4628 Old Bay Lane
Orange Beach, AL 36561
- 3 beds
- 4 baths
- 1,840 sqft
- ~4 acre lot
- $611 per sqft
- 2021 build
- – on site
SELLER OFFERING UP TO $20K IN SELLER CONCESSIONS AND UP TO $10K BOAT LIFT ALLOWANCE WITH ACCEPTABLE OFFER. The Cottages at Old Bay in Orange Beach, AL offer a prime waterfront living experience, located on Terry Cove with stunning views of Perdido Pass. This fully furnished 3-bedroom, 4-bathroom detached home is built to Gold Fortified standards, providing high wind protection with impact-resistant windows, a metal roof, and an energy-efficient heat pump. Inside, you’ll find stylish finishes such as tiled showers, stainless steel appliances, granite countertops, custom wood cabinetry, LVP flooring throughout, and shiplap accent walls on the main level. The home also features a Rinnai tankless water heater. The spacious kitchen is complemented by an oversized laundry room and pantry, complete with a full-sized washer and dryer. This property includes an assigned 12-foot boat slip and ample parking space underneath for up to four vehicles, as well as additional enclosed storage for boating and fishing equipment. Located in the gated community of Cottages at Old Bay, the development offers a decorative gravel entrance, a gunite pool, a boat dock with a crab deck, and day slips for visiting boats. This turnkey property is ready for immediate use as a second home or a potential rental investment. Buyer to verify all information during due diligence.
Last checked:
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Last updated Mar 21, 2025
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MLS# 373305 —
The Building
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Year Built:2021
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New Construction:false
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Construction Materials:Concrete Board, Wood Frame, Fortified-Gold
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Architectural Style:Cottage
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Roof:Metal
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Foundation Details:Pilings, Slab
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Levels:Two
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Window Features:Double Pane Windows
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Patio And Porch Features:Covered
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Building Area Total:1840
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Building Area Units:Square Feet
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Building Area Source:Seller
Interior
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Interior Features:Ceiling Fan(s), High Ceilings
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Flooring:Other Floors-See Remarks
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Furnished:Furnished
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Dining Room Features:Lvg/Dng/Ktchn Combo
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Fireplace:false
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Fireplace Features:None
Room Dimensions
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Living Area:1840
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Living Area Units:Square Feet
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Living Area Source:Seller
Financial & Terms
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Ownership:Whole/Full
Location
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Directions:From HWY 161 go east on Canal Rd. for approximately one mile and take a right on Walker Key Bvd. Then take a left on Old Bay Ln.
The Property
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Property Type:Residential
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Property Subtype:Cottage
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Property Attached:false
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Property Condition:Resale
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Zoning Description:Single Family Residence
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Parcel Number:6502120000065.000
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Lot Size Area:3.5
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Lot Features:Less than 1 acre, Level, Waterfront
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Lot Size Acres:3.5
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Lot Size SqFt:152460
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Lot Size Dimensions:34.1 x 44 IRR
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Lot Size Units:Acres
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View:true
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View:Direct Bay Front
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Water Source:Orange Beach Water Auth
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Waterfront:true
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Waterfront Features:Bay Front - Building, Bayou Accs (<=1/4 Mi)
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Water Body Name:Terry Cove
Listing Agent
- Contact info:
- Agent phone:
- (251) 597-7174
- Office phone:
- (251) 928-9890
Taxes
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Tax Annual Amount:1604.48
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Tax Lot:11
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Tax Block:11
Beds
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Bedrooms Total:3
Baths
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Total Baths:4
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Total Baths:4
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Full Baths:4
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Master Bath Features:Shower Only
The Listing
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Home Warranty:false
Heating & Cooling
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Heating:Electric
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Heating:true
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Cooling:Ceiling Fan(s)
Utilities
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Electric:Baldwin EMC
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Electric Range, Refrigerator w/Ice Maker, Washer, ENERGY STAR Qualified Appliances, Tankless Water Heater
Schools
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Elementary School:Orange Beach Elementary
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Middle Or Junior School:Orange Beach Middle
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High School:Orange Beach High
The Community
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Subdivision Name:Cottages at Old Bay
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Community Features:Fishing, Landscaping, Pool - Outdoor
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Association:true
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Association Fee:350
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Association Fee Frequency:Monthly
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Association Fee Includes:Association Management, Cable TV, Common Area Insurance, Maintenance Grounds, Trash, Internet, Pool
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Pool Features:Community, Association
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Subdivision:AL
Parking
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Garage:false
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Carport:true
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Carport Spaces:2
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Parking Features:Double Carport
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Covered Spaces:2
Monthly cost estimate

Asking price
$1,125,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,024
|
Taxes | $133 |
Insurance | $309 |
HOA fees | $350 |
Utilities | $162 See report |
Total | $6,978/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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1/29/25
Jan 29, 2025
|
Listed / Active | BCAR | $1,125,000 |