20623 Cutwater
STERLING, VA 20165
- 6 beds
- 5 baths
- 5,948 sqft
- 10,454 sqft lot
- $193 per sqft
- 1992 build
Welcome to luxury redefined! This stunning Camberly Model home in the highly desirable POTOMAC LAKES (CASCADES) community is coming soon and promises an unparalleled lifestyle. Spanning nearly 6,000 square feet of meticulously designed living space, this former model masterpiece offers 6 spacious bedrooms (4 on the upper level and 2 on the lower level) and 4.5 baths across three fully finished levels. Step inside to discover a light-filled sunroom that bathes the main level in natural light, setting the tone for the gourmet kitchen complete with a striking center island—perfect for entertaining. A sophisticated, built-in shelving office provides an ideal space to work or relax in style. The fully finished walk-out basement, featuring an additional full bath, adds versatility for guest accommodations or a home theater setup. Recent updates elevate this home to new heights, including a brand new air conditioning unit with advanced 4-stage filtration, a new roof, new siding with gutter guards, new HVAC and hot water heater, fresh interior custom paint, new hardwood and carpet floors, and a beautifully updated master bath. New windows and a meticulously landscaped and expanded exterior terrace with added retaining walls complete the picture of refined living. Residents will enjoy an amenity-rich HOA offering 5 pools, 4 tennis courts, and so much more—ensuring every day feels like a resort getaway. Don’t miss your opportunity to experience this incredible home. Home expected to be on the Market Friday March 28th, Saturday 1:00-3:00 PM and Sunday 2:00 -4:00 PM Open House. Property will not last! Contact the listing agent to schedule your private showing. Click to watch video tour.
Last checked:
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Checking…
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Last updated Mar 30, 2025
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MLS# VALO2091178 —
The Building
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Year Built:1992
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Year Built Source:Assessor
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Roof:Shingle
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New Construction:No
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Construction Materials:Brick, Vinyl Siding
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Builder Model:Camberley
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Structure Type:Detached
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Architectural Style:Colonial
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Levels:3
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Door Features:Six Panel
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Window Features:Double Pane, Screens
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Accessibility Features:None
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Foundation Details:Slab
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Basement:Yes
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Basement Type:Full, Daylight, Full, Fully Finished, Outside Entrance, Rear Entrance, Walkout Level
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Basement Finished Percent:95.0
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Total SqFt Source:Estimated
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Total Below Grade SqFt:1974
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Total Below Grade SqFt Source:Assessor
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Above Grade Finished Area Units:Square Feet
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Above Grade Finished SqFt:3974
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Above Grade Finished SqFt Source:Estimated
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Below Grade Finished Area Units:Square Feet
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Below Grade Unfinished Area Units:Square Feet
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Below Grade Finished SqFt Source:Assessor
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Below Grade Finished SqFt:1974
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Below Grade Unfinished SqFt Source:Assessor
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Tax Total Finished SqFt:5342
Interior
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Interior Features:Breakfast Area, Carpet, Chair Railings, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Recessed Lighting, Walk-in Closet(s), Wood Floors
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Flooring Type:Carpet, Hardwood
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Fireplace:Yes
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Fireplaces:1
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Wall & Ceilings:9'+ Ceilings, Cathedral Ceilings
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Living Area SqFt Source:Estimated
Room Dimensions
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Total SqFt:5948
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Living Area SqFt:5,948 Sqft
Financial & Terms
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Sale Type:Standard
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Possession:0-30 Days CD
Location
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Directions:GOOGLE/WAZE
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Latitude:39.04565000
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Longitude:-77.39998000
The Property
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Property Type:Residential
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Property Condition:Very Good
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Lot Size Units:Square Feet
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Lot Size Acres:0.24
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Lot Size Source:Assessor
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Lot SqFt:10,454 Sqft
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Zoning:PDH4
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In City Limits:No
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Other Structures:Above Grade, Below Grade
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Waterview:No
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Waterfront:No
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Water Oriented:No
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Water Access:No
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Navigable Water:No
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Tidal Water:No
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Riparian Rights:No
Listing Agent
- Contact info:
- Agent phone:
- (888) 840-5553
- Office phone:
- (703) 636-7300
Taxes
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Tax ID Number:018373501000
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Tax Year:2024
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Tax Lot:88
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Tax Annual Amount:$7,940
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Tax Assessed Value:$917,960
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Year Assessed:2024
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County Tax:7940.00
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Total Taxes Payment Frequency:Annually
Beds
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Bedrooms:6
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Upper Level Bedrooms:4
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Upper Level 1 Bedrooms:4
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Lower Level Bedrooms:2
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Lower Level Bedrooms:2
Baths
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Total Baths:5
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Full Baths:4
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Half Baths:1
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Main Level Baths:1.00
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Main Level Half Baths:1
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Upper Level Full Baths:3
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Lower Level Full Baths:1
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Upper Level Total Baths:3
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Upper Level Total Baths:3.00
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All Lower Levels Total Baths:1
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Lower Level Total Baths:1.00
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Upper Level Full Baths:3
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Lower Level Full Baths:1
The Listing
Heating & Cooling
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Cooling Type:Central A/C
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Central Air:Yes
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Cooling Fuel:Electric
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Heating:Yes
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Heating Type:90% Forced Air
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Heating Fuel:Natural Gas
Utilities
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Sewer/Septic:Public Sewer
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Hot Water:Natural Gas
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Water Source:Public
Appliances
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Appliances:Built-In Microwave, Dishwasher, Disposal, Exhaust Fan, Icemaker, Cooktop, Oven - Wall
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Laundry Type:Main Floor
Schools
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High School:POTOMAC FALLS
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School District Name:Loudoun County Public Schools
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School District Source:Listing Agent
The Community
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Subdivision Name:Potomac Lakes
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Senior Community:No
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Exterior Features:Sidewalks, Street Lights
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Pool:Yes - Community
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Community Pool Features:In Ground
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Association Recreation Fee:No
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HOA:Yes
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Condo/Coop Association:No
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HOA/Condo/Coop Amenities:Bike Trail, Common Grounds, Community Center, Jog/Walk Path, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
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HOA Fee:$98.60
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HOA Fee Frequency:Monthly
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HOA/Condo/Coop Fee:Common Area Maintenance, Pool(s), Recreation Facility, Snow Removal
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Transportation:Airport less than 10 miles, Bus Stop less than 1 mile
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HOA Name:Cascaded Community Association
Parking
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Total Garage and Parking Spaces:2
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Garage:Yes
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Garage Features:Garage - Front Entry, Garage Door Opener
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Garage Spaces:2.00
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Type of Parking:Attached Garage
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Parking Features:Asphalt Driveway
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# of Attached Garage Spaces:2
Extra Units
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Vacation Rental:No
Monthly cost estimate

Asking price
$1,150,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,157
|
Taxes | $661 |
Insurance | $316 |
Utilities | $333 See report |
Total | $7,467/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
Date | Event | Source | Price | % Change |
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3/27/25
Mar 27, 2025
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Listed / Active | BRIGHT | $1,150,000 |