520 Harbor Cay Drive
Longboat Key, FL 34228
- 3 beds
- 5 baths
- 3,828 sqft
- ~1/2 acre lot
- $1,174 per sqft
- 1986 build
- – on site
This exquisite two-story waterfront home located in the coveted Harbor section of Bay Isles has been meticulously renovated to embody modern elegance and luxurious coastal living. Surrounded by lush tropical landscaping, the home welcomes you through an elegant French door entrance into the grand foyer, where soaring ceilings, gleaming travertine flooring, and a striking wrought iron floating staircase with rich, dark wood steps set the tone for the refined elegance that unfolds throughout the home. The lower level boasts a bright and airy open space with hardwood floors throughout, creating a welcoming atmosphere that effortlessly combines sophistication with the timeless beauty of natural materials. The spacious family room is anchored by a stunning fireplace with decorative columns and an elegant mantel, complemented by French doors leading to the expansive waterfront lanai, reinforcing the home's seamless connection to its stunning natural surroundings. A culinary enthusiast’s dream, the generously sized kitchen features a large island with a waterfall granite countertop, custom cabinetry, ample storage space, and high-end stainless steel appliances, including a six-burner gas range and double ovens. Adjacent to the kitchen, the dining area and great room spaces flow seamlessly into each other. The great room is both grand and inviting, showcasing a dramatic wood-clad cathedral ceiling that adds warmth and character. A second stone fireplace enhances the ambiance, while three sets of French doors that open onto the lanai offer an effortless transition between indoor and outdoor living. Also on this level are two generous guest suites, each with a full bath, one with direct lanai access, and a den with full bath. Upstairs, the primary suite is a true retreat. Floor-to-ceiling windows illuminate the space, and French doors open to a spacious private balcony, offering captivating water views that create a peaceful escape. A cozy fireplace adds to the intimate atmosphere, while the spa-inspired en-suite bath indulges with marble flooring, soaking tub, dual vanities, frameless glass walk-in shower, and water closet, all overlooking the serene waterway. The outdoor living space is equally spectacular, designed for both relaxation and entertaining. The expansive lanai features multiple covered areas with a rich wood-clad ceiling and retractable screens, a sun-drenched open-air section, and a stunning saltwater pool with travertine decking framed by verdant tropical landscaping. Just beyond the pool, a private dock with a boat lift sits on a deep-water basin and wide canal with no bridges to Sarasota Bay, offering quick and direct access for boating enthusiasts. Bay Isles Beach Club membership is included. This extraordinary home seamlessly blends elegance, comfort, and the unparalleled beauty of waterfront living, creating a sanctuary that is as functional as it is breathtaking.
Last checked:
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Last updated Mar 14, 2025
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MLS# A4643565 —
The Building
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Year Built:1986
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New Construction:false
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Architectural Style:Custom
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Construction Materials:Block
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Building Elevator:false
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Levels:Two
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Roof:Tile
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Foundation Details:Stem Wall
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Window Features:Drapes
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Patio And Porch Features:Covered
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Security Features:Gated Community
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Building Area Total:6095
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Building Area Units:Square Feet
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Building Area Source:Public Records
Interior
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Interior Features:Ceiling Fan(s)
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Furnished:Unfurnished
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Flooring:Engineered Hardwood
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Additional Rooms:Family Room
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Fireplace:true
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Fireplace Features:Family Room
Room Dimensions
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Living Area:3828
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Living Area Units:Square Feet
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Living Area Source:Public Records
Location
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Directions:From south Longboat Key. go north on Gulf of Mexico Drive to south gate of Bay Isles, after guard gate take immediate right thru green gates, second left, 2nd home on the right.
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Latitude:27.354314
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Longitude:-82.60939
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Coordinates:-82.60939, 27.354314
The Property
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Parcel Number:0008160010
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Property Type:Residential
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Property Subtype:Single Family Residence
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Lot Features:FloodZone
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Lot Size Acres:0.4
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Lot Size Area:17535
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Lot Size SqFt:17535
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Lot Size Units:Square Feet
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Total Acres:1/4 to less than 1/2
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Zoning:PD
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Direction Faces:Northwest
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View:Pool
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View:true
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Exterior Features:Balcony
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Vegetation:Mature Landscaping
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Water Source:Public
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Road Responsibility:Private Maintained Road
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Road Surface Type:Paved
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Road Frontage Type:Street Dead-End
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Flood Zone Code:AE
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Flood Zone Panel:12115C0126G
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Additional Parcels:false
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Homestead:false
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Lease Restrictions:true
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (941) 809-0907
- Office phone:
- (941) 383-7591
Taxes
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Tax Year:2024
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Tax Lot:35
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Tax Legal Description:LOT 35 BAY ISLES UNIT 1
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Tax Book Number:23-35
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Tax Annual Amount:29765
Beds
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Bedrooms Total:3
Baths
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Total Baths:4.5
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Total Baths:5
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Full Baths:4
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Half Baths:1
The Listing
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Virtual Tour URL Unbranded:https://links.us1.defend.egress.com/Warning?crId=67ce089979370367700312f6&Domain=michaelsaunders.com&Threat=eNpzrShJLcpLzAEADmkDRA%3D%3D&Lang=en&Base64Url=eNrLKCkpKLbS1y8vL9dLLspMSsupTC3SS87P1Tc1MtDNSCxKyi_STU6s1E0p0i_JLy0CAKxiEWU%3D&@OriginalLink=www.cribflyer.com
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Special Listing Conditions:None
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electricity Connected
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Sewer:Public Sewer
Appliances
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Appliances:Built-In Oven
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Laundry Features:Inside
Schools
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Elementary School:Southside Elementary
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Middle Or Junior School:Booker Middle
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High School:Booker High
The Community
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Subdivision Name:BAY ISLES
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Senior Community:false
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Community Features:Canal Front
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Waterview:Bay/Harbor - Full
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Waterview:true
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Water Access:Bay/Harbor
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Water Access:true
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Water Extras:Assigned Boat Slip
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Waterfront:true
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Waterfront Features:Canal Front
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Spa:false
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Pool Private:true
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Pool Dimensions:14x30 irr
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Pool Features:Deck
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Pets Allowed:Cats OK
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Pet Restrictions:Refer to HOA Docs for all restrictions
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# of Pets:5
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Max Pet Weight:100
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Association:true
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Association Fee:2500
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Association Fee Frequency:Annually
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Association Fee Includes:24-Hour Guard
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Association Fee Requirement:Required
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Association Fee 2:3720
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Association Fee 2 Frequency:Annually
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Monthly HOA Amount:208.33
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Amenities Additional Fees:One time Bay Iles HOA Assessment of $3700.00
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Ownership:Fee Simple
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Association Approval Required:true
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Waterfront Feet Total:68
Parking
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Garage:true
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Attached Garage:true
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Garage Spaces:2
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Garage Dimensions:28x24
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Carport:false
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Covered Spaces:2
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Open Parking:true
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Parking Features:Circular Driveway
Monthly cost estimate

Asking price
$4,495,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$24,069
|
Taxes | $2,480 |
Insurance | $1,236 |
HOA fees | $208 |
Utilities | $207 See report |
Total | $28,200/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
---|---|---|---|---|
3/13/25
Mar 13, 2025
|
Listed / Active | STELLAR_MLS | $4,495,000 | 318.1% (24.7% / YR) |
5/1/12
May 1, 2012
|
STELLAR_MLS | $1,075,000 |