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206 Stern Cove

STAFFORD, VA 22554

3 beds
3 baths
1,864 sqft
~1/2 acre lot
$254 per sqft
1989 build

Coming Soon in Aquia Harbour! *Professional photos to come * Step into this welcoming home and instantly be greeted by a beautiful slate foyer—just the beginning of the charm you’ll find throughout. Possibly occupying one of the best lots in the community, the property features light gray siding, blue shutters, and inviting front steps that add to its curb appeal. The yard is expansive yet mostly level, dotted with a few mature trees, and includes a long-standing apple tree believed to date back to the neighborhood’s origins. Inside, the bright and airy kitchen boasts stainless steel appliances (installed in 2024), plenty of storage—including a pantry—and a sunny breakfast area overlooking the backyard. The adjoining dining room leads out to a large, sturdy deck, perfect for outdoor entertaining or peaceful relaxation. On this main level, you’ll find three inviting bedrooms including a full hall bath, and the primary bedroom includes its own private ensuite. Descend to the lower level, where a wood-burning stove/fireplace has provided cozy warmth over the years. This level also includes a third full bath, multiple large closets, a dedicated laundry room, and interior access to the garage. Outside, a handy storage shed meets all your outdoor organization needs. Major updates over the past few years include a new roof, heat pump and windows throughout in 2019, driveway repaved 2020, and hot water heater in 2023. Additional upgrades include a new garage door and new sliding glass doors in 2011. With cosmetic upgrades, you’ll discover a true gem that’s ready for your personal touch. Plus, the home is ideally situated near I-95, and Aquia Harbour offers a host of amenities to enjoy. Don’t miss this wonderful opportunity!

Listing courtesy of BRIGHT / Coldwell Banker Elite

Last checked: Checking… • Last updated Mar 13, 2025 •

MLS# VAST2036578 —

The Building

Year Built:

1989
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

Vinyl Siding
Structure Type:

Detached
Architectural Style:

Split Foyer
Levels:

2
Accessibility Features:

None
Foundation Details:

Slab
Basement:

Yes
Basement Type:

Daylight, Partial, Garage Access, Heated, Improved, Outside Entrance, Partially Finished
Total SqFt Source:

Estimated
Total Below Grade SqFt:

500
Total Below Grade SqFt Source:

Estimated
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1364
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Estimated
Below Grade Finished SqFt:

500
Tax Total Finished SqFt:

1364

Interior

Interior Features:

Bathroom - Tub Shower, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Eat-In, Pantry, Primary Bath(s), Stove - Wood
Living Area SqFt Source:

Estimated

Room Dimensions

Total SqFt:

1864
Living Area SqFt:

1,864 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional, FHA, VA
Possession:

0-30 Days CD

Location

Directions:

I-95 to US-1; Right onto Washington Dr; Left onto Richmond Dr.; Left onto Aquia Dr; Continue straight onto Farragut Dr; Left onto Merrimac Dr; Left onto Stern Cove; 206 Stern Cove on left
Latitude:

38.47125000
Longitude:

-77.37526000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.44
Lot Size Source:

Estimated
Lot Features:

Cleared
Lot SqFt:

19,166 Sqft
Zoning:

R1
In City Limits:

No
Outdoor Living Structures:

Deck(s)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

No
Water Access:

No
Navigable Water:

No
Tidal Water:

No
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

21B 1689
Tax Year:

2024
Tax Lot:

1689
Tax Annual Amount:

$3,281
Tax Assessed Value:

$361,900
Year Assessed:

2024
County Tax:

3234.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

3
Bedrooms Main Level:

3

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

2.00
Main Level Full Baths:

2
Lower Level Full Baths:

1
All Lower Levels Total Baths:

1
Lower Level Total Baths:

1.00
Lower Level Full Baths:

1

Heating & Cooling

Cooling Type:

Heat Pump(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Central, Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Dishwasher, Disposal, Refrigerator, Stove, Washer/Dryer Hookups Only, Water Heater

Schools

School District Name:

Stafford County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Aquia Harbour
Senior Community:

No
Pool:

Yes - Community
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Baseball Field, Basketball Courts, Bike Trail, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Community Center, Gated Community, Golf Club, Golf Course, Golf Course Membership Available, Jog/Walk Path, Marina/Marina Club, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Riding/Stables, Security, Soccer Field, Tennis Courts, Tot Lots/Playground
HOA Fee:

$156
HOA Fee Frequency:

Monthly
HOA/Condo/Coop Fee:

Common Area Maintenance, Road Maintenance, Security Gate, Snow Removal, Trash
Other Fees:

2550.00
HOA Name:

Aquia Harbour Homeowners

Parking

Total Garage and Parking Spaces:

2
Garage:

Yes
Garage Features:

Garage - Front Entry, Garage Door Opener
Garage Spaces:

2.00
Type of Parking:

Attached Garage
# of Attached Garage Spaces:

2

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$475,000

Expense	Monthly cost
Mortgage	$2,543
Taxes	$273
Insurance	$130
Utilities	$171 See report
Total	$3,117/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
3/12/25 Mar 12, 2025	Listed / Active	BRIGHT	$475,000

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This house located in Aquia Harbour, VA 22554 is currently for sale for $475,000. 206 Stern Cove is a 1,864 square foot house with 3 beds and 3 baths.

Listing Courtesy of: BRIGHT and Coldwell Banker Elite.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.