2489 Surf Road
Panacea, FL 32346
- 4 beds
- 4 baths
- 3,228 sqft
- ~3/4 acre lot
- $278 per sqft
- 1955 build
- – on site
"High Point" is aptly named as this magnificent home sits atop a lot and a half overlooking one of the highest parts of the bay. Almost 3/4 of an acre this paradise property features 120 feet of bay frontage making this one of the premier homesites in the area. Super deepwater boat dock sits right off the channel and features double lifts plus a wet slip and room for a 3rd lift all covered and in the shade. What to do after boat riding and fishing all day? Come back and jump in the sparkling clear screened in pool. This unique property features a multi-level 3200 sqft home with tons of room to accommodate several different uses. Upstairs you will find a kitchen, master bedroom suite, additional bedroom suite, along with a great dining area facing the water and downstairs there are three bedrooms and two baths, plus an enclosed garage and plenty of storage for all the rods and beach toys. Currently the two are not interconnected so could be used separately or together, or if you choose- install an enclosed stairwell if desired. If your looking for a place that offers premier deepwater access, privacy, and a home big enough to accommodate friends and family then "High Point" on the bay is the place for you.
Last checked:
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Checking…
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Last updated Mar 13, 2025
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MLS# 382811 —
The Building
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Year Built:1955
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Architectural Style:Cottage,Craftsman,TwoStory,SplitLevel
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Stories:2
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Levels:MultiSplit
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Patio And Porch Features:Covered,Deck,Patio,Porch
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Construction Materials:Block,Concrete,Stucco,WoodSiding
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Building Area Total:3228.0
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Building Area Source:Assessor
Interior
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Interior Features:HandicapAccess,WindowTreatments,SplitBedrooms,SunRoom,WalkInClosets
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Flooring:Carpet,Tile
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Fireplace:false
Room Dimensions
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Living Area:3228.0
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Living Area Source:Assessor
Financial & Terms
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Lease Considered:false
Location
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Directions:Hwy 98 S to Right on Surf Rd
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Latitude:29.983501
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Longitude:-84.39757
The Property
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Property Type:Residential
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Property Subtype:Detached
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Lot Size Acres:0.72
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Lot Size Dimensions:121x267x120x260
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Road Surface Type:Paved
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Road Responsibility:PublicMaintainedRoad
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Parcel Number:12129-02-6S-02W-033-03624-000
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View:Bay,Gulf,River
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View:true
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Waterfront:true
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Waterfront Features:BayAccess,Gulf,RiverAccess
Listing Agent
- Contact info:
- Agent phone:
- (850) 528-6385
- Office phone:
- (850) 926-9100
Taxes
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Tax Lot:7+
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Tax Annual Amount:5211.0
Beds
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Total Bedrooms:4
Baths
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Total Baths:4
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Half Baths:1
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Full Baths:3
The Listing
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Home Warranty:false
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Virtual Tour URL Unbranded:https://unbranded.youriguide.com/2489_surf_rd_panacea_fl/
Heating & Cooling
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Heating:Central,Electric,HeatPump
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Heating:true
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Cooling:CentralAir,CeilingFans,Electric,HeatPump
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Cooling:true
Utilities
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Sewer:PublicSewer
Appliances
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Appliances:Dryer,Dishwasher,Disposal,IceMaker,Microwave,Oven,Refrigerator,Washer
Schools
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Elementary School:MEDART
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Middle Or Junior School:WAKULLA
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High School:WAKULLA
The Community
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Subdivision Name:TARPON SHORES UT I
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Pool Features:InGround,ScreenEnclosure
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Pool Private:true
Parking
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Garage:true
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Garage Spaces:2.0
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Parking Features:Garage,TwoCarGarage
Monthly cost estimate

Asking price
$899,900
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,818
|
Taxes | $434 |
Insurance | $247 |
Utilities | $250 See report |
Total | $5,749/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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3/10/25
Mar 10, 2025
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Listed / Active | CATRS | $899,900 |