, and an HVAC system installed in 2021 with a smart thermostat. This home truly has so much to offer! In 2024, the landscaped backyard was leveled with two dump truck loads of dirt, and features sod, a pebble stone fire pit area, and a rock-stone walkway leading from the back porch. In 2025, new trim was added to the main living area, fresh interior paint was applied throughout the home, and new carpet was installed in all the bedrooms. Additionally, all the ductwork was professionally cleaned, and a UV light was added in 2024. The backyard also includes a new trampoline and a hot tub! This property does not have an HOA, but homeowners have the option to join a social club that provides access to pools and a tennis club for an additional fee. The home is located within the school zones of BWB Elementary, Ruckle Middle School, and Niceville High School. It is conveniently close to Eglin Air Force Base and Duke Field, and just a short drive over the bridge to the beaches of Destin. There is an active termite bond on the home.

Listing courtesy of ECARMLS / Coldwell Banker Realty

Last checked: Checking… • Last updated Apr 19, 2025 •

MLS# 974022 —

The Building

Year Built:

1979
Building Area Total:

1647.0
Building Area Source:

Appraiser
Architectural Style:

Ranch
Basement:

None
Stories:

1
Levels:

None
Foundation Details:

None
Exterior Features:

Rain Gutter, Fenced Back Yard, Fenced Privacy, Fireplace, Hot Tub, Lawn Pump, Patio Covered, Porch Screened, Separate Living Area, Sprinkler System, Yard Building
Window Features:

Double Pane Windows
Patio And Porch Features:

None
Accessibility Features:

None
Security Features:

None
Direction Faces:

None

Interior

Interior Features:

Breakfast Bar, Built-In Bookcases, Ceiling Cathedral, Ceiling Crwn Molding, Fireplace, Floor Tile, Furnished - None, Newly Painted, Renovated, Washer/Dryer Hookup, Window Garden, Window Treatment All
Rooms Total:

12
Flooring:

None
Fireplace:

No
Fireplaces Total:

None
Fireplace Features:

None
Laundry Features:

None

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA

Location

Directions:

HWY 20 To Bay Drive in BWB area Turn South on Bay drive go .02 miles - Turn left onto Saint Kitts Cove, take immediate left on Saint Lucia cove - home will be on the left-hand side

The Property

Property Type:

Residential
Property Subtype:

Detached Single Family
Property Condition:

Construction Complete
Property Attached:

None
Lot Features:

Survey Available
Lot Size Acres:

0.29
Lot Size Area:

0.29
Lot Size Dimensions:

74X136X110X140
Lot Size SqFt:

12632.4
Lot Size Units:

Acres
Zoning:

City
Possible Use:

None
Parcel Number:

23-1S-22-4751-000A-0870
Topography:

None
Waterfront:

No
Water Body Name:

None
Road Frontage Type:

County Road
Road Surface Type:

Paved

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Tax Annual Amount:

1853.68
Tax Legal Description:

BLUEWATER BAY VILLAGE 1-B LOT 87 BLK A

Beds

Bedrooms Total:

3

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Heat Pump Wtr to Air, Central
Heating:

true
Cooling:

Ceiling Fans, Central Air
Cooling:

true

Utilities

Utilities:

Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
Electric:

None
Sewer:

None

Appliances

Appliances:

Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric
Disposal:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Bluewater
Elementary School District:

None
Middle Or Junior School:

Ruckel
Middle Or Junior School District:

None
High School:

Niceville

The Community

Subdivision Name:

BLUEWATER BAY VILLAGE 1B
Association:

No
Association Amenities:

None
Association Fee:

None
Pool Private:

None
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Garage Spaces:

2.0
Attached Garage:

true
Carport:

false

Monthly cost estimate

Asking price

$449,999

Expense	Monthly cost
Mortgage	$2,409
Taxes	$154
Insurance	$123
Utilities	$185 See report
Total	$2,871/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
4/16/25 Apr 16, 2025	Listed / Active	ECARMLS	$449,999	9.5% (5.4% / YR)
7/14/23 Jul 14, 2023		ECARMLS	$411,000

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This house located in Bluewater Bay, FL 32578 is currently for sale for $449,999. 665 Saint Lucia Cove is a 1,647 square foot house with 3 beds and 2 baths that has been on Estately for 5 days. 665 Saint Lucia Cove is in the Bluewater Bay neighborhood of Niceville and has a WalkScore® of 47, making it car-dependent.

Listing Courtesy of: ECARMLS and Coldwell Banker Realty.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.