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401 Ridgeway Street

St. Joseph, MI 49085

5 beds
5 baths
3,002 sqft
5,250 sqft lot
$416 per sqft
2022 build
– on site

Welcome to 401 Ridgeway Street, a beautifully designed 5-bedroom, 5-bathroom custom home completed in 2022. Nestled on a charming brick-lined street, this one of a kind property is perfectly positioned between two of Michigan's most breathtaking beaches. Just a block in either direction, you'll find Tiscornia Beach, the North Pier Lighthouse, Jean Klock Beach, the St. Joseph River Yacht Club, and the prestigious PGA-rated Jack Nicklaus Golf Course. Enjoy the convenience of walking or biking to downtown St. Joseph's vibrant shops, restaurants, year-round festivals, and farmers markets—all within a golf cart-friendly community for effortless coastal living. Inside, the thoughtfully designed main floor boasts 10-foot ceilings, an expansive screened porch, and designer living space featuring a fireplace with an antique mantle. The dining room is wrapped in windows for abundant natural light, while the expansive kitchen is a chef's delight with a pot filler, Italian range, Café appliances, a butler's pantry, an oversized eat-in island with a built-in drawer microwave, unlacquered brass fixtures, and a dual motor vent hood. A stylish half bath, mudroom with built-in bench seating, and a large storage closet complete this level. On the second floor, there are 3 bedrooms total, two generously sized bedrooms with oversized closets that share a full bath, while a spacious laundry room offers ample storage and a utility sink. The luxurious primary suite features a private balcony, office nook, and a spa-like en-suite with a custom tiled shower, water closet, and dual closets. The third floor is designed for entertainment and relaxation, featuring a bunk room, an additional bedroom, bathroom, and a media room with a sink and beverage refrigerator. Stepping outside, you have a large composite deck with a spiral staircase leads up to the breathtaking rooftop deck, where a gas log fireplace sets the stage for stunning Lake Michigan sunsets. The lower level offers even more living space with a fifth bedroom, a full spa-inspired bathroom, a cozy living area with high-end wool carpeting, and two timber-framed egress windows. Additional features include Emtek hardware, LP Smart Siding, 8-foot mahogany exterior doors, an underground sprinkler system, custom-built bunk beds, a mix of Pottery Barn and Restoration Hardware vanities/lighting/furnishings, Azek premium decking, self locking Anderson composite black windows, wide plank engineered white oak flooring, and smart home technology that controls lighting, temperature, appliances, and more. The home also includes a custom golf cart garage, a 220V Tesla Level 2 charger, double A/C forced air furnace system, and on-demand hot water. This exquisite home is available turnkey for an additional cost, offering the ultimate blend of luxury, convenience, and breathtaking surroundings. Don't miss this rare opportunity to own a premier property in one of Michigan's most sought-after locations.

Listing courtesy of MICHRIC / Ryan Green / Green Towne Coastal Realty

Last checked: Checking… • Last updated Apr 13, 2025 •

MLS# 25010145 —

This home is listed in more than one place. See it here.

The Building

Year Built:

2022
New Construction:

false
Construction Materials:

Other
Architectural Style:

Traditional, Other
Foundation Details:

None
Building Features:

None
Window Features:

Screens, Insulated Windows
Patio And Porch Features:

Covered, Deck, Porch(es), Screened
Accessibility Features:

No
Direction Faces:

None
Roof:

Composition, Metal
Stories:

2
Basement:

No
Basement:

Full
Basement:

Yes
Basement Finished SqFt:

1027.0
Common Walls:

None
Building Area Total:

3002.0
Roofing -Composition:

true
Roofing -Metal:

true
Below Grade Finished Area:

1027.0

Interior

Rooms Total:

17
Interior Features:

Ceiling Fan(s), Broadband, Garage Door Opener, Center Island, Pantry
Flooring:

Carpet, Engineered Hardwood, Tile
Total Fireplaces:

2.0
Fireplaces Total:

2
Fireplace:

true
Fireplace Features:

Gas/Wood Stove, Family Room, Other
Furnished:

None

Room Dimensions

Living Area:

4029.0
Main Level SqFt:

1195.0
Upper Level SqFt:

1807.0
Basement SqFt:

1097.0

Financial & Terms

Ownership:

Private Owned

Location

Directions:

Upton to Virginia, to north (Right) on Ridgeway to sign
Cross Street:

Upton
Latitude:

42.119768
Longitude:

-86.479319

The Property

Parcel Number:

117619000109010
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Attached:

No
Lot Features:

Level
Lot Size SqFt:

5250.0
Lot Size Acres:

0.12
Lot Size Area:

0.12
Lot Size Units:

Acres
Topography:

None
Waterfront:

false
View:

None
View:

No
Exterior Features:

Balcony, Scrn Porch, Other
Fencing:

Fenced Back, Privacy, Vinyl
Inclusions:

None
Zoning:

None
Current Use:

None
Possible Use:

None
Frontage Type:

None
Water Body Name:

Lake Michigan
Waterfront:

No
Waterfront Features:

Lake
Road Surface Type:

Paved
Road Frontage:

50.0

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Year:

2024.0
Tax Legal Description:

SPLIT ON 12/13/2016 FROM 76-1900-0109-00-3; THE NELY 1/2 OF LOT 108 EDGEWATER ADD TO CITY OF ST JOSEPH
Tax Annual Amount:

13185.0
Tax Assessed Value:

336441
Taxable Value:

336441.0
Annual Property Taxes:

13185.0

Beds

Bedrooms Total:

5
Basement Bedrooms:

1

Baths

Total Baths:

5
Total Baths:

4.5
Partial Baths:

None
Full Baths:

4
Full Baths:

3
Full Baths:

1
Half Baths:

1
Three Quarter Baths:

None
Half Baths:

1
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Terms Available -VA Loan:

true

Heating & Cooling

Cooling:

Central Air, SEER 13 or Greater
Cooling:

true
Heating:

true
Heating:

Forced Air
Heat Type -Forced Air:

true
Heat Source -Natural Gas:

true

Utilities

Utilities:

Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
Natural Gas:

true
Dishwasher:

true
Central Air:

true
Sewer:

Public
Sewer -Public

true
Water Source:

Public
Water Public:

true

Appliances

Appliances:

Bar Fridge, Built-In Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Refrigerator:

true
Disposal:

true
Range:

true
Microwave:

true
Washer:

true
Dryer:

true
Laundry Features:

Laundry Room

Schools

Elementary School District:

None
Middle Or Junior School District:

None
High School District:

St. Joseph

The Community

Subdivision:

Ridgeway
Senior Community:

No
Pool Private:

No
Association:

No

Parking

Garage:

true
Attached Garage:

false
Garage Spaces:

2.0
Carport Spaces:

None
Parking Total:

None
Parking Features:

Garage Faces Front, Garage Door Opener, Detached

Monthly cost estimate

Asking price

$1,250,000

Expense	Monthly cost
Mortgage	$6,693
Taxes	$1,098
Insurance	$343
Utilities	$141 See report
Total	$8,275/mo.^*
	^*This is an estimate

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Similar sold homes

This house located in District 15, St. Joseph, MI 49085 is currently pending sale for $1,250,000. 401 Ridgeway Street is a 3,002 square foot house with 5 beds and 5 baths that has been on Estately for 28 days. 401 Ridgeway Street is in the District 15 neighborhood of St. Joseph and has a WalkScore® of 17, making it car-dependent.