424 Loyalist Drive
Ladysmith, VA 22546
- 3 beds
- 2 baths
- 1,104 sqft
- ~1/2 acre lot
- $271 per sqft
- 1991 build
- – on site
Welcome to your charming lake home retreat located in sought-after lake community, Lake Caroline, where you can enjoy tons of amenities to include a beach, pool, walking trails, and more! If you are an outdoor enthusiast, you will love the boating and fishing this community has to offer. This home features fresh paint, new floors throughout, new light fixtures, and updated bathrooms. It offers 3 bedrooms and 2 full bathrooms, on a large double lot!! Enjoy the peaceful setting on the back deck or front porch with a water view. This is the perfect place for an active and relaxing lifestyle! Conveniently located between Richmond and Fredericksburg, with a short commute to I-95, this home provides easy access to shopping, dining, and entertainment while offering a peaceful retreat away from the hustle and bustle.
Last checked:
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Last updated Apr 9, 2025
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MLS# 2506176 —
This home is listed in more than one place. See it here.
The Building
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Year Built:1991
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Year Built Details:Actual
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New Construction:false
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Construction Materials:Drywall,Frame,VinylSiding
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Architectural Style:Ranch
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Roof:Shingle
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Exterior Features:OutBuildings,Porch,Storage,Shed,UnpavedDriveway
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Stories Total:1
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Stories:1
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Levels:One
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Basement:CrawlSpace
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Basement:false
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Door Features:SlidingDoors
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Patio And Porch Features:Deck,FrontPorch,Porch
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Security Features:GatedCommunity,SmokeDetectors,SecurityGuard
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Building Area Source:Assessor
Interior
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Interior Features:CeilingFans,EatInKitchen
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Flooring:Vinyl
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Rooms Total:5
Room Dimensions
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Living Area:1104.0
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Living Area Source:Assessor
Financial & Terms
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Possession:CloseOfEscrow
Location
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Directions:I-95 to Ladysmith Exit 110, South on Route 1/Jefferson Davis Highway, Right on Lake Caroline Dr., Left onto Loyalist Dr., House is on the left
The Property
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Parcel Number:67A5-1-1708
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Property Type:Residential
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Property Subtype:SingleFamilyResidence
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Property Subtype Additional:SingleFamilyResidence
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Property Condition:Resale
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Property Attached:false
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Lot Features:Cleared,Wooded,Level
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Lot Size Acres:0.62
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Lot Size Area:0.62
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Lot Size Units:Acres
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View:Water
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View:true
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Fencing:None
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Topography:Level
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Other Structures:Sheds,Outbuilding
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Waterfront:false
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Waterfront Features:Lake,WaterAccess,WalkToWater
Listing Agent
- Contact info:
- Agent phone:
- (804) 586-5058
- Office phone:
- (703) 665-3362
Taxes
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Tax Year:2024
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Tax Annual Amount:1214.0
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Tax Assessed Value:155700
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Tax Legal Description:LAKE CAROLINE LOT 1708 REVISED
Beds
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Bedrooms Total:3
Baths
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Total Baths:2
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Full Baths:2
Heating & Cooling
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Cooling:Electric
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Cooling:true
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Heating:Electric
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Heating:true
Utilities
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Sewer:SepticTank
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Water Source:Public
Appliances
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Appliances:Dryer,Dishwasher,ElectricCooking,ElectricWaterHeater,Oven,Refrigerator,SmoothCooktop,Washer
Schools
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Elementary School:Lewis & Clark
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Middle Or Junior School:Caroline
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High School:Caroline
The Community
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Subdivision Name:Lake Caroline
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Community Features:BasketballCourt,Beach,BoatFacilities,CommonGroundsArea,Clubhouse,CommunityPool,Dock,Gated,HomeOwnersAssociation,Lake,Playground,Park,Pond,Pool,TennisCourts
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Association:true
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Association Amenities:Landscaping,Management
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Association Fee:1612.0
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Association Fee Includes:AssociationManagement,Clubhouse,CommonAreas,Pools,RoadMaintenance,SnowRemoval,Security,WaterAccess
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Association Fee Frequency:Annually
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Pool Features:None,Community
Parking
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Garage:false
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Parking Features:Driveway,Unpaved,Boat,RvAccessParking
Monthly cost estimate

Asking price
$299,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,605
|
Taxes | $101 |
Insurance | $82 |
HOA fees | $134 |
Utilities | $138 See report |
Total | $2,060/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/9/25
Apr 9, 2025
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Pending | CVRMLS | $299,900 | |
3/26/25
Mar 26, 2025
|
Listed / Active | CVRMLS | $299,900 | 226.0% (18.6% / YR) |
1/31/13
Jan 31, 2013
|
CVRMLS | $92,000 |