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4109 Cobia Court

PALMETTO, FL 34221

4 beds
4 baths
2,179 sqft
14,854 sqft lot
$745 per sqft
2017 build
– on site

Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything. Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for kids and pets to run and play. Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms. The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup. The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!

Listing courtesy of STELLAR_MLS / COMPASS FLORIDA LLC

Last checked: Checking… • Last updated Apr 6, 2025 •

MLS# A4646530 —

The Building

Year Built:

2017
New Construction:

false
Architectural Style:

Coastal
Construction Materials:

Block
Levels:

Two
Stories Total:

1
Roof:

Metal
Foundation Details:

Slab
Window Features:

Double Pane Windows
Patio And Porch Features:

Covered
Building Area Total:

2585
Building Area Units:

Square Feet
Building Area Source:

Public Records

Interior

Interior Features:

Built-in Features
Flooring:

Luxury Vinyl
Additional Rooms:

Bonus Room
Fireplace:

false

Room Dimensions

Living Area:

2179
Living Area Units:

Square Feet
Living Area Source:

Public Records

Location

Directions:

Take first right past Bradenton Yacht club on to Tarpon. Continue through stop sign to Cobia Court. Take right. House is 2nd on right.
Latitude:

27.533702
Longitude:

-82.610034
Coordinates:

-82.610034, 27.533702

The Property

Parcel Number:

2402700959
Property Type:

Residential
Property Subtype:

Single Family Residence
Lot Features:

Landscaped
Lot Size Acres:

0.34
Lot Size Area:

14854
Lot Size SqFt:

14854
Lot Size Dimensions:

134 x
Lot Size Units:

Square Feet
Total Acres:

1/4 to less than 1/2
Zoning:

PD-R
Direction Faces:

North
View:

Trees/Woods
View:

true
Exterior Features:

Lighting
Water Source:

Public
Road Surface Type:

Paved
Road Frontage Type:

Street Dead-End
Flood Zone Code:

AE
Additional Parcels:

false
Homestead:

true
Lease Restrictions:

true
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Lot:

3
Tax Block:

B
Tax Legal Description:

LOT 3 BLK B MANGROVE POINT PI#24027.0095/9
Tax Annual Amount:

16311.11

Beds

Bedrooms Total:

4

Baths

Total Baths:

3.5
Total Baths:

4
Full Baths:

3
Half Baths:

1

The Listing

Virtual Tour URL Unbranded:

https://my.matterport.com/show/?m=8QzuRzfyGZS
Special Listing Conditions:

None

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Cable Connected
Sewer:

Public Sewer

Appliances

Appliances:

Convection Oven
Laundry Features:

Laundry Room

Schools

Elementary School:

Palmetto Elementary-MN
Middle Or Junior School:

Lincoln Middle
High School:

Palmetto High

The Community

Subdivision Name:

MANGROVE POINT
Senior Community:

false
Waterview:

Canal
Waterview:

true
Water Access:

Canal - Saltwater
Water Access:

true
Water Extras:

Bridges - No Fixed Bridges
Waterfront:

true
Waterfront Features:

Canal - Saltwater
Pool Private:

true
Pool Features:

Heated
Pets Allowed:

Yes
Association:

true
Association Fee:

1050
Association Fee Frequency:

Annually
Association Fee Requirement:

Required
Monthly HOA Amount:

87.5
Ownership:

Fee Simple
Association Approval Required:

false

Parking

Garage:

true
Attached Garage:

true
Garage Spaces:

5
Carport:

false
Covered Spaces:

5
Open Parking:

true
Parking Features:

Boat

Monthly cost estimate

Asking price

$1,625,000

Expense	Monthly cost
Mortgage	$8,701
Taxes	$1,359
Insurance	$446
HOA fees	$88
Utilities	$157 See report
Total	$10,751/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
4/1/25 Apr 1, 2025	Listed / Active	STELLAR_MLS	$1,625,000	8.0% (2.9% / YR)
7/5/22 Jul 5, 2022		STELLAR_MLS	$1,505,000	11.6%
6/22/22 Jun 22, 2022		STELLAR_MLS	$1,349,000

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This house located in FL 34221 is currently for sale for $1,625,000. 4109 Cobia Court is a 2,179 square foot house with 4 beds and 4 baths that has been on Estately for 6 days. This house is in the attendance area of Palmetto High School, Palmetto Elementary School, and Lincoln Memorial Middle School.

Listing Courtesy of: STELLAR_MLS and COMPASS FLORIDA LLC.

Based on information from the My Florida Regional MLS DBA Stellar MLS 2025.

All information provided is deemed reliable but is not guaranteed and should be independently verified. Stellar MLS, Estately and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. Stellar MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. For any questions please call (407) 499-8911.