501 Northwood Circle
CROSS JUNCTION, VA 22625
- 5 beds
- 4 baths
- 3,610 sqft
- ~1/2 acre lot
- $215 per sqft
- 1991 build
Live the Lakefront Lifestyle—And Earn From It Too Welcome to your personal slice of paradise on the water. This beautifully updated lakefront home offers not only breathtaking views and private access to Lake Holiday, but also a unique opportunity to generate income or host extended family with a fully finished lower-level apartment/in-law suite complete with its own separate entrance. Imagine waking up each day to the calm shimmer of the lake, enjoying coffee on your freshly refinished deck, or unwinding in the evenings as the sun sets over the water. Whether you're looking for a peaceful escape, a lively place to entertain, or a smart investment, this home delivers it all. Inside, the main level has been enhanced with new granite countertops, fresh paint throughout, and a bright, open feel. Downstairs, the lower level has new carpeting and a fully finished layout that can easily function as a private apartment, guest suite, or in-law quarters. With its own entrance, it’s perfect for hosting visiting friends and family—or using as a short- or long-term rental to offset your mortgage while living your lakefront dream. Outside, the home's oversized two-car garage and expansive paved driveway can accommodate 10+ vehicles—a rarity for waterfront properties and a major plus for entertaining or hosting guests. But the true magic lies beyond your front door. Set in the resort-style, gated community of Lake Holiday, this property includes access to an incredible range of amenities designed for relaxation, recreation, and year-round enjoyment. Soak up the sun on any of the three private beaches, launch your boat from the marina, or grab a bite at the lakeside snack shack. Stay active with the private gym, walking trails, and an 18-hole disc golf course, or enjoy a game on the basketball, tennis, pickleball, and volleyball courts. There's even a dog park for your furry family members. Lake Holiday isn’t just about summer fun—it’s a vibrant, connected community all year long. Seasonal events include a festive Memorial Day celebration, fall festivals, Christmas parades, and one of the region’s most spectacular Fourth of July fireworks shows and boat parades. And in the warmer months, rotating food trucks bring flavor and fun right to your neighborhood. Work-from-home professionals will appreciate reliable high-speed Comcast internet, while commuters can reach Winchester’s historic downtown in just 12 miles, the MARC train to D.C. in 35 minutes, and Dulles International Airport with a short, easy drive. Even better, the home is priced below recent appraisal value (available upon request), making it a rare lakefront opportunity with built-in value. Plus, you’ll benefit from Frederick County’s low property taxes and a modest HOA fee—an incredible deal considering the wealth of amenities you’ll enjoy. Whether you’re looking for full-time resort-style living, a vacation retreat, or a home that offers both luxury and income potential, this Lake Holiday gem delivers on every front—all for under $800,000. Lakefront life starts here. Don’t miss your chance to make it yours.
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Last updated Apr 10, 2025
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MLS# VAFV2024136 —
The Building
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Year Built:1991
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Year Built Source:Assessor
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Year Major Reno/Remodel:2024
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Roof:Architectural Shingle
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New Construction:No
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Construction Materials:Vinyl Siding
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Structure Type:Detached
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Architectural Style:Contemporary
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Levels:3
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Security Features:Security Gate
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Window Features:Double Pane
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Accessibility Features:None
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Foundation Details:Concrete Perimeter
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Basement:Yes
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Basement Type:Fully Finished, Walkout Level
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Basement Finished Percent:100.0
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1200
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Total Below Grade SqFt Source:Estimated
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:2410
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Estimated
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Below Grade Finished SqFt:1200
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:2410
Interior
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Interior Features:2nd Kitchen, Ceiling Fan(s), Floor Plan - Open, Entry Level Bedroom, Kitchen - Island, Wood Floors
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Room List:Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Great Room, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3, Full Bath
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Flooring Type:Hardwood, Carpet, Ceramic Tile, Vinyl
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Fireplace:No
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Wall & Ceilings:Vaulted Ceilings, Dry Wall
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:3610
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Living Area SqFt:3,610 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, FHA
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Possession:0-30 Days CD, Coin w/Sell Sett, 31-60 Days CD
Location
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Directions:FROM GATE- R ON MASTERS,R ON LAKEVIEW,R ON LAUREL, L ON BAKER, L ON NORTHWOOD TO HOUSE ON L.
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Latitude:39.31144000
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Longitude:-78.33034000
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Location Type:Lake
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.48
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Lot Size Source:Assessor
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Lot Features:Sloping, Trees/Wooded, Landscaping, Front Yard, Fishing Available
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Lot SqFt:20,909 Sqft
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Additional Parcels:No
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Zoning:R5
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View:Lake, Trees/Woods
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In City Limits:No
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Outdoor Living Structures:Deck(s), Patio(s), Porch(es)
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Other Structures:Above Grade, Below Grade
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Waterview:Yes
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Waterfront:Yes
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Waterfront Features:Private Dock Site
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Water Oriented:Yes
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Water Access:Yes
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Water Access Features:Boat - Length Limit, Boat - Powered, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard, Canoe/Kayak, Public Access, Public Beach, Sail
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Water Body Name:Lake Holiday
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Water Body Type:Lake
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Navigable Water:Yes
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Water Frontage In Feet:80
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Land Use Code:1
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Ground Rent Exists:No
Listing Agent
- Contact info:
- Agent phone:
- (540) 664-4510
- Office phone:
- (301) 262-3100
Taxes
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Tax ID Number:18A044B 2
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Tax Year:2022
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Tax Lot:2
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Tax Annual Amount:$2,816
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Tax Assessed Value:$461,600
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Year Assessed:2022
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County Tax:2816.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:5
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Bedrooms Main Level:2
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Upper Level Bedrooms:1
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Upper Level 1 Bedrooms:1
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Lower Level Bedrooms:2
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Lower Level Bedrooms:2
Baths
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Total Baths:4
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Full Baths:4
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Full Baths:1
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Lower Level Full Baths:2
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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All Lower Levels Total Baths:2
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Lower Level Total Baths:2.00
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Upper Level Full Baths:1
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Lower Level Full Baths:2
The Listing
Heating & Cooling
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Cooling Type:Ceiling Fan(s), Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Utilities:Cable TV Available, Phone Available, Propane
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
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Internet Services:Cable, Broadband
Appliances
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Appliances:Built-In Microwave, Disposal, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
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Laundry Type:Basement, Hookup, Main Floor
Schools
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Elementary School:Gainesboro
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Middle School:Frederick County
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High School:JAMES WOOD
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School District Name:Frederick County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Lake Holiday Estates
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Senior Community:No
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Exterior Features:Gutter System, Extensive Hardscape, Outbuilding(s), Other
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Pool:No Pool
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Spa:No
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Docks:1
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Dock Type And Features:Floating
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Dock/Slip Conveyance:Yes
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Dock/Slip Conveyance:Exclusive Use
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Slips:2
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Beach, Baseball Field, Basketball Courts, Boat Ramp, Club House, Exercise Room, Gated Community, Picnic Area, Security, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Volleyball Courts
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HOA Fee:$142
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HOA Fee Frequency:Monthly
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HOA/Condo/Coop Fee:Common Area Maintenance, Insurance, Security Gate, Road Maintenance, Snow Removal, Pier/Dock Maintenance, Management, Trash
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Other Fees:678.00
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HOA Name:Lake Holiday, Llc
Parking
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Total Garage and Parking Spaces:12
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Garage:Yes
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Garage Features:Garage - Front Entry
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Garage Spaces:2.00
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Type of Parking:Attached Garage, Driveway
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Parking Features:Paved Driveway
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# of Attached Garage Spaces:2
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Driveway - # of Spaces:10
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$779,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,171
|
Taxes | $234 |
Insurance | $214 |
Utilities | $193 See report |
Total | $4,812/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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1/31/25
Jan 31, 2025
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Listed / Active | BRIGHT | $779,000 |