420 Oak Harbor Lane
Destin, FL 32541
- 2 beds
- 2 baths
- 1,430 sqft
- $472 per sqft
- 1996 build
- – on site
Million Dollar Views Await You! Discover the unparalleled beauty of Choctawhatchee Bay in this exclusive waterfront community. Rarely do first-floor units become available, and this gem won't last long! Whether you're looking to downsize or searching for the perfect second home, this property offers everything you need for serene living. Short term rentals are not allowed! Key Features include: Open Floor Plan: This spacious, newly painted, 2-bedroom, 2-bathroom unit features 11' ceilings and an abundance of windows, creating a bright and elegant atmosphere. Waterfront Access: Steps away from boat access, each unit has an assigned boat slip that can hold up to a 27' boat. perfect for quick rides to Crab Island, waterfront dining, fireworks shows, or fishing adventures in the in the bay or the Gulf. Prime Location: Situated on the highly desirable ground floor in a low-density condominium with only 12 units. Outdoor Living: Enjoy your 280 sq. ft. lanai, where you can sip your morning coffee while watching dolphins and herons as the sun rises over the bay. Parking Convenience: Includes one covered parking space right in front of the unit, plus additional parking for guests. This property combines luxury with tranquility, offering breathtaking views and effortless access to the best of Florida's Emerald Coast. Don't miss this rare opportunity, schedule your showing today!
Last checked:
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Checking…
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Last updated Mar 27, 2025
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MLS# 972143 —
The Building
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Year Built:1996
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Construction Materials:Frame, Roof Dimensional Shg, Slab, Stucco
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Building Area Total:1430.0
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Building Area Source:Building Plan
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Architectural Style:N/A
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Basement:None
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Levels:None
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Foundation Details:None
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Exterior Features:Boat Slip, Dock, Patio Covered
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Floor Hardwood, Floor Tile, Furnished - None, Newly Painted, Walls Paneled
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Rooms Total:5
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:From HWY 98, turn north on Main St. Turn right at Indian Trail, turn left at Oak Harbour Lane. Unit #105 is the last entrance in the building.
The Property
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Property Type:Residential
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Property Subtype:Condominium
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Property Condition:Construction Complete
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Property Attached:None
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Lot Size Units:Acres
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Possible Use:None
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Parcel Number:00-2S-22-176B-0000-1050
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Topography:None
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View:Bay
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Waterfront:true
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Waterfront Features:Unit Waterfront, Bay
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Water Body Name:None
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2023
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Tax Annual Amount:5155.06
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Tax Legal Description:OAK HARBOUR CONDO UNIT 105
Beds
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Bedrooms Total:2
Baths
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Total Baths:2.0
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Total Baths:2
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Full Baths:2
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:Central
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Heating:true
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Cooling:Central Air
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Cooling:true
Utilities
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Utilities:Electric, Public Sewer, Public Water, TV Cable
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Security System, Stove/Oven Electric, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Destin
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Elementary School District:None
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Middle Or Junior School:Destin
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Middle Or Junior School District:None
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High School:Destin
The Community
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Subdivision Name:OAK HARBOUR CONDO
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Community Features:Dock, Fishing, Minimum Rental Prd, Pets Allowed, Waterfront
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Association:true
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Association Amenities:None
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Association Fee:None
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Association Fee 2:830.0
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Association Fee Frequency:Monthly
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Association Fee Includes:Accounting, Ground Keeping, Insurance, Internet Service, Legal
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Attached Garage:false
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Carport:true
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Carport Spaces:1.0
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Parking Features:Carport, Covered, Other
Monthly cost estimate

Asking price
$675,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,614
|
Taxes | $429 |
Insurance | $185 |
Utilities | $142 See report |
Total | $4,370/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/26/25
Mar 26, 2025
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Listed / Active | ECARMLS | $675,000 |