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23812 98th Street NW

Elk River, MN 55330

4 beds
4 baths
5,935 sqft
~3 acre lot
$193 per sqft
2004 build
– on site

IExquisite custom rambler on Stone Lake, with a luxurious saltwater in-ground pool and exceptional craftsmanship throughout. Upon entering, you are greeted with an elegant main level with soaring ceilings, gorgeous maple hardwood flooring, and expansive windows with breathtaking lake views. The main level living room boasts a gas fireplace with stone surround and custom built-ins with accent lighting. The kitchen offers custom cabinetry, a walk-through pantry, oversized center island, granite counters, lighted top cabinets, stainless appliances, and a tile backsplash! The main level primary suite creates a sense retreat with a private bath featuring a walk-in shower, jacuzzi tub, heated flooring, built-ins and a spacious walk-in closet. Additional highlights on the main level include a craft/laundry room with cabinetry and a designated gift wrapping station built into the coat closet, a ½ bath, a full bath and another spacious bedroom. You will love the versatile bonus room which can be used as a home theatre, exercise room, craft room, playroom, or flex space. The walkout lower level features 9-foot ceilings, a cozy gas fireplace surrounded by built-ins, a designed game area, 2 more spacious bedrooms and a stylish wet bar with custom cabinetry, a refrigerator, dishwasher, tile backsplash and wine storage. Step outside to your private 2.5 acre oasis, where you can unwind on the deck or take a dip in the lighted saltwater pool while taking in breathtaking lake views. The pool is surrounded by a spacious concrete patio, with a pool house for extra storage, a charming paver patio - perfect for a designated fire pit area. The fully fenced backyard offers mature trees for added privacy! The maintenance free exterior features steel and vinyl siding and a new roof (siding and roof new in 2024)! Every detail has been carefully considered, including the oversized extra-deep garage with in-floor heating and radiant heating in the detached garage. The property also features a concrete driveway, tasteful landscaping, and a basketball hoop. Situated on a quiet cul-de-sac with minimal traffic, this exceptional property is conveniently located between Elk River and Zimmerman, just 10 minutes from shopping and dining. You can even have ATV’s on the roadways! Designed with high-end finishes and thoughtful details, this well-maintained home has it all.

Listing courtesy of NORTHSTAR / Christopher Fritch / eXp Realty

Last checked: Checking… • Last updated Apr 3, 2025 •

MLS# 6692214 —

The Building

Year Built:

2004
New Construction:

false
Age Of Property:

21
Construction Materials:

Brick/Stone, Metal Siding
Construction Materials Desc:

Concrete
Roof:

Age 8 Years or Less, Architectural Shingle, Asphalt
Accessibility Features:

None
Levels:

One
Main Level Finished Area:

2605.0000
Basement:

Daylight/Lookout Windows, Finished, Concrete, Storage Space, Walkout
Basement:

true
Foundation Area:

2605
Manufactured Home:

No
Building Area Total:

6215
Above Grade Finished Area:

3610
Below Grade Finished Area:

2325

Interior

Dining Room Description:

Breakfast Bar,Breakfast Area,Eat In Kitchen,Informal Dining Room
Fireplaces Total:

2
Fireplace Features:

Family Room, Gas, Living Room
Amenities:

Cable,Dock,Exercise Room,French Doors,Hardwood Floors,Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,Paneled Doors,In-Ground Sprinkler,Washer/Dryer Hookup,Wet Bar,Walk-In Closet

Room Dimensions

Living Area:

5935

Location

Directions:

Take 169 North to CR-19 (245th Ave NW), go west on CR-19 to 98th Street NW, Take a right (go south on 98th Street NW to home.
Latitude:

45.401778
Longitude:

-93.516709

The Property

Parcel Number:

305180115
Zoning Description:

Residential-Single Family
Property Type:

Residential
Property Subtype:

Single Family Residence
Property Subtype:

Acreage
Property Attached:

false
Additional Parcels:

false
Lot Features:

Accessible Shoreline, Irregular Lot, Tree Coverage - Medium
Lot Size Area:

2.55
Lot Size Dimensions:

irregular
Lot Size SqFt:

111078
Lot Size Units:

Acres
View:

Lake
Lake Chain:

N
Lake Acres:

44
Lake Bottom:

Gravel
Water Body Name:

Stone
Waterfront Elevation:

10-15
Road Frontage Type:

Cul De Sac, Paved Streets, Street Lights, Township
Road Responsibility:

Public Maintained Road
Fencing:

Full
Water Source:

Well
Other Structures:

Other
Land Lease:

false

Listing Agent

Contact info:

Taxes

Tax Year:

2025
Tax Annual Amount:

10236
Tax With Assessments:

10236.0000

Beds

Bedrooms Total:

4

Baths

Total Baths:

4
Bath Description:

3/4 Basement,Full Primary,Private Primary,Main Floor 1/2 Bath,Main Floor Full Bath,Walk-In Shower Stall
Full Baths:

2
Three Quarter Baths:

1
Half Baths:

1

The Listing

Virtual Tour Unbranded:

Virtual Tour

Heating & Cooling

Heating:

Forced Air, Radiant Floor, Radiant
Cooling:

Central Air

Utilities

Electric:

200+ Amp Service
Sewer:

Private Sewer

Appliances

Appliances:

Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Schools

High School District:

Elk River

The Community

Subdivision Name:

Pine Stone Estates Second Add
Pool Features:

Below Ground, Outdoor Pool
Waterfront:

true
Waterfront Features:

Lake Front
Association:

true
Association Name:

Pinestone Estates Homeowners Association
Association Fee:

400
Association Fee Includes:

Other
Association Fee Frequency:

Annually
Assessment Pending:

No

Parking

Parking Features:

Attached Garage, Detached, Concrete, Floor Drain, Garage Door Opener, Heated Garage, Insulated Garage
Garage Spaces:

7
Garage SqFt:

3120

Monthly cost estimate

Asking price

$1,149,000

Expense	Monthly cost
Mortgage	$6,152
Taxes	$853
Insurance	$315
HOA fees	$33
Utilities	$215 See report
Total	$7,568/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price
4/3/25 Apr 3, 2025	Listed / Active	NORTHSTAR	$1,149,000
7/18/23 Jul 18, 2023	Price Changed	NORTHSTAR
6/16/23 Jun 16, 2023	Listed / Active	NORTHSTAR

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This house located in MN 55330 is currently for sale for $1,149,000. 23812 98th Street NW is a 5,935 square foot house with 4 beds and 4 baths that has been on Estately for 1 days. This house is in the attendance area of Westwood Elementary School, Zimmerman Elementary School, Zimmerman High School, and Zimmerman Middle School.

Listing Courtesy of: NORTHSTAR and eXp Realty.

Estately, Inc. is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Thomas Rehman, a licensed Real Estate Broker in the state of Minnesota, and a broker Participant of the Regional Multiple Listing Service of Minnesota, Inc. Information deemed reliable but not guaranteed.

©2025 Regional Multiple Listing Service of Minnesota, Inc. All Rights Reserved. Information deemed reliable but not guaranteed. Property data presented reflects information otherwise available from public records. The REALTOR® providing this information may not have represented the buyer or seller in some or all of the transactions.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. RMLS and Estately, Inc. assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law.

Open house information subject to change without notice.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.