2041 S Oak Street
Lake City, MN 55041
- 4 beds
- 4 baths
- 2,904 sqft
- 3,136 sqft lot
- $430 per sqft
- 2004 build
- – on site
Here is your rare opportunity to own this direct waterfront 4 bedroom, 3 1/2 bath breathtaking beachfront Twin Home with Unmatched Views of Lake Pepin. Prepare to be captivated by the sweeping, ever-changing views from glowing sunsets and dramatic skies to soaring eagles and passing wildlife. Every day offers a new and unforgettable backdrop. This exceptional home has been thoughtfully remodeled inside and out to the highest standards. The main floor welcomes you with raised ceilings that create a bright, open atmosphere. The heart of the home is the gorgeous, fully reimagined kitchen—featuring a spacious center island, gleaming quartz countertops, new appliances, and custom White Oak cabinetry. Elegant white oak wood flooring and luxury vinyl plank flooring flows throughout the home, pairing durability with timeless style. Every detail has been upgraded, from the retextured and newly painted ceilings and designer light fixtures to new interior two-panel doors with sleek black hardware. New oversized windows and doors on the beach-facing side flood the home with natural light and frame the stunning and wide open lake views. Cozy up by the 2 sided fireplace nestled between the dining and living areas, or step outside to enjoy the outdoors—whether on the expansive main-level patio or the private second-story deck off the owner's suite. This home was designed for both luxury and convenience, featuring: A private elevator for easy access between levels. Laundry rooms on both floors & a large upstairs storage room. Enjoy all the bedroom and bath remodels, three of the 4 bedrooms contain ensuite bathrooms. Oversized Spacious two car attached garage. Be sure to check the attached feature sheet for a full list of upgrades and details—there are too many to list! This isn't just a direct water front home; it's a forever lifestyle retreat waiting to be yours.
Last checked:
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Last updated Apr 19, 2025
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MLS# 6704247 —
The Building
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Year Built:2004
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New Construction:false
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Age Of Property:21
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Construction Materials:Brick/Stone, Metal Siding
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Roof:Asphalt
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Accessibility Features:Accessible Elevator Installed
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Levels:Two
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Main Level Finished Area:1332.0000
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Basement:Concrete, Slab
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Basement:true
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Foundation Area:1332
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Manufactured Home:No
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Building Area Total:2904
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Above Grade Finished Area:2904
Interior
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Dining Room Description:Eat In Kitchen,Informal Dining Room,Kitchen/Dining Room
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Fireplace:true
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Fireplaces Total:1
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Fireplace Features:Two Sided, Gas, Living Room
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Amenities:Ceiling Fan(s),Deck,Kitchen Center Island,Primary Bedroom Walk-In Closet,Patio,Paneled Doors,Panoramic View,Tile Floors,Washer/Dryer Hookup
Room Dimensions
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Living Area:2904
Location
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Directions:Hwy 61 to Lake City, left on S Oak St., townhomes on the left.
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Latitude:44.427725
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Longitude:-92.24428
The Property
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Parcel Number:R220219500
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Zoning Description:Residential-Single Family
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Property Type:Residential
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Property Subtype:Townhouse Side x Side
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Property Attached:true
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Additional Parcels:false
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Lot Features:Accessible Shoreline
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Lot Size Area:0.07
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Lot Size Dimensions:35x90
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Lot Size SqFt:3136.32
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Lot Size Units:Acres
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View:Lake, Panoramic, River
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Lake Chain:N
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Water Body Name:Mississippi River
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Road Between Waterfront and Home:No
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Road Frontage Type:Paved Streets
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Water Source:City Water/Connected
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Land Lease:false
Listing Agent
- Contact info:
- Agent phone:
- (651) 442-3941
- Office phone:
- (651) 345-7577
Taxes
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Tax Year:2025
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Tax Annual Amount:8602
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Tax With Assessments:8602.0000
Beds
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Bedrooms Total:4
Baths
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Total Baths:4
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Bath Description:Bathroom Ensuite,Full Primary,Private Primary,Main Floor 1/2 Bath,Main Floor 3/4 Bath,Separate Tub & Shower,Upper Level 3/4 Bath,Upper Level Full Bath,Walk-In Shower Stall
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Full Baths:1
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Three Quarter Baths:2
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Half Baths:1
Heating & Cooling
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Heating:Forced Air, Fireplace(s)
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Cooling:Central Air
Utilities
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Sewer:City Sewer/Connected
Appliances
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Appliances:Dishwasher, Dryer, Exhaust Fan, Humidifier, Range, Refrigerator, Tankless Water Heater, Washer, Wine Cooler
Schools
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High School District:Lake City
The Community
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Subdivision Name:Pepin Pointe
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Waterfront:true
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Waterfront Features:Association Access, Lake Front, Lake View, River View
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Association:true
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Association Name:(999) 999-0891
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Association Fee:417
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Association Fee Includes:Beach Access, Maintenance Structure, Lawn Care, Maintenance Grounds, Snow Removal
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Association Fee Frequency:Monthly
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Assessment Pending:No
Parking
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Parking Features:Attached Garage, Concrete
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Garage Spaces:3
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Garage Dimensions:27x24
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Garage SqFt:648
Monthly cost estimate

Asking price
$1,250,000
Expense | Monthly cost |
---|---|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$6,693
|
Taxes | $716 |
Insurance | $343 |
HOA fees | $417 |
Utilities | $146 See report |
Total | $8,315/mo.* |
*This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Max Internet Speed
Provided by BroadbandNow®
This is the maximum advertised internet speed available for this home. Under 10 Mbps is in the slower range, and anything above 30 Mbps is considered fast. For heavier internet users, some plans allow for more than 100 Mbps.
Sale history
Date | Event | Source | Price | % Change |
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4/16/25
Apr 16, 2025
|
Coming Soon | NORTHSTAR | $1,250,000 |