5297 Cottage Avenue
White Bear Lake, MN 55110
- 4 beds
- 2 baths
- 2,257 sqft
- 11,979 sqft lot
- $232 per sqft
- 1985 build
- – on site
First time being offered, this impeccably maintained home features 4 bedrooms, and 2 renovated bathrooms, and is packed with updates. The main level showcases a fully renovated chef’s kitchen and dining area with vaulted ceilings and a stunning fireplace—perfect for everyday living and entertaining. Step into the sun-filled family room, elegantly finished with ¾-inch butternut wood, offering gorgeous backyard views and walkout access to a brand-new concrete patio—ideal for summer BBQs and outdoor gatherings. Upstairs, you’ll find three bedrooms and a full bathroom. The lower level adds even more versatility with a large fourth bedroom, a dedicated home office, and a stylish laundry room. An expansive unfinished basement presents endless potential—whether you're dreaming of a 5th bedroom, home gym, theater room, or simply more storage space, it’s ready for your vision. Outside, enjoy a newly poured concrete driveway and an oversized 3-car garage that’s finished, heated, and features durable epoxy flooring—perfect for vehicles, toys, or a workshop. Located just blocks from the 320-acre Tamarack Nature Center with scenic walking trails, classes, and abundant wildlife. You’re also close to Otter Lake Elementary, Bald Eagle Lake, a local dog park, and more. This prime location perfectly balances everyday convenience with peaceful, neighborhood living.
Last checked:
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Last updated Apr 11, 2025
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MLS# 6700082 —
The Building
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Year Built:1985
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New Construction:false
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Age Of Property:40
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Construction Materials:Brick/Stone, Steel Siding, Wood Siding
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Construction Materials Desc:Block
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Roof:Age 8 Years or Less, Asphalt
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Accessibility Features:None
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Levels:Four or More Level Split
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Main Level Finished Area:1000.0000
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Basement:Block, Drain Tiled, Drainage System, Egress Window(s), Full, Insulating Concrete Forms, Storage Space, Sump Pump, Unfinished
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Basement:true
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Foundation Area:1000
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Foundation Dimensions:40x25
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Manufactured Home:No
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Building Area Total:3152
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Above Grade Finished Area:1632
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Below Grade Finished Area:625
Interior
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Dining Room Description:Breakfast Area,Separate/Formal Dining Room
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Fireplace:true
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Fireplaces Total:1
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Fireplace Features:Brick, Full Masonry, Gas, Insert
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Amenities:Ceiling Fan(s),Deck,Hardwood Floors,Natural Woodwork,Patio,Tile Floors,Vaulted Ceiling(s)
Room Dimensions
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Living Area:2257
Location
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Directions:OTTERLAKE ROAD TO LORANE TO COTTAGE AVENUE
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Latitude:45.101456
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Longitude:-93.032989
The Property
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Parcel Number:103022130053
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Zoning Description:Residential-Single Family
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Property Type:Residential
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Property Subtype:Single Family Residence
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Property Attached:false
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Additional Parcels:false
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Lot Features:Many Trees
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Lot Size Area:0.28
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Lot Size Dimensions:80x150
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Lot Size SqFt:11979
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Lot Size Units:Acres
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Road Frontage Type:Curbs, Paved Streets, Township
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Road Responsibility:Public Maintained Road
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Water Source:City Water/Connected
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Other Structures:Storage Shed
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (651) 260-0326
- Office phone:
- (877) 366-2213
Taxes
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Tax Year:2025
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Tax Annual Amount:4400
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Tax With Assessments:4400.0000
Beds
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Bedrooms Total:4
Baths
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Total Baths:2
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Bath Description:3/4 Basement,Upper Level Full Bath
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Full Baths:1
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Three Quarter Baths:1
Heating & Cooling
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Heating:Forced Air
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Cooling:Central Air
Utilities
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Electric:200+ Amp Service
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Sewer:City Sewer/Connected
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned, Wine Cooler
Schools
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High School District:White Bear Lake
The Community
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Subdivision Name:Tamarack Ridge
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Association:false
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Assessment Pending:No
Parking
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Parking Features:Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
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Garage Spaces:3
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Garage Dimensions:32x22
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Garage SqFt:704
Monthly cost estimate

Asking price
$524,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,810
|
Taxes | $366 |
Insurance | $144 |
Utilities | $180 See report |
Total | $3,500/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/10/25
Apr 10, 2025
|
Coming Soon | NORTHSTAR | $524,900 |