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4 Ivy Ct

PALMYRA, VA 22963

4 beds
3 baths
3,037 sqft
$393 per sqft
2006 build

Make lasting memories in this beautiful Custom Built Water Front Home. You'll love this open floorplan with VIEWS OF THE LAKE FROM ALMOST EVERY WINDOW. Situated on a Peaceful Cove with a private boat dock, 240' WATERFRONTAGE & a Flat walk to the water & dock. 4 Bedrooms, 3 full baths w/a First Level Primary Bedroom with a luxurious attached bath, tiled roll in shower, dual vanities, walk in closet, ceramic floors, whirlpool bath. Main Level Laundry Room w/sink. Additional 2nd bedroom/home office w/adjacent full bath w/tiled shower. Hardwood floors, vaulted ceilings, Vaulted Sun Room surrounded by outstanding Water Views. Great room has a gas log fireplace, gourmet eat in kitchen features; Double ovens, warming tray, Refrigerator, microwave, dishwasher, breakfast bar, granite counter tops & plenty of cabinets, large pantry. Formal Dining Room for entertaining & holidays. Lower Level has high ceilings, 2 additional bedrooms, family room w/2nd gas log fireplace, a bonus rm/5th bedroom, kitchenette, full bath & a huge storage area. Screen porch & large deck. Dual HVAC systems, Rinnai Tankless Hot Water Heater, Gas Generator, Irrigation System, Attached 2 car garage, paved level driveway. Landscaped w/flowering trees & bushes.,Granite Counter,Wood Cabinets,Fireplace in Family Room,Fireplace in Great Room

Listing courtesy of BRIGHT / MONTICELLO COUNTRY REAL ESTATE, INC.

Last checked: Checking… • Last updated Apr 10, 2025 •

MLS# 663020 —

The Building

Year Built:

2006
Year Built Source:

Estimated
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Vinyl Siding
Construction Completed:

No
Builder Name:

Southern Home Builders
Structure Type:

Detached
Architectural Style:

Ranch/Rambler
Levels:

1
Security Features:

Security System, 24 hour security, Security Gate, Smoke Detector
Window Features:

Insulated, Screens, Double Hung
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Fully Finished, Full, Heated, Interior Access, Walkout Level, Windows
Building Area Units:

Square Feet
Building Total SqFt:

4416.00
Total SqFt Source:

Assessor
Total Below Grade SqFt:

1920
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Unfinished Area Units:

Square Feet
Above Grade Finished SqFt:

1920
Above Grade Finished SqFt Source:

Assessor
Above Grade Unfinished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Finished SqFt:

1117
Below Grade Unfinished SqFt:

803
Below Grade Unfinished SqFt Source:

Assessor

Interior

Interior Features:

Entry Level Bedroom, Primary Bath(s)
Room List:

Dining Room, Kitchen, Family Room, Foyer, Sun/Florida Room, Great Room, Laundry, Utility Room, Bonus Room, Full Bath, Additional Bedroom
Flooring Type:

Carpet, Ceramic Tile, Hardwood
Fireplace:

Yes
Fireplaces:

2
Fireplace Features:

Gas/Propane
Wall & Ceilings:

Vaulted Ceilings, Cathedral Ceilings
Living Area SqFt Source:

Assessor
Living Area Units:

Square Feet

Room Dimensions

Total SqFt:

3840
Living Area SqFt:

3,037 Sqft

Financial & Terms

Sale Type:

Standard

Location

Directions:

Lake Monticello Main Gate: Left on Jefferson; right on Ivy to end of cul de sac.
Latitude:

37.91782678
Longitude:

-78.30673566

The Property

Property Type:

Residential
Lot Size Acres:

0.37
Lot Features:

Landscaping, Level, Sloping
Inclusions:

Gas Generator, Irrigation System, Stair Chair Lift conveyed "as is". Mounted TV's convey "as is". Gas grill on deck "as is" , Solar Panels
Zoning:

R-4
Zoning Description:

Residential
View:

Water, Panoramic
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Water Oriented:

Yes
Water Body Type:

Lake

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

$6,728
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

2
Lower Level Bedrooms:

2

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

2.00
Main Level Full Baths:

2
All Lower Levels Total Baths:

1

The Listing

Virtual Tour

Heating & Cooling

Cooling:

No
Cooling Type:

Central A/C
Central Air:

Yes
Heating:

Yes
Heating Type:

Heat Pump(s)
Heating Fuel:

Propane - Owned

Utilities

Sewer/Septic:

Public Sewer
Electric Service:

Underground
Water Source:

Public
Internet Services:

Cable, Fiber Optic

Appliances

Appliances:

Dryer, Washer/Dryer Hookups Only, Washer

Schools

Elementary School:

Central
Middle School:

Fluvanna
High School:

FLUVANNA
School District Name:

Fluvanna County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Lake Monticello
Exterior Features:

Flood Lights, Lawn Sprinkler
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Beach, Tot Lots/Playground, Security, Bar/Lounge, Baseball Field, Basketball Courts, Boat Ramp, Club House, Community Center, Dining Rooms, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Tennis Courts, Volleyball Courts, Jog/Walk Path
HOA Fee:

$1,459
HOA Fee Frequency:

Annually
Condo/Coop Fee:

$800
Condo/Coop Fee Frequency:

One Time
HOA/Condo/Coop Fee:

Common Area Maintenance, Insurance, Management, Road Maintenance, Snow Removal, Trash

Parking

Garage:

No

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$1,195,000

Expense	Monthly cost
Mortgage	$6,398
Taxes	$560
Insurance	$328
Utilities	$182 See report
Total	$7,468/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
4/10/25 Apr 10, 2025	Listed / Active	BRIGHT	$1,195,000

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This house located in Lake Monticello, VA 22963 is currently for sale for $1,195,000. 4 Ivy Ct is a 3,037 square foot house with 4 beds and 3 baths. This house is in the attendance area of Central Elementary School, Fluvanna County High School, West Central Primary School, and Fluvanna Middle School.

Listing Courtesy of: BRIGHT and MONTICELLO COUNTRY REAL ESTATE, INC..

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.