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520 W 3rd Street

Monticello, MN 55362

2 beds
2 baths
1,610 sqft
3,092 sqft lot
$248 per sqft
2005 build
– on site

If you're looking for main level living in a quiet cozy neighborhood, this is your place to call home. Prime location with close proximity to downtown restaurants, shopping, hospital/clinic, and entertainment. Sidewalks and walking paths are close for a relaxing walk or jog. Monticello is located between the Twin Cities and St. Cloud with easy access to the airport if you like to travel. Enjoy the coziness of the living room fireplace and an open main floor plan. Grab your favorite beverage and relax on the spacious front porch. Many windows throughout to capture natural light. Generous size bedrooms and owner's suite that features a large walk-in closet and private full bathroom. A full unfinished basement is awaiting your finishing touches or provides great storage. Don't miss your opportunity to view all this beautiful home has to offer.

Listing courtesy of NORTHSTAR / Kris Schwickerath / Central MN Realty LLC

Last checked: Checking… • Last updated Mar 29, 2025 •

MLS# 6691635 —

The Building

Year Built:

2005
New Construction:

false
Age Of Property:

20
Construction Materials:

Brick/Stone, Shake Siding
Roof:

Age 8 Years or Less, Asphalt
Accessibility Features:

None
Levels:

One
Main Level Finished Area:

1610.0000
Basement:

Block, Drain Tiled, Egress Window(s), Full, Sump Pump, Unfinished
Basement:

true
Foundation Area:

1610
Manufactured Home:

No
Building Area Total:

3220
Above Grade Finished Area:

1610

Interior

Dining Room Description:

Informal Dining Room
Fireplace:

true
Fireplaces Total:

1
Fireplace Features:

Gas, Living Room, Stone
Amenities:

Ceiling Fan(s),Hardwood Floors,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Paneled Doors,Porch,Security System,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup

Room Dimensions

Living Area:

1610

Location

Directions:

Hwy 25 to 3rd St W to home on left.
Latitude:

45.306495
Longitude:

-93.801781

The Property

Parcel Number:

155165001040
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Townhouse Quad/4 Corners
Property Attached:

true
Additional Parcels:

false
Lot Size Area:

0.07
Lot Size Dimensions:

43x72
Lot Size SqFt:

3092.76
Lot Size Units:

Acres
Road Frontage Type:

City Street, Curbs, Paved Streets, Storm Sewer
Road Responsibility:

Public Maintained Road
Water Source:

City Water/Connected
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

3650
Tax With Assessments:

3650.0000

Beds

Bedrooms Total:

2

Baths

Total Baths:

2
Bath Description:

Full Primary,Private Primary,Main Floor Full Bath,Rough In
Full Baths:

2

Heating & Cooling

Heating:

Forced Air
Cooling:

Central Air

Utilities

Electric:

100 Amp Service
Sewer:

City Sewer/Connected

Appliances

Appliances:

Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Schools

High School District:

Monticello

The Community

Subdivision Name:

Cottage Charm
Association:

true
Association Name:

Cottom Charm
Association Fee:

300
Association Fee Includes:

Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
Association Fee Frequency:

Monthly
Assessment Pending:

No

Parking

Parking Features:

Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage Spaces:

2
Garage Dimensions:

20x25
Garage SqFt:

500

Monthly cost estimate

Asking price

$399,900

Expense	Monthly cost
Mortgage	$2,141
Taxes	$304
Insurance	$109
HOA fees	$300
Utilities	$118 See report
Total	$2,972/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

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Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
3/28/25 Mar 28, 2025	Listed / Active	NORTHSTAR	$399,900

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This townhouse located in Monticello, MN 55362 is currently for sale for $399,900. 520 W 3rd Street is a 1,610 square foot townhouse with 2 beds and 2 baths that has been on Estately for 5 days. This townhouse is in the attendance area of Monticello Middle School, Pinewood Elementary School, and Monticello Senior High School.

Listing Courtesy of: NORTHSTAR and Central MN Realty LLC.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.