6495 SW 109th Street
OCALA, FL 34476
- 2 beds
- 2 baths
- 1,296 sqft
- 13,939 sqft lot
- $154 per sqft
- 1989 build
- – on site
Welcome to this delightful 2-bedroom, 2-bathroom home located on a desirable corner lot in the sought-after Spruce Creek North 55+ community. This well-maintained property offers a spacious Florida room and a covered patio, perfect for enjoying Florida's beautiful weather year-round. Inside, you'll find comfortable living spaces, including two full bathrooms and ample storage. The home's termite bond is transferable to the buyer, providing peace of mind. Spruce Creek North offers an array of amenities for active adults, including a clubhouse with billiards, table tennis, shuffleboard, bocce ball, and horseshoes. Stay fit with the on-site fitness center or take a dip in the community pool. Enjoy the community's walking and biking trails, all designed to keep you active and connected. This is your opportunity to enjoy the vibrant lifestyle of Spruce Creek North. Schedule your showing today.
Last checked:
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Checking…
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Last updated Mar 15, 2025
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MLS# O6290495 —
The Building
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Year Built:1989
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New Construction:false
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Architectural Style:Ranch
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Construction Materials:Vinyl Siding
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Levels:One
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Stories Total:1
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Roof:Shingle
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Foundation Details:Slab
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Patio And Porch Features:Enclosed
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Building Area Total:2240
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Ceiling Fan(s)
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Flooring:Luxury Vinyl
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Fireplace:false
Room Dimensions
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Living Area:1296
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:North on sw 49th Ave Rd. Left on sw 115th st. Right on sw 63rd Terrace. Left on sw 109th st. Home on right.
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Latitude:29.064492
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Longitude:-82.227394
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Coordinates:-82.227394, 29.064492
The Property
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Parcel Number:3568600818
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:false
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Lot Features:Corner Lot
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Lot Size Acres:0.32
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Lot Size Area:13939
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Lot Size SqFt:13939
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Lot Size Dimensions:125 x 110
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Lot Size Units:Square Feet
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Total Acres:1/4 to less than 1/2
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Zoning:R3
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Direction Faces:West
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View:false
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Exterior Features:Other
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Water Source:Public
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Road Surface Type:Asphalt
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Flood Zone Code:X
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Additional Parcels:false
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Homestead:true
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Lease Restrictions:false
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (570) 205-4114
- Office phone:
- (321) 305-5193
Taxes
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Tax Year:2023
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Tax Lot:18
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Tax Block:H
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Tax Legal Description:SEC 29 TWP 16 RGE 21 PLAT BOOK Z PAGE 004 SPRUCE CREEK II BLK H LOT 18
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Tax Book Number:Z-004SPRUCE
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Tax Annual Amount:1305.49
Beds
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Bedrooms Total:2
Baths
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Total Baths:2
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Total Baths:2
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Full Baths:2
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Cable Available
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Sewer:Septic Tank
Appliances
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Appliances:Dishwasher
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Laundry Features:Electric Dryer Hookup
The Community
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Subdivision Name:SPRUCE CREEK 1
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Senior Community:true
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Community Features:Clubhouse
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Waterview:false
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Water Access:false
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Waterfront:false
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Pool Private:false
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Pets Allowed:Yes
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Pet Restrictions:Contact Association Manager for Details.
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Association Amenities:Clubhouse
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Association:true
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Association Fee:115
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Association Fee Frequency:Monthly
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Association Fee Includes:Maintenance Grounds
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Association Fee Requirement:Required
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Monthly HOA Amount:115
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Ownership:Fee Simple
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Association Approval Required:true
Parking
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Garage:true
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Attached Garage:true
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Garage Spaces:2
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Carport:false
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Covered Spaces:2
Monthly cost estimate

Asking price
$199,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,070
|
Taxes | $108 |
Insurance | $54 |
HOA fees | $115 |
Utilities | $149 See report |
Total | $1,496/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/15/25
Mar 15, 2025
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Listed / Active | STELLAR_MLS | $199,900 | 41.3% (2.1% / YR) |
2/5/25
Feb 5, 2025
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Price Changed | STELLAR_MLS | ||
1/4/25
Jan 4, 2025
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Relisted | STELLAR_MLS |