523 Derby Lane
Cambria, CA 93428
- 3 beds
- 3 baths
- 2,417 sqft
- 5,898 sqft lot
- $527 per sqft
- 1981 build
- – on site
HAPPY HILL OCEAN VIEWS: EXPERIENCE PARADISE! Nestled on a quiet cul-de-sac, this 3-bedroom, 3-bathroom redwood home offers 2,417 square feet of light-filled living space featuring vaulted cedar ceilings and cedar walls. A beautifully crafted, wood-burning brick fireplace with a gas starter—perfect for cozying up on those chilly Cambria nights. The flexible layout includes two primary suites—one upstairs and one down—ideal for guests or multi-generational living. The upstairs primary suite showcases ocean views of Moonstone Beach, two walk-in closets, a private balcony, and a spacious en-suite bathroom. The downstairs suite also includes ocean views and a walk-in closet. The spacious kitchen has a walk-in pantry, prep island with sink, modern appliances and ample cabinetry and counter space. Additional highlights include an airy library with loft and built-in nooks, plus an extra loft in the guest bedroom—providing creative and relaxing spaces. Transom windows, skylights, ample built-in storage throughout and the convenience of indoor laundry. Outside, enjoy sipping wine on the sunny deck, a low-maintenance yard with mandarin, orange, and lemon trees, adding a touch of coastal garden life. Located just blocks from Cambria’s West Village and Moonstone Beach, with easy access to shopping, dining, and wine tasting—this home perfectly blends comfort, character, and a highly desired location.
Last checked:
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Last updated Apr 19, 2025
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MLS# SC25054134 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1981
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Year Built Source:Public Records
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New Construction:No
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Construction Materials:Redwood Siding
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Total Number Of Units:1
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Architectural Style:Custom Built
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Roof:Composition
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Foundation:Raised
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Structure Type:House
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Exterior Features:Rain Gutters
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Stories Total:2
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Entry Level:1
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Patio And Porch Features:Deck, Wood
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Patio:1
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Common Walls:No Common Walls
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Faces:West
Interior
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Features:High Ceilings, Open Floorplan
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Levels:Two
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Entry Location:Front
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Kitchen Features:Kitchen Island, Kitchen Open to Family Room, Tile Counters, Utility sink, Walk-In Pantry
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Window Features:Bay Window(s), Skylight(s)
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Flooring:Carpet, Wood
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Room Type:Library, Main Floor Bedroom, Main Floor Primary Bedroom, Two Primaries, Walk-In Closet, Walk-In Pantry
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Living Area Units:Square Feet
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Living Area Source:Assessor
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Fireplace:Yes
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Fireplace:Family Room, Gas, Wood Burning
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Laundry:Dryer Included, Inside, Washer Included
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Laundry:1
Room Dimensions
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Living Area:2417.00
Financial & Terms
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Disclosures:Coastal Commission Restrictions, Coastal Zone, Unincorporated
Location
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Directions:North on Highway One, Right on Windsor, Quick Left on Charing, Right on Warwick and Right on Derby Lane, property is on the Left
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Latitude:35.57108200
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Longitude:-121.10248600
The Property
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Property Type:Residential
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Subtype:Single Family Residence
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Zoning:RSF
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Lot Features:Back Yard, Cul-De-Sac, Up Slope from Street, Utilities - Overhead
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Lot Size Area:5898.0000
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Lot Size Acres:0.1354
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Lot Size SqFt:5898.00
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Lot Size Source:Assessor
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View:1
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View:Ocean, White Water
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Fencing:None
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Fence:No
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Road Frontage:County Road
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Road Surface Type:Unpaved
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Additional Parcels:No
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Land Lease:No
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Lease Considered:No
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Census Tract:104.04
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Tax Lot:37
Beds
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Total Bedrooms:3
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Main Level Bedrooms:2
Baths
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Total Baths:3
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Bathroom Features:Bathtub
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Full & Three Quarter Baths:3
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Main Level Baths:2
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Three Quarter Baths:3
The Listing
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Special Listing Conditions:Standard, Trust
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Parcel Number:022083052
Heating & Cooling
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Heating:1
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Heating:Central, Fireplace(s), Natural Gas, Wood
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Cooling:No
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Cooling:None
Utilities
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Utilities:Cable Available, Natural Gas Connected, Sewer Connected, Water Connected
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Sewer:Public Sewer
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Electric:Standard
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Water Source:Public
Appliances
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Appliances:Dishwasher, Gas Range, Gas Water Heater
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Included:Yes
Schools
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Elementary:CAMBA
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Elementary School:Cambria
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Middle School:Santa Lucia
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Middle School:SANLUC
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High School:Coast Union
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High School:CSTUNO
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High School District:Coast Unified
The Community
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Subdivision:Happy Hill(410)
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Subdivision:Happy Hill(410)
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Neighborhood:Happy Hill
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Features:Biking, Dog Park, Fishing, Hiking, Preserve/Public Land, Rural
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Inclusions:Washer/Dryer
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Association:No
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Pool:None
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Senior Community:No
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Private Pool:No
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Spa Features:None
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Assessments:Yes
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Assessments:Unknown
Parking
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Parking:Yes
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Parking:Detached Carport, Covered, Driveway, Asphalt, Driveway Up Slope From Street
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Parking Spaces:4.00
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Uncovered Spaces:2.00
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Carport Spaces:2.00
Monthly cost estimate

Asking price
$1,275,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,827
|
Taxes | N/A |
Insurance | $350 |
Utilities | $210 See report |
Total | $7,387/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
4/16/25
Apr 16, 2025
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Listed / Active | CRMLS_CA | $1,275,000 |