405 Monterey Avenue
Capitola, CA 95010
- 3 beds
- 3 baths
- 1,424 sqft
- 4,922 sqft lot
- $1,176 per sqft
- 1958 build
- – on site
Live the ultimate Capitola Beach lifestyle, less than a 10-minute walk to Capitola Beach & Village! This renovated home features 2 self-contained units totaling 1,424 sq. ft. The main home is a 2-bed, 2-bath, all on the ground level with no stairs, perfect for easy accessibility. The second unit is a 1-bed, 1-bath with kitchen and living space, accessed via a private staircase. Enjoy a shared ground level laundry and office space . Just steps from Gayles Bakery & Capitola Village, this home offers prime walkability to dining, shops, and entertainment. The private backyard has a spacious lawn and patio with greenbelt views. The brand-new driveway provides 4+ car spots. The garage fits bikes, surfboards, mower, and more. Comes equipped with an owned solar system of 28 panels along with 3 battery storage packs making sure your bill is low and the lights stay on. Central forced air heating & cooling in both units run off solar! EV car charging hookup! Ideal for multigenerational living, investment, vacation home, or if you want extra space for guests. Many lenders allow buyers to qualify for a higher purchase price by factoring in potential rental income. Live in one unit and rent the other; upper unit previously rented for ~$4,000/month. Furnishings available for both units.
Last checked:
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Last updated Apr 2, 2025
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MLS# ML81996747 —
This home is listed in more than one place. See it here, and here.
Upcoming Open Houses
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Saturday, 4/5
12:30pm-4pm -
Sunday, 4/6
12:30pm-4pm
The Building
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Year Built:1958
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Building Area Units:Square Feet
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Architectural Style:Cottage
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Roof:Shingle
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Basement:Crawl Space
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Window Features:Double Pane Windows
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Green Energy Efficient:Ceiling Insulation
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Building Area Total:1424
Interior
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Interior Features:Dining Area
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Kitchen Features:220 Volt Outlet, Dishwasher, Electric Range/Cooktop, Microwave
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Flooring:Wood
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Fireplace:false
Room Dimensions
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Living Area:1424
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Living Area Units:Square Feet
Location
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Directions:From Hwy 1 North: Exit 437 (Bay Ave/Porter St), tu
The Property
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Property Type:Residential
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Property Subtype:Single Family Residence
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Exterior Features:Back Yard
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Parcel Number:03607216
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Zoning:R-1
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Lot Size Area:0.113
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Lot Size Acres:0.113
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Lot Size SqFt:4922
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Lot Size Units:Acres
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View:Greenbelt
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View:true
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Fencing:Fenced
Listing Agent
- Contact info:
- Agent phone:
- (308) 293-7128
Beds
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Bedrooms Total:3
Baths
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Total Baths:3
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Full Baths:3
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Bath Includes:Tile
The Listing
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Listing Terms:Cash
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Virtual Tour URL Unbranded:https://youtu.be/YLub8Qz0B6I
Heating & Cooling
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Heating:Forced Air
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Heating:true
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Cooling:ENERGY STAR Qualified Equipment
Utilities
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Electric:220 Volts in Kitchen
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Electric On Property:true
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Sewer:Public Sewer
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Green Water Conservation:Low Flow Toilet
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Green Energy Generation:Solar
Appliances
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Appliances:Dishwasher
Schools
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High School District:Santa Cruz City High
The Community
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Association:false
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Pool Private:false
Parking
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Garage:false
Monthly cost estimate

Asking price
$1,675,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$8,969
|
Taxes | N/A |
Insurance | $460 |
Utilities | $171 See report |
Total | $9,600/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/25/25
Mar 25, 2025
|
Relisted | BRIDGE | $1,675,000 | 28.9% (10.3% / YR) |
5/29/22
May 29, 2022
|
BRIDGE | $1,299,000 | ||
5/16/22
May 16, 2022
|
MLSLISTINGS | $1,299,000 |