21220 Rio Oro Drive
Cornelius, NC 28031
- 2 beds
- 3 baths
- 1,660 sqft
- 10,019 sqft lot
- $572 per sqft
- 1986 build
- – on site
3 bedroom lakefront cottage in Cornelius on Lake Norman! Enjoy unbeatable location with quick access to shops, dining, and a short drive to Charlotte. The main level features a bedroom and full bath, plus an updated, freshly painted kitchen. Wake up to stunning lake views from both upstairs bedrooms, with two full baths for convenience. Step out back to a beautiful yard and the largest double-decker dock on the cove—perfect for sunset views or boat rides to local restaurants. Ideal as a primary residence or vacation getaway. Community lake access included. Home is currently on city water, but private septic, septic permit is for 2 bedrooms, although a 1500 gallon tank. City Sewer is available for tap fee.
Last checked:
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Last updated Apr 16, 2025
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MLS# 4241173 —
The Building
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Year Built:1986
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New Construction:false
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Construction Type:Site Built
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Subtype:Single Family Residence
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Construction Materials:Wood
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Architectural Style:Cottage
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Roof:Shingle
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Foundation Details:Crawl Space
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Levels:Two
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Basement:false
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Patio And Porch Features:Deck, Porch
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SqFt Upper:727
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Above Grade Finished Area:1660
Interior
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Flooring:Laminate, Tile
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Living Area:1660
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Fireplace:true
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Fireplace Features:Living Room
Location
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Latitude:35.496904
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Longitude:-80.888476
The Property
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Type:Residential
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Lot Features:Views, Waterfront
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Lot Size Area:0.23
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Lot Size Units:Acres
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Zoning Specification:GR
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Zoning:GR
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View:Water
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Waterfront Features:Boat Slip (Deed)
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Fencing:Back Yard
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Road Responsibility:Publicly Maintained Road
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Road Surface Type:Concrete, Paved
Listing Agent
- Contact info:
- Agent phone:
- (704) 677-9769
- Office phone:
- (704) 799-3700
Taxes
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Parcel Number:001-297-39
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Tax Assessed Value:897200
Beds
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Bedrooms Total:2
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Bedroom Main:1
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Bedroom Upper:1
Baths
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Baths:3
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Full Baths:3
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Full Baths Main:1
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Full Baths Upper:2
The Listing
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Special Listing Conditions:None
Heating & Cooling
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Heating:Heat Pump
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Cooling:Central Air
Utilities
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Sewer:Septic Installed, Other - See Remarks
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Water Source:City
Appliances
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Appliances:Electric Range
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Laundry Features:Inside
Schools
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Elementary School:Cornelius
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Middle School:Bailey
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High School:William Amos Hough
The Community
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Subdivision Name:Bahia Bay
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Community Features:Lake Access
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Association Name:Bahia Bay HOA
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Association Fee:$75
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Association Fee Paid:Annually
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HOA Subject To:Required
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Water Body Name:Lake Norman
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Senior Community:false
Parking
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Parking Features:Driveway
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Garage:false
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Main Level Garage:No
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Carport:false
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Open Parking:false
Monthly cost estimate
Asking price
$950,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$5,086
|
| Taxes | N/A |
| Insurance | $261 |
| HOA fees | $6 |
| Utilities | $153 See report |
| Total | $5,506/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
4/14/25
Apr 14, 2025
|
Coming Soon | CMLS | $950,000 |
