5128 N Highland Cove
Monticello, IN 47960
- 4 beds
- 3 baths
- – sqft
- 15,246 sqft lot
- – on site
Enjoy serene waterfront living in this stunning 4-bedroom, 3-bath ranch with a walkout basement, nestled on a quiet bay just off Main Lake Shafer! With 82 feet of waterfront, a dock, and a temporary boat lift, this home is ideal for lake enthusiasts. Enjoy a safe location for swimming, peace and quiet, and only seconds out to the main lake. Boasting 3,132 sq. ft., the main level features a beautifully updated kitchen with granite countertops, stainless steel appliances, and hardwood floors, opening to a cozy living room with a fireplace. The primary suite, plus two additional bedrooms and a second full bath, complete the main floor. The walkout basement expands your living space with a large family room, an additional bedroom and bathroom, plus a storage room. Step outside to enjoy picturesque bay views from the upper deck, or unwind on the lower patio just steps from the water. An attached two-car garage adds convenience, while the peaceful bay setting offers privacy with quick access to the main lake. Whether you're seeking a weekend escape or a year-round home, this property provides the perfect mix of comfort, style, and lakeside relaxation!
Last checked:
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Last updated Mar 3, 2025
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MLS# 202503803 —
The Building
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Year Built:1979
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New Construction:No
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Architecural Style:Walkout Ranch
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Style:One Story
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Roof Material:Shingle
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Exterior:Brick, Wood
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Amenities:Ceilings-Beamed, Countertops-Stone, Crown Molding, Deck Open, Disposal, Eat-In Kitchen, Garage Door Opener, Kitchen Island, Landscaped, Open Floor Plan, Main Level Bedroom Suite
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Basement:Yes
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Basement/Foundation:Full Basement, Walk-Out Basement, Finished
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Total SqFt:3132
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Total Finished SqFt:3024
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Above Grade Finished SqFt:1512
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Above Grade Unfinished SqFt:108
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Below Grade Finished SqFt:1512
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Total Below Grade SqFt:1512
Interior
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Kitchen Level:Main
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Dining Room Level:Main
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Living/Great Room Level:Main
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Family Room Level:Basement
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Flooring:Hardwood Floors, Carpet, Tile
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Fireplace:Family Rm, Living/Great Rm, Gas Log, Wood Burning, Basement
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Fireplace:Yes
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# of Fireplaces:2
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Laundry Level:Basement
Room Dimensions
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Kitchen Length:13
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Kitchen Width:14
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Dining Rm Length:18
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Dining Room Width:14
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Living/Great Room Width:16
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Living/Great Room Length:18
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Family Room Length:14
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Family Room Width:26
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1st Bedroom Length:12
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1st Bedroom Width:14
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2nd Bedroom Length:11
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2nd Bedroom Width:14
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3rd Bedroom Width:13
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3rd Bedroom Length:11
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4th Bedroom Length:13
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4th Bedroom Width:13
Location
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Directions to Property:North on 6th St, Right onto Highland Cove veer to the Left to home on the right.
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Latitude:40.785142
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Longitude:-86.772621
The Property
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Parcel# ID:91-73-16-000-023.100-020
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Property Subtype:Site-Built Home
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Location:Lake
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Lot Dimensions:82 X 186
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Lot Description:Partially Wooded, Waterfront, Waterfront-Medium Bank
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Approx Lot Size SqFt:15246
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Approx Lot Size Acres:0.35
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Driveway:Concrete
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Waterfront:Yes
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Water Features:Pier/Dock
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Water Type:Lake
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Water Access:Bayfront
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Water Frontage:82
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Water Name:Lake Shafer
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Lake Type:Ski Lake
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Annual Taxes:1460.32
Beds
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Total # Bedrooms:4
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1st Bedroom Level:Main
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2nd Bedroom Level:Main
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3rd Bedroom Level:Main
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4th Bdrm Level:Basement
Baths
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Total Baths:3
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Total Full Baths:3
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# of Full Baths Main:2
The Listing
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Unbranded Virtual Tour:https://pro-pix-3d.aryeo.com/sites/geljvxn/unbranded
Heating & Cooling
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Heating Fuel:Gas, Conventional, Forced Air
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Cooling:Central Air
Utilities
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Water Utility:Well
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Well Type:Private
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Sewer:Regional
Schools
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Elementary:Meadowlawn
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Middle School:Roosevelt
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High School:Twin Lakes
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School District:Twin Lakes School Corp.
The Community
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Subdivision:Highland Cove
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Pool:No
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Association Dues Frequency:Not Applicable
Parking
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Garage:Yes
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Garage Type:Attached
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Garage Length:23
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Garage SqFt:529
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Garage Width:23
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Garage/# of Cars:2
Monthly cost estimate

Asking price
$625,000
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,346
|
Taxes | $1,270 |
Insurance | $171 |
Utilities | N/A |
Total | $4,787/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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2/6/25
Feb 6, 2025
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Listed / Active | IRMLS | $625,000 |