4491 Harbor Bend Drive
Upper Captiva, FL 33924
- 2 beds
- 2 baths
- 1,326 sqft
- $557 per sqft
- 1983 build
- – on site
Walk right to your Boat from this Adorable Lakefront Island Cottage in the desirable Safety Harbor Club beach, boating, and tennis community! Everything you need is right within walking distance. Close to the community pool and tennis/pickleball courts. Steps to the shared community dockage. The beach is just 80 seconds away on your golf cart.  Fabulous serenity. Tucked within a lush, oversized lot filled with swaying palms and tropical foliage, this charming 2-bedroom cottage offers unobstructed views of the lake. The spacious living room opens with a three-panel sliding glass door onto a covered, screened room. Perfect for sunset time. A large kitchen with granite countertops & formal dining room extends the gathering space with plenty of room for all. Just off the living area is a guest bedroom with great views of the lake and its own private entrance to an open sun deck. The upstairs level offers a spacious primary suite with a vaulted ceiling, a private en-suite bath, and a sundeck ideally positioned for your sunrise coffee. This property includes a full membership to Safety Harbor Club with access to the community docks, pool, tennis courts, ferry landing, restaurant, and beach access. Whether you're seeking an ideal boater's retreat right in the middle of some of the best world-class fishing waters, a peaceful island getaway, or your forever beach home, this one checks all the boxes at an affordable price point!
Last checked:
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Last updated Apr 14, 2025
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MLS# 225036223 —
The Building
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Year Built:1983
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Construction Materials:WoodSiding,WoodFrame
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Building Area Total:1510.0
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Building Area Source:Appraiser
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Architectural Style:Florida,MultiLevel,TwoStory
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Roof:Shingle
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Foundation Details:PillarPostPier
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Exterior Features:SecurityHighImpactDoors,None
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Window Features:Jalousie
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Patio And Porch Features:Lanai,Porch,Screened
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Stories:2
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Stories Total:2
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Levels:Two
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Direction Faces:East
Interior
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Interior Features:LivingDiningRoom,ShowerOnly,SeparateShower,VaultedCeilings
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Furnished:Partially
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Flooring:Tile
Room Dimensions
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Living Area:1326.0
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Living Area Source:Appraiser
Financial & Terms
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Possession:CloseOfEscrow
Location
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Directions:Take the ferry to North Captiva. Follow Escondido Lane to Harbor Bend Dr. Turn left onto Harbor Bend Dr. The property will be on the right.
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Latitude:26.600104
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Longitude:-82.219795
The Property
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Property Type:Residential
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Property Subtype:SingleFamilyResidence
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Property Subtype Additional:SingleFamilyResidence
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Property Condition:Resale
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View:Landscaped,Lake,TreesWoods
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View:true
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Lot Features:OversizedLot
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Lot Size Acres:0.326
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Lot Size Area:0.326
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Lot Size Units:Acres
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Lot Size Source:Appraiser
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Lot Size Dimensions:125 x 212 x 62 x 140
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Lot Dimensions Source:Appraiser
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Zoning Description:PUD
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Parcel Number:05-45-21-02-00000.0320
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Waterfront:true
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Waterfront Features:Lake
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Road Frontage Type:PrivateRoad
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Road Responsibility:PrivateMaintainedRoad
Listing Agent
- Contact info:
- Agent phone:
- (239) 395-2214
- Office phone:
- (239) 395-2214
Taxes
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Tax Year:2024
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Tax Lot:32
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Tax Legal Description:SAFETY HARBOR CLUB PB 34 PG 33 LOT 32
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Tax Annual Amount:5953.11
Beds
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Total Bedrooms:2
Baths
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Total Baths:2
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Full Baths:2
Heating & Cooling
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Heating:Central,Electric
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Heating:true
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Cooling:CentralAir,CeilingFans,Electric
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Cooling:true
Utilities
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Utilities:CableNotAvailable
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Sewer:PublicSewer
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Water Source:Public
Appliances
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Appliances:Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator
The Community
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Subdivision Name:SAFETY HARBOR CLUB
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Community Features:BoatFacilities,NonGated
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# of Units In Community:1
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Association:true
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Association Fee:1500.0
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Association Fee Frequency:Quarterly
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Association Fee Includes:Trash
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Association Amenities:BeachRights,BoatDock,BeachAccess,Clubhouse,Pickleball,Pool,Restaurant,TennisCourts
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Spa:false
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Pool Features:Community
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Pool Private:false
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Pets Allowed:Yes
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Senior Community:false
Parking
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Garage:false
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Carport:false
Monthly cost estimate
Asking price
$739,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,957
|
| Taxes | $496 |
| Insurance | $203 |
| HOA fees | $500 |
| Utilities | $144 See report |
| Total | $5,300/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
