22920 Privateer Drive
Cudjoe Key, FL 33042
- 3 beds
- 2 baths
- 1,560 sqft
- 6,000 sqft lot
- $544 per sqft
- 1980 build
- – on site
Mariner's Dream - Your Waterfront Paradise Awaits! Welcome to this elevated, stilted two-story home offering 1,560 SqFt of living space and a versatile 4th bedroom that doubles as a den. Situated on a deep, wide, and pristine canal in the desirable Cutthroat Harbor Estates of Cudjoe Key, this home provides the perfect canvas for renovation. With new windows and siding (Completed 2023), much of the heavy lifting has already been completed. Step outside your door to immediate access to the water, whether you're fishing, swimming, or simply soaking in the serene canal views. The 3' control depth provides crystal-clear water ideal for swimming, and there's plenty of space to add your own dock, with or without a boat lift. This home is perfect for those who appreciate the beauty of coastal living and are ready to invest a little elbow grease into transforming it into a dream waterfront retreat. NUTS & BOLTS: Large bonus space enclosure under the house opening up to the waterfront tiki bar; New windows (9) & Hardy-board Siding; 3-ton AC (1998) ; Lower enclosure (1991) Newer wood stilt piers, front and waterfront decks Tiki bar (needs restoration) ; Laundry room off the kitchen. Make this Mariners Dream your very own and embrace the ultimate coastal lifestyle!
Last checked:
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Last updated Mar 17, 2025
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MLS# 614188 —
The Building
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Year Built:1980
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Construction:Combo Construction
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Style:Single Family
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Building Style:Other Bldg Style
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Windows/Doors:Aluminum Windows
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Roof:Metal Roof
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Shutters:Other
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Porch/Balcony:Open Porch/Balcony, Deck, Patio
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Security:No Security
Interior
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Specialty Rooms:Laundry Room, Other
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Furnished:Negotiable
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Interior Features:Storage
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Floor:Vinyl, Carpet
Financial & Terms
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Terms:No Seller Finance, FHA, VA, Cash
The Property
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Parcel #:00180830-000000
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Property Condition:Fixer Upper
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Lot SqFt:6000.00
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Acres:0.14
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Land Size:Less Than 1/4 Acre
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Waterfront:Canal Front
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Zoning:OTH - Other Zoning
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Waterfront:Yes
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Waterview:Canal View
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Flood Zone:AE
Listing Agent
- Contact info:
- Agent phone:
- (239) 221-4230
- Office phone:
- (305) 292-0020
Taxes
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Tax Year:2024
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Taxes:3275.49
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Tax Exemptions:Homestead
Beds
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Total Bedrooms:3
Baths
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Total Baths:2.00
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Full Baths:2
Heating & Cooling
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Cooling:Ceiling Fans(s)
Utilities
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Utilities:FKAA
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Pub Sewer HkUp:Yes
Appliances
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Appliances:Washer, Refrigerator, Dryer
The Community
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Subdivision:Cutthroat Harbor Est (23.0)
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Dockage:None
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Pets:Pets Allowed
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Fee Includes:None
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Association Info: Mandatory Home Owners Asc:No
Parking
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Vehicle Storage:RV Parking Open
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Vehicle Storage: Car(s):4+
Monthly cost estimate
Asking price
$849,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$4,546
|
| Taxes | $272 |
| Insurance | $233 |
| Utilities | $181 See report |
| Total | $5,232/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
3/14/25
Mar 14, 2025
|
Listed / Active | FLKMLS | $849,000 | 485.5% (18.0% / YR) |
|
2/26/98
Feb 26, 1998
|
FLKMLS | $145,000 |
