445 Cove Tower DR Unit 302
NAPLES, FL 34110
- 3 beds
- 3 baths
- 2,645 sqft
- $510 per sqft
- 2002 build
- – on site
Welcome to apartment 302 in Montego at Cove Towers! This stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!
Last checked:
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Last updated Mar 23, 2025
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MLS# 225030036 —
This home is listed in more than one place. See it here.
The Building
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Year Built:2002
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Construction:concrete block
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Building Design:high rise (8+)
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Building Description:None
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Roof:built-up or flat, metal
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Windows:single hung
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Exterior Finish:stucco
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Storm Protection:electric shutters, Shutters - Manual
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Equipment:dishwasher, disposal, double oven, dryer, microwave, range, refrigerator/icemaker, security system, self cleaning oven, smoke detector, washer, owned water treatment, wine cooler
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Elevator:private
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Total Floors:1
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Units in Building:58
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Unit Floor:3
Interior
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Floor Plan Type:split bedrooms
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Interior Features:built-in cabinets, cable prewire, closet cabinets, Coffered Ceiling, fire sprinkler, foyer, Internet Available, laundry tub, pantry, smoke detectors, walk-in closet, window coverings
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Furnishings:negotiable
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Kitchen Description:island, pantry
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Dining Description:family/dining, eat-in kitchen
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Additional Rooms:family room, great room, guest bath, guest room, laundry in residence, Other, screened balcony
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Flooring:wood
Room Dimensions
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Total Area:3,130 Sqft
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Approx Living Area SqFt:2645
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Source of Measure Living Area:Property Appraiser Office
Financial & Terms
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Ownership Description:condo
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Potential Short Sale:No
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Restrictions:deeded
Location
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Latitude:26.290486
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Longitude:-81.812389
The Property
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Property Type:Residential
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Property Information:Welcome to apartment 302 in Montego at Cove Towers! This stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!
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Lot Description:zero lot line
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Lot Unit:302
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Rear Exposure:SW
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View:preserve
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Exterior Features:none
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Road:paved road
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Irrigation:Other
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Private Pool:No
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Private Spa:No
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Boat Access:none
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Waterfront:No
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Waterfront Description:none
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Gulf Access:No
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Source of Measure Total Area:Developer Brochure
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Price Per SqFt:510.02
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Source of Measure Lot Dimensions:Property Appraiser Office
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Source of Measurements:Property Appraiser Office
Listing Agent
- Contact info:
- Agent phone:
- (239) 777-9900
- Office phone:
- (239) 529-2441
Taxes
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Tax Year:2024
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Taxes:$4,459.61
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Taxes:homestead
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Tax District Type:Municipal Service Tax Developmen
Beds
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3Total Bedrooms:
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Bedrooms:3
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Bedroom Description:split bedrooms
Baths
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3.00Total Baths:
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Master Bath Description:dual sinks, shower only
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3Full Baths:
The Listing
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Auction:No
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Flood Insurance:Yes
Heating & Cooling
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Heat:central electric
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Cooling:central electric
Utilities
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Water:central
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Sewer:central
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Cable Available:Yes
Appliances
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Range:25
The Community
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Development:COVE TOWERS
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Development Name:COVE TOWERS
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Community Type:gated
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Amenities:BBQ - picnic, bike and jog path, bike storage, cabana, clubhouse, community pool, community room, community spa/hot tub, exercise room, extra storage, guest room, internet access, Lap Pool, private membership, sidewalk, streetlight, trash chute, underground utilities, vehicle wash area
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Golf Type:No Golf Available
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Pets:limits
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Pets Limit:1 dog or 2 cats
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Pets Max Weight:30
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Maintenance:cable, insurance, internet/WiFi access, irrigation water, lawn/land maintenance, legal/accounting, manager, pest control exterior, pest control interior, rec. facilities, repairs, reserve, security, sewer, street lights, street maintenance, trash removal, water
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Management:professional
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Mandatory HOA:Yes
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HOA:mandatory
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HOA Fee:$1,869
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Condo Fee:$6,434.94
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Master HOA Fee Frequency:Annually
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Condo Fee Freq.:quarterly
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Total Annual Recurring Fees:$27,609
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One Time Special Assessment Fee:2921
Parking
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Garage:attached
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Garage Spaces:2
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Parking:2 assigned, deeded, paved driveway, under building closet
Monthly cost estimate

Asking price
$1,349,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$7,223
|
Taxes | $371 |
Insurance | $370 |
Utilities | $169 See report |
Total | $8,133/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/22/25
Mar 22, 2025
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Listed / Active | SWFLMLS | $1,349,000 | 157.0% (14.6% / YR) |
6/18/14
Jun 18, 2014
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FGCMLS | $525,000 | ||
2/15/14
Feb 15, 2014
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Price Changed | SWFLMLS |