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521 Harbor Drive N

Indian Rocks Beach, FL 33785

Name: Open House: 12pm-4pm
Start: 2025-02-09T12:00:00
End: 2025-02-09T16:00:00
Location: 521 Harbor Drive N

2 beds
2 baths
1,883 sqft
~1/2 acre lot
$1,327 per sqft
1963 build
– on site

Exceptional Opportunity on sought after Harbor Drive North - imagine building a new UNELEVATED home to code - neighbors have. SHORT TERM RENTALS allowed. EXCELLENT seawall and unparalleled potential with this rare waterfront property, located on one of the highest streets in Indian Rocks Beach on a coveted AE8 flood zone parcel which means this will likely allows you to build an UNELEVATED new home like the one down the street at 498 Harbor Dr being completed June 2025 - check it out. . This home during Hurricane Helene, only got a few inches of water and a testament to its higher elevation and resilient location. This offering includes two connected waterfront lots (at 74 x 120’ each), providing endless possibilities. Keep them together for an extraordinary estate or explore the potential of splitting them to create two distinct properties. Build your dream home on one lot while living comfortably in the existing residence—a spacious 2-bedroom, 2-bath home with 1,883 sq ft of living space and an attached 2-car garage. Step outside to your private oasis: Complete with a covered pool perfect for sunny Florida days; A large composite dock with built-in bench seating, the ideal spot to soak in breathtaking sunsets over the water; A circular driveway offering ample parking, perfect for hosting your family and friends; Nestled on a quiet street and also on a broad basin of water so you're not looking at your neighbors when outside. Enjoy relaxing and your privacy and still great proximity to vibrant local amenities. You’re just moments from popular restaurants, charming shops, and the beautiful Gulf beaches. Plus, this neighborhood allows short-term rentals, unlocking even more investment potential—imagine two income-generating properties or one luxurious retreat. Where else can you find two large adjacent lots like this, in such a prime beach location with seawalls in great shape and a large composite dock and pool, priced below land value? Whether you envision a grand waterfront estate, dual investment properties, or your slice of paradise, the possibilities are as vast as your imagination. Don’t miss this rare chance to own a piece of Indian Rocks Beach waterfront at an exceptional value. Floor plan is available in photos. This home took minimal water (below baseboards) during Hurricane Helene. Don't miss virtual tour.

Listing courtesy of STELLAR_MLS / FUTURE HOME REALTY INC

Last checked: Checking… • Last updated Feb 9, 2025 •

MLS# TB8346260 —

The Building

Year Built:

1963
New Construction:

false
Architectural Style:

Florida
Construction Materials:

Block
Levels:

One
Stories Total:

1
Roof:

Tile
Foundation Details:

Slab
Patio And Porch Features:

Covered
Building Area Total:

3334
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Built-in Features
Flooring:

Terrazzo
Additional Rooms:

Bonus Room
Fireplace:

true
Fireplace Features:

Other Room

Room Dimensions

Living Area:

1883
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

From Gulf Boulevard, turn east onto 27th Avenue. Continue straight, turn left on Bay Boulevard - it will curve slightly and become Harbor Drive North. Follow Harbor Drive North to the quiet end of the street—521 Harbor Dr. N. will be on your right.
Latitude:

27.907221
Longitude:

-82.835995
Coordinates:

-82.835995, 27.907221

The Property

Parcel Number:

063015425520000050
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Features:

City Lot
Lot Size Acres:

0.41
Lot Size Area:

17760
Lot Size SqFt:

17760
Lot Size Dimensions:

148 x 120
Lot Size Units:

Square Feet
Total Acres:

1/4 to less than 1/2
Direction Faces:

East
View:

Water
View:

true
Exterior Features:

Sliding Doors
Fencing:

Chain Link
Water Source:

Public
Road Responsibility:

Public Maintained Road
Road Surface Type:

Paved
Road Frontage Type:

Street Paved
Flood Zone Code:

AE
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

5
Tax Legal Description:

INDIAN BEACH RE-REVISED 29TH ADD LOTS 5 AND 6
Tax Book Number:

55-29
Tax Annual Amount:

9966.71

Beds

Bedrooms Total:

2

Baths

Total Baths:

2
Total Baths:

2
Full Baths:

2

The Listing

Virtual Tour URL Unbranded:

https://listings.firelightimages.com/videos/0194e06f-9a36-7276-b1c0-799ab7b6790e
Special Listing Conditions:

Probate Listing

Heating & Cooling

Heating:

Heat Pump
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

BB/HS Internet Available
Sewer:

Public Sewer

Appliances

Appliances:

Other
Laundry Features:

Electric Dryer Hookup

The Community

Subdivision Name:

INDIAN BEACH RE-REVISED 29TH ADD
Senior Community:

false
Waterview:

Intracoastal Waterway
Waterview:

true
Water Access:

Canal - Saltwater
Water Access:

true
Water Extras:

Bridges - No Fixed Bridges
Waterfront:

true
Waterfront Features:

Canal - Saltwater
Spa:

false
Pool Private:

true
Pool Features:

Fiberglass
Pets Allowed:

Cats OK
Pet Restrictions:

See the City of Indian Rocks Beach code on any pet restrictions - As this is an estate sale and Seller is without actual knowledge of pet restrictions for this Property
Max Pet Weight:

101
Association:

false
Ownership:

Fee Simple
Association Approval Required:

false
Waterfront Feet Total:

148

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

2
Carport:

false
Covered Spaces:

2
Open Parking:

true
Parking Features:

Circular Driveway

Monthly cost estimate

Asking price

$2,500,000

Expense	Monthly cost
Mortgage	$13,386
Taxes	$830
Insurance	$687
Utilities	$192 See report
Total	$15,095/mo.^*
	^*This is an estimate

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From

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Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
2/7/25 Feb 7, 2025	Listed / Active	STELLAR_MLS	$2,500,000

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This house located in Indian Rocks Beach, FL 33785 is currently for sale for $2,500,000. 521 Harbor Drive N is a 1,883 square foot house with 2 beds and 2 baths that has been on Estately for 15 days. This house is in the attendance area of Largo High School, Seminole Middle School, and Anona Elementary School.

Listing Courtesy of: STELLAR_MLS and FUTURE HOME REALTY INC.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.