651 Silver Rock
LUSBY, MD 20657
- 4 beds
- 3 baths
- 2,704 sqft
- 14,985 sqft lot
- $147 per sqft
- 1992 build
This traditional split foyer has so much to offer with two finished levels, fully fenced, flat and cleared back yard, four (potentially five) bedrooms and three full baths. Inside you will find new luxury vinyl plank flooring throughout, main level cathedral ceiling in living room open to dining room and kitchen with ss appliances and breakfast bar. Three bedrooms on this level including a primary bedroom with private bathroom, two additional bedrooms and hall bath. Lower level features rec room, fourth bedroom with its own private bath creating a second primary suite, office space or fifth bedroom, storage and laundry room. Outdoors you will find a rear deck, shed with electric, and privacy fence around the rear yard. Located on a quiet street, near the lake and close to shopping, restaurants, and Solomons Island. Easy commute to PAXNAVAIR, Dominion, Excelon and more. Enjoy the community amenities including three private sandy beaches, one on Lake Lariet and the other two on the Chesapeake Bay.
Last checked:
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Last updated Apr 26, 2025
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MLS# MDCA2020584 —
The Building
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Year Built:1992
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Year Built Source:Assessor
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Roof:Shingle
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New Construction:No
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Construction Materials:Combination, Brick, Brick Front, Vinyl Siding
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Structure Type:Detached
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Architectural Style:Split Foyer
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Levels:2
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Door Features:French, Storm
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Accessibility Features:None
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Foundation Details:Slab
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Basement:Yes
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Basement Type:Full, Walkout Level, Daylight, Partial, Heated, Improved, Partially Finished, Side Entrance
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1500
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Unfinished Area Units:Square Feet
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Above Grade Finished SqFt:1204
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Above Grade Finished SqFt Source:Estimated
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Above Grade Unfinished SqFt Source:Estimated
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:1500
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Tax Total Finished SqFt:1983
Interior
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Interior Features:Dining Area, Primary Bath(s), Attic, Floor Plan - Traditional, Stove - Pellet
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Room List:Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
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Flooring Type:Luxury Vinyl Plank
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Fireplace:Yes
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Fireplaces:1
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Wall & Ceilings:Vaulted Ceilings
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:2704
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Living Area SqFt:2,704 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, FHA, USDA, VA
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Possession:Negotiable
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Lease Considered:No
Location
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Directions:Catalina to Silver Rock to home on the right
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Latitude:38.36040000
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Longitude:-76.41744000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.34
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Lot Size Source:Estimated
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Lot Features:Cleared, Front Yard, Level, Partly Wooded, Rear Yard, SideYard(s)
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Lot SqFt:14,985 Sqft
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Zoning:R
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In City Limits:No
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Outdoor Living Structures:Deck(s)
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Other Structures:Above Grade, Below Grade
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Horse:No
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Waterview:No
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Fencing:Privacy, Rear
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Waterfront:No
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Canoe/Kayak, Fishing Allowed, Sail
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Distance To Water:Blocks
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Distance To Body Of Water:11
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Water Body Name:CHESAPEAKE BAY
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Water Body Type:Bay
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Mean Low Water Feet:1
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Navigable Water:Yes
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Tidal Water:No
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Land Use Code:R
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Ground Rent Exists:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (443) 624-3359
- Office phone:
- (410) 286-9632
Taxes
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Tax ID Number:0501140108
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Tax Year:2024
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Tax Lot:48
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Tax Annual Amount:$3,146
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Tax Assessed Value:$283,000
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Year Assessed:2025
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County Tax:2736.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:3
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Lower Level Bedrooms:1
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Lower Level Bedrooms:1
Baths
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Total Baths:3
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Full Baths:3
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Main Level Baths:2.00
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Main Level Full Baths:2
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Lower Level Full Baths:1
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Lower Level Full Baths:1
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Heat Pump(s)
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Central Air:No
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Septic Exists
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator
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Laundry Type:Has Laundry
Schools
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School District Name:Calvert County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Chesapeake Ranch Estates
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Senior Community:No
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Exterior Features:Secure Storage
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Pool:No Pool
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Baseball Field, Basketball Courts, Beach, Water/Lake Privileges, Tot Lots/Playground, Pier/Dock, Non-Lake Recreational Area, Lake, Jog/Walk Path, Club House, Boat Ramp
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HOA Fee:$580
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HOA Fee Frequency:Annually
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HOA Name:Poacre
Parking
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Garage:No
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Type of Parking:Off Street
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$400,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,141
|
Taxes | $262 |
Insurance | $110 |
Utilities | $211 See report |
Total | $2,724/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/26/25
Apr 26, 2025
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Listed / Active | BRIGHT | $400,000 |