405 Monterey AVE
Capitola, CA 95010
- 3 beds
- 3 baths
- 1,424 sqft
- 4,922 sqft lot
- $1,176 per sqft
- 1958 build
- – on site
Live the ultimate Capitola Beach lifestyle, less than a 10-minute walk to Capitola Beach & Village! This renovated home features 2 self-contained units totaling 1,424 sq. ft. The main home is a 2-bed, 2-bath, all on the ground level with no stairs, perfect for easy accessibility. The second unit is a 1-bed, 1-bath with kitchen and living space, accessed via a private staircase. Enjoy a shared ground level laundry and office space . Just steps from Gayles Bakery & Capitola Village, this home offers prime walkability to dining, shops, and entertainment. The private backyard has a spacious lawn and patio with greenbelt views. The brand-new driveway provides 4+ car spots. The garage fits bikes, surfboards, mower, and more. Comes equipped with an owned solar system of 28 panels along with 3 battery storage packs making sure your bill is low and the lights stay on. Central forced air heating & cooling in both units run off solar! EV car charging hookup! Ideal for multigenerational living, investment, vacation home, or if you want extra space for guests. Many lenders allow buyers to qualify for a higher purchase price by factoring in potential rental income. Live in one unit and rent the other; upper unit previously rented for ~$4,000/month. Furnishings available for both units.
Last checked:
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Last updated Apr 3, 2025
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MLS# 81996747 —
This home is listed in more than one place. See it here, and here.
Upcoming Open Houses
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Saturday, 4/5
12:30pm-4pm -
Sunday, 4/6
12:30pm-4pm
The Building
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Year Built:1958
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Age:67
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Construction Type:Wood Frame
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Style:Cottage
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Type:Detached
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Subclass:Single Family Home
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Roofing:Composition
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Foundation:Concrete Perimeter, Crawl Space
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Structure SqFt:1424
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Structure SqFt Source:Other
Interior
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Kitchen:220 Volt Outlet, Cooktop - Electric, Countertop - Quartz, Dishwasher, Ice Maker, Microwave, Oven Range - Electric, Refrigerator
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Dining Room:Dining Area
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Family Room:Kitchen / Family Room Combo
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Description Secondary Living Space:Apartment Over Garage, Other
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Additional Rooms:Laundry Room
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Fireplace:No
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Flooring:Wood
Room Dimensions
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Living SqFt:1424
Location
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Cross Street:Monterey Ave and Washburn Ave
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City Limits:Yes
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Property Faces:Southeast
The Property
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Lot Acres:0.1130
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Lot Size Area Min:4922.00
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Zoning:R-1
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Parcel Number:036-072-16
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Available Views:Greenbelt
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Horse Property:No
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Yard/Grounds:Back Yard, Courtyard, Fenced
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Fencing:Wood
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Property ID:81996747
Beds
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Total:3
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Bedrooms:More than One Bedroom on Ground Floor, Primary Bedroom on Ground Floor, Walk-in Closet
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Beds Max:3
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Beds Min:3
Baths
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Full Baths:3
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Bathroom Features:Tile, Tub, Updated Bath
The Listing
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Unbranded 3D Tour:
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Additional Listing Info:Not Applicable
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Automated Valuations Allowed:1
Heating & Cooling
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Cooling Methods:Central AC
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Heating Methods:Central Forced Air
Utilities
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Utilities:Natural Gas, Public Utilities, Solar Panels - Owned
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Sewer/Septic System:Sewer - Public
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Water Source:Water Filter - Owned
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Energy Features:Ceiling Insulation, Double Pane Windows, Energy Star HVAC, Insulation - Floor, Insulation - Per Owner, Low Flow Toilet, Solar Heating, Solar Power, Solar Power Battery Backup, Thermostat Controller
Appliances
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Laundry:Washer / Dryer
The Community
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HOA:No
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Pool:No
Parking
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Description and Access:Uncovered Parking
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EV Hookup Types:Electric Vehicle Hookup Level 2 (240 volts)
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Parking Spaces:4
Extra Units
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Second Unit Desc:Upstairs Unit
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Second Residence SqFt:430 Sqft
Monthly cost estimate
Asking price
$1,675,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$8,969
|
| Taxes | N/A |
| Insurance | $460 |
| Utilities | $176 See report |
| Total | $9,605/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
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3/25/25
Mar 25, 2025
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Relisted | MLSLISTINGS | $1,675,000 | 28.9% (10.3% / YR) |
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5/29/22
May 29, 2022
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BRIDGE | $1,299,000 | ||
|
5/16/22
May 16, 2022
|
MLSLISTINGS | $1,299,000 |
