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314 Main Street

Townsend, DE 19734

2 beds
2 baths
– sqft
3,920 sqft lot
1920 build

Step into history with this unique 2-bedroom, 1.5-bath home, formerly the Wilmington Trust Bank, built in 1920 and thoughtfully renovated in 1985. This one-of-a-kind property offers the perfect blend of historic charm and modern living, with original features preserved throughout. As you enter through the front door, you’ll notice a small section of the original bank tile flooring, setting the tone for this special home. The rest of the main floor features luxury vinyl plank flooring, offering durability and modern appeal. The former bank teller station is now a sleek, open galley kitchen, complete with stainless steel appliances, ample counter space, and stylish art deco milk glass pendant lights that resemble the bank's original design. Arches from the original teller windows separate the kitchen from the living room, adding an elegant touch that preserves the building’s rich history. On this level, you’ll also find a spacious bedroom and a convenient half bathroom, providing additional comfort and functionality. Another unique feature of this home is the trap door in the floor, leading to the laundry room in the basement. With soaring 14-foot ceilings throughout the main floor, the living spaces feel expansive and airy. The home also features the original bank vault door, which is still in place, adding character and a touch of intrigue to the space. This door leads to a spiral staircase which takes you to the second floor. Here you'll find a second bedroom, a full bathroom, and a large finished versatile loft area that offers endless possibilities – whether as a private office, reading nook, or additional storage. This unique home features a solid exterior with two layers of brick that were used in its original construction, ensuring both durability and historical authenticity. On the side of the home, you'll find the original night bank depository box, still intact and adding to the property’s unique story. Located in the heart of Townsend, Delaware, this extraordinary home combines the allure of small-town living with the convenience of nearby amenities and major roads. Don’t miss your chance to own this extraordinary home — where history and modern living meet in perfect harmony. Schedule your tour today!

Listing courtesy of BRIGHT / Crown Homes Real Estate

Last checked: Checking… • Last updated Feb 21, 2025 •

MLS# DENC2076016 —

The Building

Year Built:

1920
Year Built Source:

Estimated
Year Major Reno/Remodel:

1985
New Construction:

No
Construction Materials:

Brick
Structure Type:

Detached
Architectural Style:

Converted Dwelling
Levels:

2
Window Features:

Skylights
Accessibility Features:

None
Foundation Details:

Block
Basement:

Yes
Basement Type:

Partial
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Unfinished Area Units:

Square Feet
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor

Interior

Interior Features:

Bathroom - Tub Shower, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Galley, Recessed Lighting, Skylight(s), Spiral Staircase
Room List:

Living Room, Dining Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Loft, Bathroom 1, Bathroom 2
Fireplace:

No
Living Area SqFt Source:

Assessor

Room Dimensions

Living Area SqFt:

0 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, USDA, VA
Possession:

Immediate
Lease Considered:

No

Location

Directions:

Take 896 South. Continue onto DE-71 S/Summit Bridge Rd. Slight left onto N Broad St. Continue onto DE-71 S/Summit Bridge Rd. Turn right onto Main S.
Latitude:

39.39457000
Longitude:

-75.69300000

The Property

Property Type:

Residential
Property Condition:

Excellent
Lot Size Units:

Square Feet
Lot Size Acres:

0.09
Lot Size Source:

Assessor
Lot Size Dimensions:

41.00 x 97.20
Lot Dimensions Source:

Assessor
Lot Features:

Rear Yard
Lot SqFt:

3,920 Sqft
Inclusions:

Refrigerator, Washer, Dryer, Futon in Loft
Exclusions:

Mirror in Living Room and Staging Furniture
Zoning:

25R2
In City Limits:

Yes
Other Structures:

Above Grade, Below Grade
Horse:

No
Waterview:

No
Waterfront:

No
Water Oriented:

No
Water Access:

No
Navigable Water:

No
Tidal Water:

No
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

25-003.00-042
Tax Year:

2024
Tax Lot:

042
Tax Annual Amount:

$1,581
Tax Assessed Value:

$36,800
Year Assessed:

2024
School Tax:

1166.0
County Tax:

120.00
City/Town Tax:

294.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

2
Bedrooms Main Level:

1
Upper Level Bedrooms:

1
Upper Level 1 Bedrooms:

1

Baths

Total Baths:

2
Full Baths:

1
Half Baths:

1
Main Level Baths:

1.00
Main Level Half Baths:

1
Upper Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
Upper Level Full Baths:

1

Heating & Cooling

Cooling Type:

Window Unit(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air
Heating Fuel:

Propane - Leased

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Stainless Steel Appliances, Washer, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Water Heater
Laundry Type:

Basement

Schools

School District Name:

Appoquinimink
School District Source:

Listing Agent

The Community

Subdivision Name:

None Available
Senior Community:

No
Exterior Features:

Sidewalks
Pool:

No Pool
Spa:

No
HOA:

No
Condo/Coop Association:

No

Parking

Garage:

No
Type of Parking:

Driveway
Parking Features:

Shared Driveway

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$319,900

Expense	Monthly cost
Mortgage	$1,712
Taxes	$131
Insurance	$87
Utilities	N/A
Total	$1,930/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
2/20/25 Feb 20, 2025	Listed / Active	BRIGHT	$319,900

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This house located in Townsend, DE 19734 is currently for sale for $319,900. 314 Main Street is a – square foot house with 2 beds and 2 baths. This house is in the attendance area of Townsend Elementary School, Middletown High School, Everett Meredith Middle School, and Townsend Early Childhood Center.

Listing Courtesy of: BRIGHT and Crown Homes Real Estate.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.