320 Fingerlake RD
Penhook, VA 24137
- 3 beds
- 3 baths
- 2,796 sqft
- ~1/2 acre lot
- $284 per sqft
- 1981 build
A Rare Waterfront Opportunity on Smith Mountain Lake!This sprawling 3-bedroom, 3-bath ranch-style home with a finished terrace level is brimming with potential and ready for your personal touch. Perfectly positioned to take in the beauty of Smith Mountain Lake, the open floor plan features a spacious sunroom offering panoramic lake views, along with multiple decks and porches ideal for outdoor living and entertaining.Downstairs, the terrace level boasts a cozy stone fireplace and an impressive bar area--perfect for hosting gatherings or relaxing after a day on the water.Whether you're looking for a full-time residence, a vacation retreat, or an investment property, this rare lakefront gem checks all the boxes--and short-term rentals are allowed, offering incredible income potential.
Last checked:
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Last updated Mar 27, 2025
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MLS# 915528 —
The Building
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Year Built:1981
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Construction:brick, vinyl
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Style of House:Ranch
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Basement:full walkout
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2,796 SqftFinished Living Area
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Entry SqFt:1596.00
Interior
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Interior Features:cathedral ceiling
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Floors:laminate, vinyl
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Fireplace Locations:basement
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Laundry Lower Level:1
Location
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Directions:When you take a left onto fingerlake you then turn left at house number 300 property is located right next door
The Property
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Property Type:A
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Exterior Features:covered porch, deck, fenced yard, hot tub
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Views:lake, sunrise, sunset
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Zoning Code:R1
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0.49Acres Total:
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Boat Dock:boat hoist, stationary
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Water Features:no wake area
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Water Class:waterfront property
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# of Covered Slips:3
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Length of Waterfront:75.00
Listing Agent
- Contact info:
- Agent phone:
- (540) 874-0317
- Office phone:
- (540) 721-3555
Taxes
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Tax ID:1563-42-1053
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Annual Property Taxes:$3,970
Beds
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3Total:
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Bedrooms Entry Level:2
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Bedrooms Lower Level:1
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Master Bedroom Entry Level:1
Baths
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3Total:
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3Full Baths:
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Full Baths Entry Level:2
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Full Baths Lower Level:1
The Listing
Heating & Cooling
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Heating:electric heat pump
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Cooling:electric heat pump
Utilities
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Sewer Description:Private Septic
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Water:private well
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Water ID:Smith Mtn Lake
Appliances
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Appliances:dishwasher, Range Electric, refrigerator
Schools
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Elementary School:Gretna Elementary
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Middle School:Gretna Middle
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High School:Gretna High
The Community
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Subdivision:Penhook
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Condo Association:No
Parking
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Covered Parking:attached carport
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Total Cov'd Parking Space:3.00
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# of Vehicle Spaces:3.00
Monthly cost estimate

Asking price
$795,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,256
|
Taxes | $330 |
Insurance | $218 |
Utilities | $189 See report |
Total | $4,993/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/25/25
Mar 25, 2025
|
Listed / Active | RVAR | $795,000 |