5 Chatham Ln
PALMYRA, VA 22963
- 4 beds
- 3 baths
- 2,883 sqft
- $117 per sqft
- 1994 build
Welcome to 5 Chatham Lane, a spacious 2,883 sq ft home in the sought-after Lake Monticello community. This 4-bedroom, 2.5-bath home on a 0.33-acre lot blends charm, comfort, and convenience. Relax on the wrap-around front porch or entertain year-round on the large screened-in rear porch overlooking the private backyard. Inside, the main level features two fireplaces, creating a warm and inviting atmosphere in the living and family rooms. The kitchen offers ample cabinetry, modern appliances, and seamless flow into the dining area, perfect for gatherings. The primary suite boasts an en-suite bath upstairs, while three additional bedrooms provide space for guests, a home office, or hobbies. A matching site-built shed provides ample storage for tools and outdoor gear. Located in Lake Monticello, residents enjoy five sandy beaches, an 18-hole golf course, tennis, a clubhouse, a pool, walking trails, and dining. A fantastic opportunity for comfortable living in Palmyra, VA! The listing agent is related to the seller.
Last checked:
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Last updated Mar 24, 2025
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MLS# 662148 —
The Building
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Year Built:1994
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Year Built Source:Estimated
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New Construction:No
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Construction Completed:No
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Structure Type:Detached
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Architectural Style:Other
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Levels:2
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Accessibility Features:None
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Foundation Details:Block, Other
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Basement:No
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Building Area Units:Square Feet
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Building Total SqFt:3027.00
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Unfinished Area Units:Square Feet
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Above Grade Finished SqFt:2883
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Above Grade Finished SqFt Source:Assessor
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Above Grade Unfinished SqFt:144
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Above Grade Unfinished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
Interior
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Room List:Dining Room, Kitchen, Great Room, Utility Room, Full Bath, Half Bath
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Fireplace:No
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Living Area SqFt Source:Assessor
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Living Area Units:Square Feet
Room Dimensions
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Total SqFt:3027
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Living Area SqFt:2,883 Sqft
Financial & Terms
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Sale Type:Standard
Location
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Directions:From the main gate of Lake Monticello, turn left onto Jefferson Drive and follow it for approximately 2-3 miles, then turn right onto Woodbridge Drive, continue to Chatham Road, turn right, and the house will be on the right.
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Latitude:37.90736300
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Longitude:-78.29806400
The Property
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Property Type:Residential
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Lot Size Acres:0.33
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Zoning:R-4
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Zoning Description:Residential
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Water Oriented:No
Listing Agent
- Contact info:
- Agent phone:
- (434) 531-0795
- Office phone:
- (434) 531-0817
Taxes
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Tax Year:2023
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Tax Annual Amount:$2,683.92
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Upper Level Bedrooms:1
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Total Baths:2
Heating & Cooling
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Cooling:No
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Cooling Type:Central A/C
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Central Air:Yes
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Heating:Yes
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Heating Type:Heat Pump(s)
Utilities
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Sewer/Septic:Public Sewer
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Water Source:Community
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Internet Services:Fiber Optic
Schools
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Elementary School:Central
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Middle School:Fluvanna
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High School:FLUVANNA
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School District Name:Fluvanna County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Lake Monticello
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Bar/Lounge, Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Community Center, Dining Rooms, Golf Club, Swimming Pool, Tennis Courts, Volleyball Courts
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HOA Fee:$1,238
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HOA Fee Frequency:Annually
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Condo/Coop Fee:$855
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Condo/Coop Fee Frequency:One Time
Parking
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Garage:No
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$340,000
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,820
|
Taxes | $223 |
Insurance | $93 |
Utilities | $197 See report |
Total | $2,333/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/24/25
Mar 24, 2025
|
Listed / Active | BRIGHT | $340,000 |