20816 Front Beach Road
Panama City Beach, FL 32413
- 6 beds
- 4 baths
- 2,808 sqft
- 14,810 sqft lot
- $943 per sqft
- 2002 build
- – on site
Coastal Living Elevated: Your Private Beach Retreat in Santa Monica! An unparalleled coastal investment opportunity, seamlessly blending luxurious living with the quintessential beach lifestyle. This exceptional 6-bedroom residence, situated on an expansive lot within the highly coveted Santa Monica private beach neighborhood, offers direct, gated, deeded access to sugar-white sands. Imagine mornings where the gentle lapping of waves is your soundtrack and evenings where sunsets paint the sky in vibrant hues. This property isn't merely a home; it's a meticulously crafted experience. The gourmet kitchen is a chef's dream, perfect for entertaining, while the newly renovated primary bathroom provides a spa-like retreat, the azure expanse of the Gulf reflecting throughout. Beyond the elegant interiors, a private oasis awaits. Dive into the refreshing pool, engage in leisurely afternoons on the putting green or host memorable gatherings in the outdoor TV area - perfect for game days and starlit evenings by the fire. Convenience intersects tranquility in this prime location, offering both seclusion and proximity to vibrant coastal attractions. Strategically located near Inlet Beach and the iconic 30A, this residence provides effortless access to Rosemary Beach, Alys Beach, and Pier Park. Its prime location, coupled with luxurious amenities, serves as an ideal year-round residence or a private vacation escape for those seeking a slice of paradise. Alternatively, it ensures strong rental income for those seeking a lucrative vacation rental. We are ready to hand over the keys and all the good vibes to someone who'll love this place as much as we do.
Last checked:
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Last updated Apr 22, 2025
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MLS# 974328 —
The Building
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Year Built:2002
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Construction Materials:Block, Trim Vinyl, Trim Wood
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Building Area Total:2808.0
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Building Area Source:Agent-Measured
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Architectural Style:Beach House
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Basement:None
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Stories:2
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Levels:None
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Exterior Features:Balcony, Columns, Fenced Lot-All, Fireplace, Hurricane Shutters, Lawn Pump, Pavillion/Gazebo, Pool - Heated, Pool - In-Ground, Porch Open, Renovated, Shower, Sprinkler System, Yard Building
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Patio And Porch Features:None
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Accessibility Features:None
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Direction Faces:None
Interior
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Interior Features:Ceiling Raised, Fireplace Gas, Furnished - All, Hallway Bunk Beds, Renovated, Shelving, Washer/Dryer Hookup
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Rooms Total:13
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Flooring:None
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Fireplace:No
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Fireplaces Total:None
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Fireplace Features:None
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Laundry Features:None
Room Dimensions
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Living Area:None
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Living Area Units:None
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Living Area Source:None
Financial & Terms
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Buyer Financing:Conventional
Location
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Directions:From Hwy 79 travel west on front Beach to Monterey on the Right. Home is on the corner of Front Beach Road
The Property
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Property Type:Residential
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Property Subtype:Detached Single Family
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Property Condition:Construction Complete
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Property Attached:None
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Lot Features:Corner, Sidewalk, Survey Available, Within 1/2 Mile to Water
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Lot Size Acres:0.34
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Lot Size Area:0.34
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Lot Size Dimensions:128x100x115x156
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Lot Size SqFt:14810.4
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Lot Size Units:Acres
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Zoning:Resid Single Family
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Possible Use:None
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Parcel Number:37194-000-000
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Topography:None
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View:Gulf
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Waterfront:No
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Water Body Name:None
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Road Frontage Type:City Street
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Road Surface Type:Paved
Listing Agent
- Contact info:
- No listing contact info available
Taxes
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Tax Year:2024
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Tax Annual Amount:18900.0
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Tax Legal Description:Lot 1, Block 3, Santa Monica Subdivision, according to the map or plat on file in Plat Book 3, Page 17, Public Records of Bay County, Florida.
Beds
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Bedrooms Total:6
Baths
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Total Baths:4.0
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Total Baths:4
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Full Baths:4
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Partial Baths:None
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Three Quarter Baths:None
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Quarter Baths:None
The Listing
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Virtual Tour URL Branded:None
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Home Warranty:No
Heating & Cooling
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Heating:No
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Cooling:No
Utilities
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Utilities:Electric, Gas - Natural, Private Well, Septic Tank, Sewer Available
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Electric:None
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Sewer:None
Appliances
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Appliances:Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Double, Range Hood, Refrigerator, Refrigerator W/IceMk, Stove/Oven Gas, Washer
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Dryer:true
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Washer:true
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Disposal:true
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Microwave:true
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Dishwasher:true
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Range:true
Schools
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Elementary School:Hutchinson Beach
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Elementary School District:None
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Middle Or Junior School:Surfside
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Middle Or Junior School District:None
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High School:Arnold
The Community
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Subdivision Name:SANTA MONICA BEACH
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Association:No
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Association Amenities:None
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Association Fee:None
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Pool Private:None
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Pool Features:Pool Type
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Spa Features:None
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Pets Allowed:None
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Senior Community:No
Parking
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Garage Spaces:4.0
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Attached Garage:true
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Carport:false
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Parking Features:Boat, Oversized
Monthly cost estimate
Asking price
$2,650,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$14,189
|
| Taxes | $1,575 |
| Insurance | $728 |
| Utilities | $207 See report |
| Total | $16,699/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
4/18/25
Apr 18, 2025
|
Listed / Active | ECARMLS | $2,650,000 |
