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545 Pinellas Bayway S Unit 109

ST PETERSBURG, FL 33715

2 beds
3 baths
2,100 sqft
1,381 sqft lot
$380 per sqft
1999 build
– on site

Welcome to the Tern Bay Townhome community, where your dream vacation lifestyle begins! This waterfront property is an incredible value, featuring a private dock. If boating isn’t your passion, you can rent the dock slip to another community owner. Bring your vision to life with the opportunity to design and renovate this 2-bedroom, 2.5-bathroom (2,100 square feet) home to your personal style. The original owner chose to remove the third bedroom when purchasing from the developer in 1999, but reintroducing it would be simple, with updates and renovations that suit your preferences. The layout is thoughtfully designed: Level 1 includes an oversized 2+ car tandem garage, while Level 2 encompasses the entire living space, with the kitchen, dining area, family room, and patio overlooking the serene waterway and Tampa Bay beyond. Level 3 is dedicated to the master suite and second bedroom. The family room fand master suite both feature a charming wood-burning fireplace, and the patio offers stunning views of the pier system and your private dock. Enjoy sunny Spring days on the lush, green common areas or cozy up during cool Winter nights in front of the wood-burning fireplaces. The community of Tierra Verde is truly a hidden gem! Whether you're a beach enthusiast, bird watcher, or simply seeking a peaceful island lifestyle, this townhome strikes the perfect balance of luxury, comfort, and convenience. Miles of scenic biking and jogging trails are right outside your door, as well as a variety of island restaurants and bars. Downtown St. Petersburg, offering world-class dining, culture, and breweries, is just minutes away. Call today to schedule your private showing!

Listing courtesy of STELLAR_MLS / COASTAL PROPERTIES GROUP

Last checked: Checking… • Last updated Mar 22, 2025 •

MLS# TB8363216 —

The Building

Year Built:

1999
New Construction:

false
Architectural Style:

Coastal
Construction Materials:

Block
Levels:

Three Or More
Stories Total:

3
Roof:

Shingle
Foundation Details:

Slab
Patio And Porch Features:

Covered
Accessibility Features:

Stair Lift
Floor Number:

1
Unit Number:

109
Building Area Total:

2100
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Ceiling Fan(s)
Furnished:

Negotiable
Flooring:

Carpet
Fireplace:

true
Fireplace Features:

Family Room

Room Dimensions

Living Area:

2100
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

Tern Bay - located on the east side of Pinellas Bayway South. Minutes from I-275 Exit 7 follow signs to Ft. Desoto Park Pinellas Bayway South to Tierra Shores 521 Pinellas Bayway South. Home is in the rear of the complex, far right side Corner Unit and backs up to the water.
Latitude:

27.683511
Longitude:

-82.723199
Coordinates:

-82.723199, 27.683511

The Property

Parcel Number:

203216902790000090
Property Type:

Residential
Property Subtype:

Townhouse
Lot Features:

Flood Insurance Required
Lot Size Acres:

0.03
Lot Size Area:

1381
Lot Size SqFt:

1381
Lot Size Units:

Square Feet
Total Acres:

0 to less than 1/4
Zoning:

RM-15
Direction Faces:

West
View:

false
Exterior Features:

Balcony
Water Source:

Public
Road Surface Type:

Paved
Road Frontage Type:

Street Paved
Flood Zone Code:

AE
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

9
Tax Legal Description:

TERN BAY TOWNHOMES UNIT 9 & BOAT SLIP 9
Tax Book Number:

119-18
Tax Annual Amount:

3960.22

Beds

Bedrooms Total:

2

Baths

Total Baths:

2.5
Total Baths:

3
Full Baths:

2
Half Baths:

1

The Listing

Virtual Tour URL Unbranded:

https://www.propertypanorama.com/instaview/stellar/TB8363216
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

BB/HS Internet Available
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher
Laundry Features:

Laundry Closet

The Community

Subdivision Name:

TERN BAY TWNHMS
Senior Community:

false
Community Features:

Fishing
Waterview:

false
Water Access:

false
Water Body Name:

TAMPA BAY
Waterfront:

true
Waterfront Features:

Waterfront
Spa:

false
Pool Private:

true
Pool Features:

Gunite
Pets Allowed:

Yes
Pet Restrictions:

Confirm pet rules and regs with property manager.
# of Pets:

1
Association Amenities:

Pool
Association:

true
Association Fee:

680
Association Fee Frequency:

Monthly
Association Fee Includes:

Community Pool
Association Fee Requirement:

Required
Monthly HOA Amount:

680
Amenities Additional Fees:

Cable Pack & Internet $55.00
Ownership:

Fee Simple
Association Approval Required:

true
Waterfront Feet Total:

418

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

2
Carport:

false
Covered Spaces:

2

Monthly cost estimate

Asking price

$800,000

Expense	Monthly cost
Mortgage	$4,283
Taxes	$330
Insurance	$220
HOA fees	$680
Utilities	$170 See report
Total	$5,683/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/21/25 Mar 21, 2025	Listed / Active	STELLAR_MLS	$800,000

Townhouse For Sale

$800,000

HOA

$680/mo.

Cost Est.

$5,683/mo.

Listing provided by broker:

Debbie McGinty, LLC

COASTAL PROPERTIES GROUP

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This townhouse located in Tierra Shores, Tierra Verde, FL 33715 is currently for sale for $800,000. 545 Pinellas Bayway S Unit 109 is a 2,100 square foot townhouse with 2 beds and 3 baths that has been on Estately for 7 days. 545 Pinellas Bayway S Unit 109 is in the Tierra Shores neighborhood of Tierra Verde and has a WalkScore® of 23, making it car-dependent. This townhouse is in the attendance area of Gulfport Montessori Elementary.

Listing Courtesy of: STELLAR_MLS and COASTAL PROPERTIES GROUP.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.