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645 Saint Charles Street

Elgin, IL 60120

2 beds
1 bath
1,492 sqft
6,795 sqft lot
$117 per sqft
1927 build
– on site

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This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.

Listing courtesy of MRED / Baird & Warner as distributed by MLS GRID

Last checked: Checking… • Last updated Dec 6, 2024 •

MLS# 12037771 —

The Building

Year Built:

1927
Rebuilt:

No
New Construction:

false
Architectural Style:

Bungalow
Roof:

Asphalt
Basement:

Full
Foundation Details:

Concrete Perimeter
Exterior Features:

Patio
Disability Access:

No
Other Equipment:

Ceiling Fan(s), Water Heater-Gas
Total SqFt:

1482
Total SqFt:

2470
Main SqFt:

1482
Basement SqFt:

988
Unfinished Basement SqFt:

988
Living Area Source:

Assessor

Interior

Rooms Total:

7
Room Type:

Enclosed Porch Heated, Attic
Interior Features:

Hardwood Floors, First Floor Bedroom, First Floor Full Bath, Drapes/Blinds
Laundry Features:

Gas Dryer Hookup, In Unit

Room Dimensions

Living Area:

1492

Location

Directions:

From I90, exit onto I25 / Dundee Avenue (exit #56). Soft left turn on Page Ave. Turn right on N. Liberty St. In 2.2 miles turn right on Jay St. Turn right on St. Charles St. Home is on your right.
Location:

10274
Location:

638

The Property

Parcel Number:

0624257010
Property Type:

Residential
Location:

A
Lot Features:

Partial Fencing, Sidewalks
Lot Size Dimensions:

52X131
Lot Size Acres:

0.156
Rural:

N
Waterfront:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2022
Tax Annual Amount:

4775

Beds

Bedrooms Total:

2
Bedrooms Possible:

2

Baths

Baths:

1
Full Baths:

1

The Listing

Short Sale:

Not Applicable
Special Listing Conditions:

None

Heating & Cooling

Heating:

Natural Gas
Cooling:

Window/Wall Unit - 1

Utilities

Sewer:

Public Sewer
Electric:

Circuit Breakers

Appliances

Appliances:

Range, Refrigerator, Washer, Dryer

Schools

Elementary School:

Huff Elementary School
Elementary School District:

46
Middle Or Junior School District:

46
High School District:

46

The Community

Community Features:

Park, Sidewalks, Street Paved
Association Fee Includes:

None
Association Fee Frequency:

Not Applicable
Master Assoc Fee Frequency:

Not Required

Parking

Parking Total:

5
Parking Features:

Driveway
Parking Onsite:

Yes
Parking Ownership:

Owned
Garage Type:

Detached
Garage Spaces:

1
Garage Onsite:

Yes
Garage Ownership:

Owned

Explore the Area

My Commute

From

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Soundscore™

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Air Pollution Index

Provided by ClearlyEnergy

Utility Costs

$196/mo.

Estimate provided by ClearlyEnergy

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Sale history

Date	Event	Source	Price	% Change
6/12/24 Jun 12, 2024	Sold	MRED	$175,000	-12.5%
5/9/24 May 9, 2024	Sold Subject To Contingencies	MRED	$200,000
4/24/24 Apr 24, 2024	Listed / Active	MRED	$200,000

House Sold on 6/12/2024

$175,000

Listing provided by broker:

Jean Maiorella

Baird & Warner

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Listing courtesy of MRED, Baird & Warner, and Jean Maiorella as distributed by MLS GRID.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Signal Real Estate are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
© 2024 Midwest Real Estate Data LLC
Information deemed reliable but not guaranteed by MLS GRID. Use of MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to MLS GRID as of Dec 6, 2024, 02:02 am. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

645 Saint Charles Street

Elgin, IL 60120