405 Prospect Street
La Plata, MD 20646
- 3 beds
- 2 baths
- 1,632 sqft
- ~1/2 acre lot
- $245 per sqft
- 1945 build
Welcome to 405 Prospect St, a charming Cape Cod home nestled at the end of a quiet dead-end street in La Plata—offering both privacy and convenience with no HOA! This beautifully maintained 3-bedroom, 2-bath home features a renovated kitchen and baths, neutral colors throughout, and a bright sunroom that leads to a spacious composite deck. Enjoy energy-efficient new windows, a privacy-fenced yard, and a large Amish shed with electric—perfect for storage or a workshop. The well-landscaped lot includes dual driveways, providing ample parking. With plenty of space inside and out, this home is a rare find in a desirable location. Schedule your showing today!
Last checked:
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Last updated Apr 4, 2025
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MLS# MDCH2041004 —
The Building
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Year Built:1945
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Year Built Source:Assessor
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New Construction:No
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Construction Materials:Vinyl Siding
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Structure Type:Detached
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Architectural Style:Cape Cod
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Levels:2
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Accessibility Features:None
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Foundation Details:Crawl Space
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Basement:No
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Total SqFt Source:Assessor
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:1632
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:1632
Interior
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Interior Features:Wood Floors, Entry Level Bedroom, Floor Plan - Traditional
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Flooring Type:Hardwood
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Fireplace:Yes
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Fireplaces:1
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Wall & Ceilings:Dry Wall
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:1632
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Living Area SqFt:1,632 Sqft
Financial & Terms
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Sale Type:Standard
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Acceptable Financing:Cash, Conventional, VA, FHA
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Possession:0-30 Days CD
Location
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Directions:USE GPS
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Latitude:38.53468000
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Longitude:-76.97622000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:0.45
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Lot Size Source:Assessor
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Lot Features:Cleared, No Thru Street
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Lot SqFt:19,651 Sqft
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Zoning:R-10
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In City Limits:No
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Outdoor Living Structures:Deck(s), Enclosed
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Fencing:Other
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (410) 465-4440
- Office phone:
- (410) 465-4440
Taxes
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Tax ID Number:0901004905
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Tax Year:2024
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Tax Lot:5
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Tax Annual Amount:$4,418
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Tax Assessed Value:$281,800
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Year Assessed:2024
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County Tax:3224.00
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City/Town Tax:986.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:3
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Bedrooms Main Level:1
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Upper Level Bedrooms:2
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Upper Level 1 Bedrooms:2
Baths
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Total Baths:2
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Full Baths:2
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Main Level Baths:1.00
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Main Level Full Baths:1
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Upper Level Full Baths:1
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Upper Level Total Baths:1
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Upper Level Total Baths:1.00
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Upper Level Full Baths:1
Heating & Cooling
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Cooling Type:Central A/C, Heat Pump(s)
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Forced Air
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Heating Fuel:Natural Gas
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Electric
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Water Source:Public
Appliances
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Appliances:Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Washer
Schools
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High School:LA PLATA
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School District Name:Charles County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:None Available
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Senior Community:No
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Pool:No Pool
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HOA:No
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Condo/Coop Association:No
Parking
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Garage:No
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Type of Parking:Off Street
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$399,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$2,141
|
Taxes | $368 |
Insurance | $109 |
Utilities | $186 See report |
Total | $2,804/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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4/4/25
Apr 4, 2025
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Listed / Active | BRIGHT | $399,900 |