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6495 SW 109th Street

OCALA, FL 34476

2 beds
2 baths
1,296 sqft
13,939 sqft lot
$154 per sqft
1989 build
– on site

Welcome to this delightful 2-bedroom, 2-bathroom home located on a desirable corner lot in the sought-after Spruce Creek North 55+ community. This well-maintained property offers a spacious Florida room and a covered patio, perfect for enjoying Florida's beautiful weather year-round. Inside, you'll find comfortable living spaces, including two full bathrooms and ample storage. The home's termite bond is transferable to the buyer, providing peace of mind. Spruce Creek North offers an array of amenities for active adults, including a clubhouse with billiards, table tennis, shuffleboard, bocce ball, and horseshoes. Stay fit with the on-site fitness center or take a dip in the community pool. Enjoy the community's walking and biking trails, all designed to keep you active and connected. This is your opportunity to enjoy the vibrant lifestyle of Spruce Creek North. Schedule your showing today.

Listing courtesy of STELLAR_MLS / IRON VALLEY R.E.SPACE COAST

Last checked: Checking… • Last updated Mar 16, 2025 •

MLS# O6290495 —

The Building

Year Built:

1989
New Construction:

false
Architectural Style:

Ranch
Construction Materials:

Vinyl Siding
Levels:

One
Stories Total:

1
Roof:

Shingle
Foundation Details:

Slab
Patio And Porch Features:

Enclosed
Building Area Total:

2240
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Flooring:

Luxury Vinyl
Fireplace:

false

Room Dimensions

Living Area:

1296
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

North on sw 49th Ave Rd. Left on sw 115th st. Right on sw 63rd Terrace. Left on sw 109th st. Home on right.
Latitude:

29.064492
Longitude:

-82.227394
Coordinates:

-82.227394, 29.064492

The Property

Parcel Number:

3568600818
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

false
Lot Features:

Corner Lot
Lot Size Acres:

0.32
Lot Size Area:

13939
Lot Size SqFt:

13939
Lot Size Dimensions:

125 x 110
Lot Size Units:

Square Feet
Total Acres:

1/4 to less than 1/2
Zoning:

R3
Direction Faces:

West
View:

false
Exterior Features:

Other
Water Source:

Public
Road Surface Type:

Asphalt
Flood Zone Code:

X
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

false
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Tax Lot:

18
Tax Block:

H
Tax Legal Description:

SEC 29 TWP 16 RGE 21 PLAT BOOK Z PAGE 004 SPRUCE CREEK II BLK H LOT 18
Tax Book Number:

Z-004SPRUCE
Tax Annual Amount:

1305.49

Beds

Bedrooms Total:

2

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2

The Listing

Virtual Tour URL Unbranded:

https://www.propertypanorama.com/instaview/stellar/O6290495
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Cable Available
Sewer:

Septic Tank

Appliances

Appliances:

Dishwasher
Laundry Features:

Electric Dryer Hookup

The Community

Subdivision Name:

SPRUCE CREEK 1
Senior Community:

true
Community Features:

Clubhouse
Waterview:

false
Water Access:

false
Waterfront:

false
Pool Private:

false
Pets Allowed:

Yes
Pet Restrictions:

Contact Association Manager for Details.
Association Amenities:

Clubhouse
Association:

true
Association Fee:

115
Association Fee Frequency:

Monthly
Association Fee Includes:

Maintenance Grounds
Association Fee Requirement:

Required
Monthly HOA Amount:

115
Ownership:

Fee Simple
Association Approval Required:

true

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

2
Carport:

false
Covered Spaces:

2

Monthly cost estimate

Asking price

$199,900

Expense	Monthly cost
Mortgage	$1,070
Taxes	$108
Insurance	$54
HOA fees	$115
Utilities	$149 See report
Total	$1,496/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/15/25 Mar 15, 2025	Listed / Active	STELLAR_MLS	$199,900	41.3% (2.1% / YR)
2/5/25 Feb 5, 2025	Price Changed	STELLAR_MLS
1/4/25 Jan 4, 2025	Relisted	STELLAR_MLS

House For Sale

$199,900

HOA

$115/mo.

Cost Est.

$1,496/mo.

Listing provided by broker:

Cherie Gottshall

IRON VALLEY R.E.SPACE COAST

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This house located in Liberty Triangle, FL 34476 is currently for sale for $199,900. 6495 SW 109th Street is a 1,296 square foot house with 2 beds and 2 baths that has been on Estately for 0 days.

Listing Courtesy of: STELLAR_MLS and IRON VALLEY R.E.SPACE COAST.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.