3088 Fenwick Drive
FINKSBURG, MD 21048
- 4 beds
- 5 baths
- 4,528 sqft
- ~2 acre lot
- $198 per sqft
- 1998 build
Exquisite Brick Front Colonial in Finksburg’s Prestigious River Downs Community Tucked away on a quiet cul-de-sac, this stunning brick-front colonial sits on two beautifully landscaped acres, offering ultimate privacy with a serene wooded backdrop. Boasting over 5,000 sq. ft. of luxurious living space, this meticulously maintained residence features modern updates, including a new roof (2022), a remodeled gourmet kitchen (2018), a new well tank, an expansive deck and patio, and more. Owned solar panels ensure exceptionally low monthly energy costs. A grand two-story foyer welcomes you with gleaming hardwood flooring and a breathtaking Aladdin lift chandelier, setting the stage for the formal living and dining rooms adorned with elegant accent molding and a dazzling chandelier. The gourmet kitchen is a chef’s delight, featuring Mission-style quarter-sawn oak soft-close cabinetry, an oversized island breakfast bar with a glass cooktop, and stainless-steel refrigerator and dishwasher. The adjoining family room boasts hardwood flooring and seamless access to the expansive deck, perfect for indoor-outdoor living. The primary suite is a true sanctuary, with architectural columns elegantly separating the bedroom and sitting area, complete with a cozy gas fireplace. The spa-inspired en suite bath pampers with a jetted soaking tub, separate shower, and dual vanities. A second bedroom enjoys its own private en suite bath, while two additional bedrooms are connected by a dual-entry full bathroom and include a spacious storage area, completing the upper level. The lower level is designed for ultimate enjoyment, featuring a recreation room with an intricate tin ceiling detail, a custom bar, and a state-of-the-art home theater with a 130” screen and built-in 7.1 surround Polk speakers. A full bathroom and generous storage space add convenience. A two-car garage and a turnaround driveway are surrounded by lush landscaping and mature shade trees, creating a picturesque setting. Enjoy access to the renowned River Downs Golf Course and convenient proximity to major commuter routes, premier shopping, dining, and entertainment. This extraordinary estate offers a blend of luxury, privacy, and modern conveniences—don’t miss the opportunity to make it yours!
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Last updated Mar 28, 2025
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MLS# MDCR2026106 —
The Building
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Year Built:1998
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Year Built Source:Assessor
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Year Major Reno/Remodel:2018
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Roof:Architectural Shingle, Asphalt
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New Construction:No
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Construction Materials:Combination, Brick, Vinyl Siding, Brick Front
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Structure Type:Detached
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Architectural Style:Colonial
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Levels:3
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Door Features:Sliding Glass, Insulated, Six Panel
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Security Features:Main Entrance Lock
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Window Features:Double Pane, Energy Efficient, Screens, Vinyl Clad
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Accessibility Features:None
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Foundation Details:Slab
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Basement:Yes
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Basement Type:Connecting Stairway, Daylight, Full, Fully Finished, Interior Access, Outside Entrance, Walkout Level, Windows
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Total SqFt Source:Assessor
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Total Below Grade SqFt:1658
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:3536
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Above Grade Finished SqFt Source:Assessor
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:992
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Below Grade Unfinished SqFt:666
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:4528
Interior
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Interior Features:Breakfast Area, Family Room Off Kitchen, Kitchen - Table Space, Dining Area, Primary Bath(s), Wet/Dry Bar, Attic, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Butlers Pantry, Carpet, Ceiling Fan(s), Crown Moldings, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Gourmet, Kitchen - Island, Pantry, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors, Other
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Room List:Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Recreation Room, Storage Room, Utility Room, Bathroom 2, Bathroom 3, Primary Bathroom, Full Bath, Half Bath
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Flooring Type:Hardwood, Ceramic Tile, Carpet
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Fireplace:Yes
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Fireplaces:3
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Fireplace Features:Mantel(s), Gas/Propane, Fireplace - Glass Doors
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Wall & Ceilings:2 Story Ceilings, 9'+ Ceilings, Other
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Living Area SqFt Source:Assessor
Room Dimensions
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Total SqFt:5194
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Living Area SqFt:4,528 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:Negotiable, Settlement
Location
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Directions:Fenwick Drive to 3088
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Latitude:39.52655000
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Longitude:-76.88701000
The Property
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Property Type:Residential
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Lot Size Units:Square Feet
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Lot Size Acres:2.04
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Lot Size Source:Assessor
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Lot Features:Backs to Trees, Cul-de-sac
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Lot SqFt:88,862 Sqft
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Zoning:CONSE
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Road Surface Type:Black Top, Paved
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View:Scenic Vista, Trees/Woods
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In City Limits:No
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Outdoor Living Structures:Deck(s), Patio(s)
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Land Use Code:R
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (410) 531-0321
- Office phone:
- (410) 531-0321
Taxes
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Tax ID Number:0704069919
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Tax Year:2024
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Tax Lot:43A
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Tax Annual Amount:$6,660
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Tax Assessed Value:$599,700
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Year Assessed:2025
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County Tax:6600.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:4
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Upper Level Bedrooms:4
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Upper Level 1 Bedrooms:4
Baths
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Total Baths:5
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Full Baths:4
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Half Baths:1
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Main Level Baths:1.00
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Main Level Half Baths:1
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Upper Level Full Baths:3
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Lower Level Full Baths:1
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Upper Level Total Baths:3
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Upper Level Total Baths:3.00
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Upper Level Full Baths:3
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Lower Level Full Baths:1
The Listing
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:Heat Pump(s)
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Heating Fuel:Electric, Propane - Owned
Utilities
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Utilities:Multiple Phone Lines, Under Ground, Cable TV Available
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Sewer/Septic:Private Septic Tank, Septic Exists
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Electric Service:200+ Amp Service
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Hot Water:Solar, Electric
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Water Source:Well
Appliances
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Appliances:Dishwasher, Disposal, Exhaust Fan, Stainless Steel Appliances, Refrigerator, Oven - Wall, Dryer, Washer, Water Heater - Solar, Water Heater - High-Efficiency, Microwave, Oven - Double, Cooktop - Down Draft
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Laundry Type:Main Floor
Schools
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Elementary School:Sandymount
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Middle School:Shiloh
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High School:WESTMINSTER
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School District Name:Carroll County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:River Downs
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Senior Community:No
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Exterior Features:Extensive Hardscape, Exterior Lighting, Sidewalks
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Pool:No Pool
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Common Grounds, Golf Course Membership Available
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HOA Fee:$350
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HOA Fee Frequency:Annually
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HOA/Condo/Coop Fee:Common Area Maintenance
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HOA Name:River Downs Hoa
Parking
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Total Garage and Parking Spaces:6
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Garage:Yes
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Garage Features:Garage Door Opener, Garage - Side Entry, Inside Access
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Garage Spaces:2.00
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Type of Parking:Attached Garage, Driveway
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Parking Features:Asphalt Driveway
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# of Attached Garage Spaces:2
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Driveway - # of Spaces:4
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$900,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,819
|
Taxes | $555 |
Insurance | $247 |
Utilities | $260 See report |
Total | $5,881/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/27/25
Mar 27, 2025
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Listed / Active | BRIGHT | $900,000 |