640 Pearces Ford Road
Oswego, IL 60543
- 5 beds
- 3 baths
- 2,275 sqft
- 10,947 sqft lot
- $206 per sqft
- 1998 build
- – on site
Fantastic home has it all -- spacious 2,884 FINISHED SQUARE FEET, including finished basement, with FIVE (5) BEDROOMS, 3 full bathrooms (one on first floor), and a HUGE MAINTENANCE-FREE TREX DECK. Beautiful premium stacked stone and shutters creates FANTASTIC CURB APPEAL which welcomes you to this WONDERFUL HOME in DESIRED PONDS AT MILL RACE CREEK. See yourself relaxing on your huge deck with fire pit overlooking the scenic backyard view. MODERN WARMTH OF NEUTRAL TONES and GORGEOUS HARDWOOD/TILE FLOORS greet you inside this home featuring a DRAMATIC TWO-STORY FAMILY ROOM with fireplace, custom built-in cabinets, ceiling fan, and big palladian windows. In the LIGHT AND BRIGHT OPEN KITCHEN you discover STYLISH KITCHEN UPDATES, including STAINLESS STEEL APPLIANCES, tile backsplash, WHITE CUSTOM CABINETS, black cabinet knobs, granite countertops, LARGE PENNINSULA WORK COUNTER with breakfast bar for stools, hot water dispenser, a desk, and pantry cabinet. Kitchen opens to a LARGE EAT-IN TABLE AREA with newer leaded glass door to access the deck. Large FIRST FLOOR 5TH BEDROOM ideal for in-law or related living, which can also be used as a home office, is conveniently located adjacent to the 3rd updated full bathroom with step-in shower and grab bars. Across from the 5th bedroom is the well located laundry closet with INCLUDED MATCHING SAMSUNG WASHER and DRYER, storage cabinets, and shelving for your laundry supplies. Open floor plan/circular flow through two-story hardwood floored foyer and two-story family room, kitchen, formal dining room, and living room with chair rail makes for awesome entertaining. Formal dining room is connected to the kitchen for easy meal service and leads into the living room. Up the wood railing staircase and across the dramatic catwalk bridge you enter the private and spacious MAIN BEDROOM SUITE which features vaulted ceilings, sitting area, ceiling fan, a BIG UPDATED EN SUITE BATHROOM with two sinks, LARGE CORNER WHIRPOOL TUB, separate tiled shower, toilet area, and a WALK-IN ADJOINING CLOSET. Three (3) more upstairs bedrooms, all with ceiling fans and spacious closets, add to this five bedroom home. The 3 secondary upstairs bedrooms, one with walk-in closet, are effectively served by the 2nd full bathroom with double sinks and tiled soaking tub surround. GREAT FINISHED BASEMENT with recreation and seating areas, glass door cabinets, and recessed lighting. Basement also has separate storage area with shelving. Professionally landscaped backyard and maintenance-free Trex deck with fire pit for your OUTSIDE ENTERTAINING ENJOYMENT, rounds out this TRULY DELIGHTFUL HOME. NEW DRIVEWAY (2024), new carpeting first floor and stairs (2025), new water softener (2021), REPLACEMENT ARCHITECTURAL SHINGLE ROOF (2019) with 130 mph wind resistance rating, siding (2019), gutters (2019), LENNOX HIGH-EFFICIENCY FURNACE AND AIR CONDITIONER, Rheem Performance Platinum water heater, quality replacement Andersen windows, newer leaded glass kitchen door, and garage door/opener. This home is PERFECT FOR YOUR FAMILY and entertaining! AWESOME CENTRAL OSWEGO LOCATION is convenient to DOWNTOWN OSWEGO and US Route 34 (Ogden Avenue) SHOPPING/DINING. Other amenities such as nearby playgrounds, soccer fields, basketball courts, tennis courts, baseball fields, ponds, and Waubonise Trail walking/running/biking paths make this the perfect location for all your recreational wants! HIGHLY DESIRED OSWEGO DISTRICT 308 SCHOOLS, including within view from backyard Old Post Elementary School and nearby Thompson Junior High School. Looking for fully MOVE-IN READY with ALL APPLIANCES stay - MAKE THIS BEAUTY YOUR PERFECT NEW HOME NOW!
Last checked:
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Last updated Mar 13, 2025
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MLS# 12309902 —
The Building
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Year Built:1998
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Rebuilt:No
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New Construction:false
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Architectural Style:Traditional
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Roof:Asphalt
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Basement:Partial
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Foundation Details:Concrete Perimeter
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Window Features:Insulated Windows,Palladian Windows
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Patio And Porch Features:Deck
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Disability Access:No
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Other Equipment:Water-Softener Owned, TV-Cable, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System, Security Cameras, Water Heater-Gas
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Total SqFt:926
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Below Grade Finished Area:609
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Basement SqFt:926
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Unfinished Basement SqFt:317
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Living Area Source:Assessor
Interior
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Room Type:Recreation Room, Bedroom 5, Foyer, Walk In Closet
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Rooms Total:10
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Interior Features:Cathedral Ceiling(s), Hardwood Floors, First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Walk-In Closet(s), Open Floorplan, Granite Counters, Replacement Windows
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Fireplaces Total:1
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Fireplace Features:Gas Log
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Fireplace Location:Family Room
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Laundry Features:Gas Dryer Hookup, Electric Dryer Hookup, In Unit, Laundry Closet
Room Dimensions
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Living Area:2275
Location
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Directions:US Route 34 (Ogden Avenue/Walter Payton Memorial Highway) to Pearces Ford Road. North on Pearces Ford Road to 640 Pearces Ford Road on right.
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Location:86504
The Property
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Parcel Number:0309116007
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Property Type:Residential
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Location:A,D
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Lot Features:Landscaped, Park Adjacent, Mature Trees, Backs to Open Grnd
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Lot Size Dimensions:89X123X55X123
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Lot Size Acres:0.2513
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Waterfront:false
Listing Agent
- Contact info:
- Agent phone:
- (630) 319-0130
- Office phone:
- (800) 991-6092
Taxes
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Tax Year:2023
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Tax Annual Amount:9413.58
Beds
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Bedrooms Total:5
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Bedrooms Possible:5
Baths
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Baths:3
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Full Baths:3
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Natural Gas
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Cooling:Central Air
Utilities
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Sewer:Public Sewer, Sewer-Storm
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Electric:Circuit Breakers, 200+ Amp Service
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Water Source:Public
Appliances
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Appliances:Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Softener Owned, Humidifier
Schools
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Elementary School:Old Post Elementary School
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Elementary School District:308
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Middle Or Junior School:Thompson Junior High School
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Middle Or Junior School District:308
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High School:Oswego High School
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High School District:308
The Community
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Subdivision Name:Ponds at Mill Race Creek
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Community Features:Park, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
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Association Fee:60
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Association Fee Includes:Insurance
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Association Fee Frequency:Monthly
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Master Assoc Fee Frequency:Not Required
Parking
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Parking Total:2
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Garage Type:Attached
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Garage Spaces:2
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Garage Onsite:Yes
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Garage Ownership:Owned
Monthly cost estimate

Asking price
$468,999
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,511
|
Taxes | $784 |
Insurance | $128 |
HOA fees | $60 |
Utilities | $191 See report |
Total | $3,674/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
3/13/25
Mar 13, 2025
|
Listed / Active | MRED | $468,999 | 28.5% (8.4% / YR) |
10/27/21
Oct 27, 2021
|
MRED | $365,000 | 1.4% | |
10/4/21
Oct 4, 2021
|
MRED | $359,900 |