42 Palmetto Street
Santa Rosa Beach, FL 32459
- 4 beds
- 5 baths
- 3,417 sqft
- 11,325 sqft lot
- $199 per sqft
- 2007 build
- – on site
MOTIVATED SELLER! Looking for a primary residence with an investment opportunity to help pay the mortgage? This property is perfect for you! Located in the desirable Turquoise Beach neighborhood of Santa Rosa Beach, just off Mack Bayou Drive, this three-story Florida Cottage offers a unique blend of living space and rental potential. The first floor features a lockout unit complete with a large bedroom, bathroom, living area, and kitchenette, including a sink, refrigerator, and cabinetry. Ideal for use as a long-term or short-term rental, or a convenient mother-in-law suite for guests. The second floor hosts the main living area with an open-concept floor plan. You'll find a spacious living room, kitchen, and dining area, along with a large balcony perfect for entertaining. There is also a roomy guest bedroom with an ensuite bathroom and a private balcony, plus a convenient half bath located off the kitchen for guests. On the third floor, the master suite offers a spacious bedroom with two walk-in closets, a large balcony, and an ensuite bathroom featuring dual vanities, a separate water closet, a soaking tub, and a walk-in shower. Across from the master suite is the final guest bedroom, which includes an ensuite bathroom and private balcony. The property also boasts a large yard with ample parking and no HOA fees. The seller has installed solar panels to reduce electricity costs and will pay off the loan upon the sale of the home. Additionally, a pre-inspection has been completed, with all issues addressed and repaired. The lockout unit has new LVP flooring installed in the bedroom and most of the interior has been freshly painted. This home is full of potential, competitively priced, and just minutes away from Walton County schools, 30A, Sacred Heart Hospital, and Grand Boulevard, which offers dining, shopping, and entertainment options. Buyer to verify all data, information, and/or dimensions provided herein and deemed important to Buyer before submitting an offer.
Last checked:
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Last updated Mar 16, 2025
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MLS# 971289 —
The Building
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Year Built:2007
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Construction Materials:Roof Metal, Roof Solar Energy, Siding CmntFbrHrdBrd
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Building Area Total:3417.0
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Building Area Source:County PA Records
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Architectural Style:Florida Cottage
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Basement:None
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Stories:3
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Levels:None
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Foundation Details:None
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Exterior Features:Balcony, Fenced Back Yard, Patio Covered
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Window Features:Solar Screens
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Patio And Porch Features:None
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Accessibility Features:None
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Security Features:None
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Direction Faces:None
Interior
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Interior Features:Breakfast Bar, Ceiling Crwn Molding, Floor Tile, Floor Vinyl, Floor WW Carpet, Lock Out, Washer/Dryer Hookup
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Rooms Total:15
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional, FHA, VA
Location
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Directions:Take Mack Bayou North to the first stop sign. Take a right. Palmetto Street is 3rd Road on your left. Home is 3rd home on the right.
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Level
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Lot Size Acres:0.26
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Lot Size Area:0.26
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Lot Size Dimensions:75X150
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Lot Size SqFt:11325.6
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:13-2S-21-42240-003-00D0
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Topography:None
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Waterfront:No
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Water Body Name:None
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:6316.9
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Tax Legal Description:LOT D BLK 3 2ND ADDITION TO TURQUOISE BEACH PB 3-37 OR 32-458 OR 77-76 OR 2398-36 OR 2653-68 &-69 OR 2725-3391 OR 2909-1640 OR 2919-3843 OR 3006-1359
Beds
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Bedrooms Total:4
Baths
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Total Baths:4.5
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Total Baths:5
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Full Baths:4
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Half Baths:1
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Virtual Tour URL Unbranded:https://my.matterport.com/show/?m=2KwnaFcyyGt
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:Ceiling Fan(s), Central Air
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Cooling:true
Utilities
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Utilities:Electric, Public Sewer
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Electric:None
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Sewer:None
Appliances
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Appliances:Dishwasher, Microwave, Oven Self Cleaning, Refrigerator, Stove/Oven Electric
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Microwave:true
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Dishwasher:true
Schools
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Elementary School:Dune Lakes
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Elementary School District:None
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Middle Or Junior School:Emerald Coast
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Middle Or Junior School District:None
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High School:South Walton
The Community
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Subdivision Name:TURQUOISE BEACH
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:2.0
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Attached Garage:true
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Carport:false
Monthly cost estimate
Asking price
$680,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$3,641
|
| Taxes | $526 |
| Insurance | $187 |
| Utilities | $189 See report |
| Total | $4,543/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
3/15/25
Mar 15, 2025
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Listed / Active | ECARMLS | $680,000 | 97.1% (10.9% / YR) |
|
4/5/16
Apr 5, 2016
|
ECARMLS | $345,000 |
