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2946 Overcup Street

Pensacola, FL 32514

3 beds
3 baths
1,537 sqft
1,306 sqft lot
$181 per sqft
2024 build
– on site

Stylish, Modern Townhome in Midtown Oaks with Assumable Low-Rate Loan!Welcome to Midtown Oaks—a thoughtfully designed townhome community in the heart of North Pensacola, just minutes from the University of West Florida, West Florida Hospital, and all the shopping and dining conveniences you could ask for. With quick access to the interstate, airport, and the beautiful beaches of Pensacola, the location truly can’t be beat.This 3-bedroom, 2.5-bath home features the sought-after Palm floor plan, offering an open-concept layout that makes everyday living and entertaining a breeze. The kitchen is equipped with sleek stainless-steel appliances, quartz countertops, a spacious breakfast bar, and a pantry for extra storage.Upstairs, the primary suite features a large walk-in closet and an en-suite bath with a double vanity, generous shower, and linen closet. Additional highlights include fabric hurricane window and door protection, Smart Home Technology, and a one-car garage.Bonus! This home was purchased in late 2024 and comes with an assumable loan at a low interest rate—an amazing opportunity for qualified buyers looking to lock in savings. This property is still under builder warranty, and the low HOA fee includes Termite protection. Whether you're a first-time buyer, an investor (HOA has NO Rent Restrictions), or looking for a comfortable and convenient place to call home, Midtown Oaks checks all the boxes. Schedule your tour today and see why this townhome stands out from the rest! Buyer to verify all information during due diligence.

Listing courtesy of BCAR / RE/MAX of Orange Beach

Last checked: Checking… • Last updated Apr 3, 2025 •

MLS# 376922 —

The Building

Year Built:

2024
New Construction:

false
Construction Materials:

Wood Siding, Hardboard, Wood Frame
Structure Type:

Townhouse
Roof:

Composition
Levels:

Two
Building Area Total:

1537
Building Area Units:

Square Feet
Building Area Source:

Assessor

Interior

Flooring:

Other Floors-See Remarks, Luxury Vinyl Plank
Furnished:

Partially
Dining Room Features:

Lvg/Dng Combo
Fireplace:

false

Room Dimensions

Living Area:

1537
Living Area Units:

Square Feet
Living Area Source:

Assessor
Master Bedroom Area:

171
Master Bedroom Length:

11.4
Master Bedroom Width:

15
Bedroom 2 Area:

120
Bedroom 2 Length:

10
Bedroom 3 Length:

10
Bedroom 2 Width:

12
Bedroom 3 Area:

120
Bedroom 3 Width:

12

Financial & Terms

Ownership:

Whole/Full

Location

Directions:

Starting from N Davis Hwy, turn onto E Johnson Ave. Continue straight, and Midtown Oaks will be on the right.

The Property

Property Type:

Residential
Property Subtype:

Townhouse
Property Attached:

true
Property Condition:

Resale
Zoning Description:

Single Family Residence
Parcel Number:

171S301251002002
Lot Size Area:

1306.8
Lot Features:

Less than 1 acre
Lot Size Acres:

0.03
Lot Size SqFt:

1306.8
Lot Size Units:

Square Feet
View:

false
View:

None/Not Applicable
Water Source:

Public
Waterfront:

false
Waterfront Features:

No Waterfront

Listing Agent

Contact info:

Taxes

Tax Annual Amount:

5109
Tax Legal Description:

LT 2 BLK B MIDTOWN OAKS PB 20 P 80 OR 9119 P 932

Beds

Bedrooms Total:

3
Bedroom 2 Level:

Second
Bedroom 3 Level:

Second
Master Bedroom Level:

Second

Baths

Total Baths:

2.5
Total Baths:

3
Full Baths:

2
Half Baths:

1
Master Bath Features:

Double Vanity

Heating & Cooling

Heating:

Electric, Central
Heating:

true
Cooling:

Central Electric (Cool), Ceiling Fan(s)
Cooling:

true

Appliances

Appliances:

Dishwasher, Microwave, Electric Range, Refrigerator, Cooktop

Schools

Elementary School:

Not Baldwin County
Middle Or Junior School:

Not Baldwin County
High School:

Not Baldwin County

The Community

Subdivision Name:

Midtown Oaks
Community Features:

None
Association:

true
Association Fee:

523
Association Fee Frequency:

Annually
Association Fee Includes:

Maintenance Grounds, Pest Control

Parking

Garage:

true
Carport:

false
Parking Features:

Single Garage
Covered Spaces:

1

Monthly cost estimate

Asking price

$279,000

Expense	Monthly cost
Mortgage	$1,493
Taxes	$425
Insurance	$76
HOA fees	$44
Utilities	$133 See report
Total	$2,171/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
4/3/25 Apr 3, 2025	Listed / Active	BCAR	$279,000

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This townhouse located in Northeast Pensacola, Ferry Pass, FL 32514 is currently for sale for $279,000. 2946 Overcup Street is a 1,537 square foot townhouse with 3 beds and 3 baths that has been on Estately for 1 days. 2946 Overcup Street is in the Northeast Pensacola neighborhood of Ferry Pass and has a WalkScore® of 17, making it car-dependent. This townhouse is in the attendance area of Pine Forest High School, Ferry Pass Elementary School, and Ferry Pass Middle School.

Listing Courtesy of: BCAR and RE/MAX of Orange Beach.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.