4525 Ratcliff Place Unit 39-K
Waldorf, MD 20602
- 4 beds
- 3 baths
- 1,665 sqft
- $168 per sqft
- 1977 build
COMPLETELY NEWLY RENOVATED Spacious Bi-Level 4-Bedroom Condo/Townhome for Sale! Discover this beautifully renovated end-unit condo that perfectly blends comfort, convenience, and value! With 4 bedrooms and 3 bathrooms, this home features an updated Kitchen, white granite countertops and stainless steel appliances. Luxury Vinyl Plank floors throughout, open layout, dining area flows into a cozy living room with French doors leading to a private patio. Flexible Bonus Room: Ideal as an office, guest space, or even extra garage storage space. Second level features the Master bedroom with its own private bath and two additional bedrooms and full hall bath. Outdoor private area perfect for entertaining and relaxation right off the dining area. Enjoy low-maintenance living with fantastic amenities: pool, playground, and tennis court—all covered by HOA fees. You’ll ONLY pay for electricity, as trash removal, roof maintenance, snow removal, water/sewer, and lawn care are included. Perfect for first-time buyers or investors (no rental restrictions). Sold as-is. Note: Not FHA approved; requires conventional or VA financing. Don’t miss this rare opportunity at an unbelievable price!!! Some photos virtually staged.
Last checked:
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Last updated Mar 24, 2025
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MLS# MDCH2041060 —
The Building
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Year Built:1977
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Year Built Source:Assessor
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Roof:Shingle
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New Construction:No
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Construction Materials:Brick, Vinyl Siding
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Structure Type:End of Row/Townhouse
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Architectural Style:Bi-level
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Levels:2
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Accessibility Features:2+ Access Exits
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Foundation Details:Concrete Perimeter
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Basement:No
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Unit Number:39-K
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1665
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1665
Interior
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Interior Features:Bathroom - Walk-In Shower, Combination Dining/Living, Family Room Off Kitchen
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Flooring Type:Luxury Vinyl Plank, Carpet, Ceramic Tile
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Fireplace:No
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1665
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Living Area SqFt:1,665 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:VA, Conventional, Cash
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Possession:Immediate
Location
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Directions:Bannister Circle , left turn on Reeves , left on Ratcliffe to unit 4525A on the right
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Latitude:38.59271000
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Longitude:-76.90124000
The Property
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Property Type:Residential
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Inclusions:All items currently in property
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Zoning:PUD
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In City Limits:No
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:U
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (240) 926-7455
- Office phone:
- (301) 684-4895
Taxes
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Tax ID Number:0906082947
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Tax Year:2024
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Tax Annual Amount:$2,678
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Tax Assessed Value:$182,800
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Year Assessed:2024
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County Tax:2351.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Bedrooms Main Level:1
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Upper Level Bedrooms:3
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Upper Level 1 Bedrooms:3
Baths
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Total Baths:3
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Full Baths:2
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Half Baths:1
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Main Level Baths:1.00
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Main Level Half Baths:1
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Upper Level Full Baths:2
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Upper Level Total Baths:2
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Upper Level Total Baths:2.00
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Upper Level Full Baths:2
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Hot Water, Heat Pump(s)
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Heating Fuel:Electric
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:60+ Gallon Tank
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Water Source:Public
Appliances
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Appliances:Built-In Microwave, Dishwasher, Refrigerator, Washer/Dryer Stacked, Stainless Steel Appliances
Schools
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School District Name:Charles County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:St Charles Bannister
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Senior Community:No
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Pool:Yes - Community
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HOA:Yes
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Condo/Coop Association:Yes
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HOA/Condo/Coop Amenities:Pool - Outdoor, Recreational Center
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HOA Fee:$24
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HOA Fee Frequency:Monthly
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Condo/Coop Fee:$435
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Condo/Coop Fee Frequency:Monthly
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HOA/Condo/Coop Fee:Common Area Maintenance, Lawn Maintenance, Pool(s), Snow Removal, Trash, Water, Recreation Facility
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Condo/Coop Name:Bannister Sq / Somerset Condo Association
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HOA Name:Bannister Neighborhood Association
Parking
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Total Garage and Parking Spaces:1
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Garage:Yes
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Garage Features:Garage - Front Entry
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Garage Spaces:1.00
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Type of Parking:Driveway, Attached Garage, Off Street
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# of Attached Garage Spaces:1
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$279,900
Expense | Monthly cost |
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Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,498
|
Taxes | $223 |
Insurance | $76 |
HOA fees | $435 |
Utilities | $152 See report |
Total | $2,384/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/23/25
Mar 23, 2025
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Listed / Active | BRIGHT | $279,900 |